Bussiness

Joan

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Joan

Member since

January 2015

On-time repayments

111 installments  •  22%

About Me

I was born upcountry in an average family went to primary school and secondary school and dropped out in college due to lack of school fees. I did farming and earned a little income and managed to start a cereal store that am intending to expand after i get this loan.one thing that we believe in our culture is work hard and tomorrow you will enjoy the fruits of your sweat.

My Business

I sell cereals in my locality and make little orders for my stock of around 10,000 Ksh. I intend to raise it to 50,000 Ksh to make a higher income and attend to many customers.i chose this business because resources are locally available and most of my customers require these services.

I use my income to support my parents pay house rent and other domestic necessities. I love my work and work hard to achieve my dreams as a woman.

Loan Proposal

I intend to buy peas,beans, black beans green gram,rice ,maize,millet and sorghum in 50 kg bag each. Then I will reweigh into smaller plastic packaging for resale to domestic consumers. Properly pricing my retail packaging will require my passion for business and marketing enabling my prosperity

I expect a profit of twenty thousand Kenyan Shilling(USD 190) or more per month. My customers will be happy not to miss some of these resources and this will encourage them to come at their convenient time and make bigger orders. My services will also be efficient and attract more customers because my store will be better stocked.

Later I will be intending maybe to establish my personal delivery services. Later that is. Maybe buy a motorbike or a minicab. But first things first.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Apr 21, 2015

Repayment status

On Time

Projected term

7 months

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  • Rose    Sep 28, 2017

    Dear lenders
    Joan claims to be undergoing hardships and no longer in business, the reason she has been unable to pay. My message to her was that she works extra harder to repay however little.

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  • Rose    Aug 23, 2017

    Lenders, Joan is asking for more time

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  • Rose    Jun 23, 2017

    I have tried totalk to Joan and she asks to be given more time

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  • Rose    Nov 23, 2016

    Dear lenders
    Joan has been working hard to repay her loan and asked to be given more time, promised to start making payments soon.

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  • Rose    Oct 8, 2016

    Dear lenders
    again contacting Joan the response was that she is working on it

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  • Rose    Sep 29, 2016

    Contacted Joan and she is working hard to catch up, she promised to make payments soon

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  • Joan    Jul 1, 2016

    Financial constraints

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  • Rose    Jun 23, 2016

    Dear Joan
    Please you are still doing fine, make adjustments if you are facing difficulties

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  • Joan    May 6, 2016

    I bought large quantities of goods and thus expecting good profit setting in

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  • Joan    Apr 14, 2016

    The loan will boost my business more because will increase my stock of goods. I thank Zidisha you are the best lenders I have come across

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  • Joan    Apr 7, 2016

    I first of all give my thanks to the Zidisha community. Through my past loan fund I have been able to expand my business stock turn over by over Ksh. 60,000 per month. This is despite climatic changes which we have experienced all over the world. However I have been able to extend my arm by hiring motorcycle bodaboda to help transport my stock to the shop as well as to my own customers destination.

    I hereby raise my voice for more financial support from the community. I will use this fund to extend my capacity in the packaging department which is also challenging. Each customer must have his commodities well packed and spontaneous with the buying process, which is a great challenge when you have a line of waiting customers. In addition I want to expand into the milling industry where I can mill the dry cereals for flour. The flour should be divergent in ugali, porridge, chapati and food additives for kienyeji/ mukimo.

    Therefore I will be compelled to package this commodities and I need to be capable before I explore the milling machine industry. A helping hand will be a blessing and lay my obligation to pay every cent that will be brought forward to my loan account.

    With thanks.
    Joan.

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  • Joan    Sep 20, 2015

    financial constraints bt by the end of the month will clear

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  • Lilian    Jul 1, 2015

    halo lenders,Lilian kimko here, volunteer mentor to Joan Wangui, i cant not reach her since her phone is switched off,so i cant tell why she is unable to complete her loan repayment.
    thank you

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  • Joan    Apr 17, 2015

    Thanks 25% funded. Oh God.

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  • Joan    Mar 24, 2015

    My loan has not been disbursed please help. I should be repaying. And whats the fee for one time registration?

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