Name
Francis
Member since
February 2015
On-time repayments
150 installments • 9%
Am Francis Kadhua Mwaringa, Born 29 years ago in the Coastal county of Kilifi.Am married and we have a boy. I grew and was brought up in a village called Mazeras at a time when my both parents were struggling at least to put a food on the table while at the same time looking for money to educate me and my other elder siblings. Am the last born of five, three girls and two boys.
My four other sisters and a brother didn't perform well in education while it was my only chance to study hard and help my parents who were aging. I joined class one in a local primary school and after eight years, I completed and attained a Kenya Certificate of Primary Education. I later joined a local secondary school and went through to fourth form and scored average grades.
I could not join college due to lack of funds but worked hard doing menial jobs to earn a living. One time I read a news paper that Nakumatt, one of the leading Retail Supermarket was recruiting, I applied and later was called and passed the interview, i joined there as a clerk. It is from here that I started my business of selling Meat at our residential place.
The community where I come from, The Mijikenda, we love Swahili and the slang there is totally different from any other Kenyan from any part of the country. so whenever somebody from other parts of the country comes down to Coast, we refer to them as watu wa Bara(people of up country).
My business deals with buying fresh beef and pork form the abattoir at a whole sale price and then selling it in my residential area at a retail price. This is a great business because it earns me a lot of profit. In my residential place, people staying here are of moderate living therefore meat is consumed and this is by the fact that not many people sells meat.
For instance if I buy a meat worth five thousand Kenya shillings, the total selling cost will be Kes.12000 meaning I get a profit of Kes.7000. That is why I am happy with the business.
In fact the profits that I get from this business helps me to pay some rent for the business house, am also paying for the piece of land that I have purchased through this business.I thank God.
Dear lenders,surely I thank God for the previous loan.I now come before you for another loan.I still need support to make some adjustments to my butchery business in order to make more profits. Here are the estimates:
1. silver colored iron sheet to coat butchery walls @8000kes.
2. white and red color paints @ 7000kes
3. transportation and labor @ 5000kesh.
Total,....,.................................20,000.
Nb all the money will be raised through zidisha and the difference will come from my previous savings.kindly support me.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$95.00
Date disbursed
Jul 6, 2015
Repayment status
Late
Projected term
31 months
Other loans
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Amount repaid
$9.62
Amount remaining
$89.66
Expected completion
Feb 11, 2018
Status
Repaying late
Installment amount
$30.93
Expected Payments | Actual Payments | ||
---|---|---|---|
Jul 19, 2015 | $9.62 | Aug 10, 2015 | $9.62 |
Jul 26, 2015 | $0.00 | ||
Aug 2, 2015 | $0.00 | ||
Aug 9, 2015 | $0.00 | ||
Aug 16, 2015 | $0.00 | ||
Aug 23, 2015 | $0.00 | ||
Aug 30, 2015 | $0.00 | ||
Sep 6, 2015 | $0.00 | ||
Sep 13, 2015 | $0.00 | ||
Sep 20, 2015 | $0.00 | ||
Sep 27, 2015 | $0.00 | ||
Oct 4, 2015 | $0.00 | ||
Oct 11, 2015 | $0.00 | ||
Oct 18, 2015 | $0.00 | ||
Oct 25, 2015 | $0.00 | ||
Nov 1, 2015 | $0.00 | ||
Nov 8, 2015 | $0.00 | ||
Nov 15, 2015 | $0.00 | ||
Nov 22, 2015 | $0.00 | ||
Nov 29, 2015 | $0.00 | ||
Dec 6, 2015 | $0.00 | ||
Dec 13, 2015 | $0.00 | ||
Dec 20, 2015 | $0.00 | ||
Dec 27, 2015 | $0.00 | ||
Jan 3, 2016 | $0.00 | ||
Jan 10, 2016 | $0.00 | ||
Jan 17, 2016 | $0.00 | ||
Jan 24, 2016 | $0.00 | ||
Jan 31, 2016 | $0.00 | ||
Feb 7, 2016 | $0.00 | ||
Feb 14, 2016 | $0.00 | ||
Feb 21, 2016 | $0.00 | ||
Feb 28, 2016 | $0.00 | ||
Mar 6, 2016 | $0.00 | ||
Mar 13, 2016 | $0.00 | ||
Mar 20, 2016 | $0.00 | ||
Mar 27, 2016 | $0.00 | ||
Apr 3, 2016 | $0.00 | ||
Apr 10, 2016 | $0.00 | ||
Apr 17, 2016 | $0.00 | ||
Apr 24, 2016 | $0.00 | ||
May 1, 2016 | $0.00 | ||
May 8, 2016 | $0.00 | ||
May 15, 2016 | $0.00 | ||
May 22, 2016 | $0.00 | ||
May 29, 2016 | $0.00 | ||
Jun 5, 2016 | $0.00 | ||
Jun 12, 2016 | $0.00 | ||
Jun 19, 2016 | $0.00 | ||
Jun 26, 2016 | $0.00 | ||
Jul 3, 2016 | $0.00 | ||
Jul 10, 2016 | $0.00 | ||
Jul 17, 2016 | $0.00 | ||
Jul 24, 2016 | $0.00 | ||
Jul 31, 2016 | $0.00 | ||
Aug 7, 2016 | $0.00 | ||
Aug 14, 2016 | $0.00 | ||
Aug 21, 2016 | $0.00 | ||
Aug 28, 2016 | $0.00 | ||
Sep 4, 2016 | $0.00 | ||
Sep 11, 2016 | $0.00 | ||
Sep 18, 2016 | $0.00 | ||
Sep 25, 2016 | $0.00 | ||
Oct 2, 2016 | $0.00 | ||
Oct 9, 2016 | $0.00 | ||
Oct 16, 2016 | $0.00 | ||
Oct 23, 2016 | $0.00 | ||
Oct 30, 2016 | $0.00 | ||
Nov 6, 2016 | $0.00 | ||
Nov 13, 2016 | $0.00 | ||
Nov 20, 2016 | $0.00 | ||
Nov 27, 2016 | $0.00 | ||
Dec 4, 2016 | $0.00 | ||
Dec 11, 2016 | $0.00 | ||
Dec 18, 2016 | $0.00 | ||
Dec 25, 2016 | $0.00 | ||
Jan 1, 2017 | $0.00 | ||
Jan 8, 2017 | $0.00 | ||
Jan 15, 2017 | $0.00 | ||
Jan 22, 2017 | $0.00 | ||
Jan 29, 2017 | $0.00 | ||
Feb 5, 2017 | $0.00 | ||
Feb 12, 2017 | $0.00 | ||
Feb 19, 2017 | $0.00 | ||
Feb 26, 2017 | $0.00 | ||
Mar 5, 2017 | $0.00 | ||
Mar 12, 2017 | $0.00 | ||
Mar 19, 2017 | $0.00 | ||
Mar 26, 2017 | $0.00 | ||
Apr 2, 2017 | $0.00 | ||
Apr 9, 2017 | $0.00 | ||
Apr 16, 2017 | $0.00 | ||
Apr 23, 2017 | $0.00 | ||
Apr 30, 2017 | $0.00 | ||
May 7, 2017 | $0.00 | ||
May 14, 2017 | $0.00 | ||
May 21, 2017 | $0.00 | ||
May 28, 2017 | $0.00 | ||
Jun 4, 2017 | $0.00 | ||
Jun 11, 2017 | $0.00 | ||
Jun 18, 2017 | $0.00 | ||
Jun 25, 2017 | $0.00 | ||
Jul 2, 2017 | $0.00 | ||
Jul 9, 2017 | $0.00 | ||
Jul 16, 2017 | $0.00 | ||
Jul 23, 2017 | $0.00 | ||
Jul 30, 2017 | $0.00 | ||
Aug 6, 2017 | $0.00 | ||
Aug 13, 2017 | $0.00 | ||
Aug 20, 2017 | $0.00 | ||
Aug 27, 2017 | $0.00 | ||
Sep 3, 2017 | $0.00 | ||
Sep 10, 2017 | $0.00 | ||
Sep 17, 2017 | $0.00 | ||
Sep 24, 2017 | $0.00 | ||
Oct 1, 2017 | $0.00 | ||
Oct 8, 2017 | $0.00 | ||
Oct 15, 2017 | $0.00 | ||
Oct 22, 2017 | $0.00 | ||
Oct 29, 2017 | $0.00 | ||
Nov 5, 2017 | $0.00 | ||
Nov 12, 2017 | $0.00 | ||
Nov 19, 2017 | $0.00 | ||
Nov 26, 2017 | $0.00 | ||
Dec 3, 2017 | $0.00 | ||
Dec 10, 2017 | $0.00 | ||
Dec 17, 2017 | $0.00 | ||
Dec 24, 2017 | $0.00 | ||
Dec 31, 2017 | $0.00 | ||
Jan 7, 2018 | $0.00 | ||
Jan 14, 2018 | $0.00 | ||
Jan 21, 2018 | $0.00 | ||
Jan 28, 2018 | $30.93 | ||
Feb 4, 2018 | $30.93 | ||
Feb 11, 2018 | $27.80 |
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