Another cow for my dairy business

Florence

Limuru, Kenya

19% repaid

Entrepreneur

Name

Florence

Member since

July 2014

On-time repayments

345 installments  •  52%

About Me

My name is Florence Wanjiku, born in Kiambu County in central Kenya. I come from a family of 8 where I am the 6th born. My parents (both deceased) were small scale farmers who worked very hard to provide for the big family. I am a mother of 3 children - all boys aged 25, 17 and 14. The last two are still in school and the first born just cleared college early this year.

I went to local schools for my primary and secondary education and later joined high school for my advanced level. I then did a course in accounts and I later secured a job as a civil servant.

I also do livestock keeping to supplement my income and this enables me to meet my household expenses. I have kept dairy cows through zero grazing method due to the small size of my land.

I am a staunch Christian and a very active member of my church.

My Business

As stated above, I am a livestock farmer who uses zero grazing method. This is putting the cows in a shed and feeding them within the enclosure. I normally feed them with napier grass and wheat bran which I source from local sellers.

Due to the small size of my piece of land, I normally buy the grass from my neighbors who have are in this business. We cut the grass manually and transport it on my back due to lack of other modes of transport.

The terrain of this place is very rough and the best mode of transport is using a donkey. I have planned to buy a donkey for this purpose but due to competing needs, I have always shelved the idea until now that I have this opportunity to get credit from Zidisha.

Loan Proposal

As mentioned above, I have been changing my herd from fresian to jersey cows. This has been a gradual change and I now want to buy another dairy cow to complete the change. This cow will cost me around 500 USD which is what I am borrowing here.

This change will go a long way in achieving my goals since I will be able to do my farming in more efficient and cost effective manner. This will increase my milk production which will translate into more sales hence more profitability.

Thank you.

Feedback

3

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Loan Info

Project Type

Classic Loan

Disbursed amount

$530.00

Date disbursed

Oct 6, 2016

Repayment status

Late

Projected term

57 months

Lenders

Paul Buchheit

Mountain View, United States

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Summary

Amount repaid

$99.32

Amount remaining

$431.12

Expected completion

Jun 23, 2021

Status

Repaying late

Installment amount

$10.20

Repayment History

Expected Payments Actual Payments
Oct 19, 2016 $6.05 Oct 19, 2016 $6.05
Oct 26, 2016 $2.02 Nov 2, 2016 $2.02
Nov 2, 2016 $2.02 Nov 2, 2016 $1.51
Nov 22, 2016 $0.50
Nov 9, 2016 $2.02 Nov 22, 2016 $2.02
Nov 16, 2016 $2.02 Nov 22, 2016 $2.02
Nov 23, 2016 $0.50 Nov 22, 2016 $0.50
Nov 30, 2016 $0.00
Dec 7, 2016 $0.00
Dec 14, 2016 $1.01 Dec 22, 2016 $1.01
Dec 21, 2016 $1.01 Jan 6, 2017 $1.01
Dec 28, 2016 $1.01 Jan 6, 2017 $1.01
Jan 4, 2017 $1.01 Jan 6, 2017 $1.01
Jan 11, 2017 $1.01 Jan 6, 2017 $1.01
Jan 18, 2017 $1.01 Jan 6, 2017 $1.01
Jan 25, 2017 $1.01 Feb 6, 2017 $1.01
Feb 1, 2017 $1.01 Feb 6, 2017 $1.01
Feb 8, 2017 $1.01 Feb 6, 2017 $1.01
Feb 15, 2017 $1.01 Mar 3, 2017 $1.01
Feb 22, 2017 $1.01 Mar 3, 2017 $1.01
Mar 1, 2017 $1.01 Mar 3, 2017 $1.01
Mar 8, 2017 $1.01 Mar 20, 2017 $1.01
Mar 15, 2017 $1.01 Mar 20, 2017 $1.01
Mar 22, 2017 $1.01 Mar 20, 2017 $1.01
Mar 29, 2017 $1.01 Mar 30, 2017 $1.01
Apr 5, 2017 $1.01 Apr 7, 2017 $1.01
Apr 12, 2017 $1.01 Apr 19, 2017 $1.01
Apr 19, 2017 $1.01 May 2, 2017 $1.01
Apr 26, 2017 $1.01 May 2, 2017 $1.01
May 3, 2017 $1.01 May 13, 2017 $1.01
May 10, 2017 $1.01 May 18, 2017 $1.01
May 17, 2017 $1.01 May 18, 2017 $1.01
May 24, 2017 $1.01 May 18, 2017 $1.01
May 31, 2017 $1.01 May 30, 2017 $1.01
Jun 7, 2017 $1.01 Jun 12, 2017 $1.01
Jun 14, 2017 $1.01 Jun 12, 2017 $1.01
Jun 21, 2017 $1.01 Jun 21, 2017 $1.01
Jun 28, 2017 $1.01 Jun 22, 2017 $1.01
Jul 5, 2017 $1.01 Jul 6, 2017 $1.01
Jul 12, 2017 $1.01 Jul 13, 2017 $1.01
Jul 19, 2017 $1.01 Jul 19, 2017 $1.01
Jul 26, 2017 $1.01 Jul 19, 2017 $1.01
Aug 2, 2017 $1.01 Jul 19, 2017 $1.01
Aug 9, 2017 $1.01 Jul 19, 2017 $1.01
Aug 16, 2017 $1.01 Jul 19, 2017 $1.01
Aug 23, 2017 $1.01 Aug 17, 2017 $1.01
Aug 30, 2017 $1.01 Sep 14, 2017 $1.01
Sep 6, 2017 $1.01 Sep 14, 2017 $1.01
Sep 13, 2017 $1.01 Sep 23, 2017 $1.01
Sep 20, 2017 $1.01 Sep 23, 2017 $1.01
Sep 27, 2017 $1.01 Oct 9, 2017 $1.01
Oct 4, 2017 $1.01 Oct 9, 2017 $1.01
Oct 11, 2017 $1.01 Oct 9, 2017 $1.01
Oct 18, 2017 $1.01 Oct 9, 2017 $1.01
Oct 25, 2017 $1.01 Oct 9, 2017 $1.01
Nov 1, 2017 $1.01 Nov 2, 2017 $1.01
Nov 8, 2017 $1.01 Nov 7, 2017 $1.01
Nov 15, 2017 $1.01 Nov 16, 2017 $1.01
Nov 22, 2017 $1.01 Nov 27, 2017 $1.01
Nov 29, 2017 $1.01 Dec 5, 2017 $1.01
Dec 6, 2017 $1.01 Dec 5, 2017 $1.01
Dec 13, 2017 $1.01 Dec 14, 2017 $1.01
Dec 20, 2017 $1.01 Dec 20, 2017 $1.01
Dec 27, 2017 $1.01 Jan 18, 2018 $1.01
Jan 3, 2018 $1.01 Jan 18, 2018 $1.01
Jan 10, 2018 $1.01 Jan 19, 2018 $1.01
Jan 17, 2018 $1.01 Feb 2, 2018 $1.01
Jan 24, 2018 $1.01 Feb 2, 2018 $1.01
Jan 31, 2018 $1.01 Feb 2, 2018 $1.01
Feb 7, 2018 $1.01 Feb 13, 2018 $1.01
Feb 14, 2018 $1.01 Feb 23, 2018 $1.01
Feb 21, 2018 $1.01 Mar 15, 2019 $1.01
Feb 28, 2018 $0.00
Mar 7, 2018 $0.00
Mar 14, 2018 $0.00
Mar 21, 2018 $0.00
Mar 28, 2018 $0.00
Apr 4, 2018 $0.00
Apr 11, 2018 $0.00
Apr 18, 2018 $0.00
Apr 25, 2018 $0.00
May 2, 2018 $0.00
May 9, 2018 $0.00
May 16, 2018 $0.00
May 23, 2018 $0.00
May 30, 2018 $0.00
Jun 6, 2018 $0.00
Jun 13, 2018 $0.00
Jun 20, 2018 $0.00
Jun 27, 2018 $0.00
Jul 4, 2018 $0.00
Jul 11, 2018 $0.00
Jul 18, 2018 $0.00
Jul 25, 2018 $0.00
Aug 1, 2018 $0.00
Aug 8, 2018 $0.00
Aug 15, 2018 $0.00
Aug 22, 2018 $0.00
Aug 29, 2018 $0.00
Sep 5, 2018 $0.00
Sep 12, 2018 $0.00
Sep 19, 2018 $0.00
Sep 26, 2018 $0.00
Oct 3, 2018 $0.00
Oct 10, 2018 $0.00
Oct 17, 2018 $0.00
Oct 24, 2018 $0.00
Oct 31, 2018 $0.00
Nov 7, 2018 $0.00
Nov 14, 2018 $0.00
Nov 21, 2018 $0.00
Nov 28, 2018 $0.00
Dec 5, 2018 $0.00
Dec 12, 2018 $0.00
Dec 19, 2018 $0.00
Dec 26, 2018 $0.00
Jan 2, 2019 $0.00
Jan 9, 2019 $0.00
Jan 16, 2019 $0.00
Jan 23, 2019 $0.00
Jan 30, 2019 $0.00
Feb 6, 2019 $0.00
Feb 13, 2019 $0.00
Feb 20, 2019 $0.00
Feb 27, 2019 $0.00
Mar 6, 2019 $0.00
Mar 13, 2019 $0.00
Mar 20, 2019 $0.50 Mar 25, 2019 $0.50
Mar 27, 2019 $0.50 Mar 25, 2019 $0.50
Apr 3, 2019 $0.50 Apr 3, 2019 $0.50
Apr 10, 2019 $0.50 Apr 3, 2019 $0.50
Apr 17, 2019 $0.50 May 3, 2019 $0.50
Apr 24, 2019 $0.50 May 3, 2019 $0.50
May 1, 2019 $0.00
May 8, 2019 $0.00
May 15, 2019 $0.00
May 22, 2019 $0.00
May 29, 2019 $0.00
Jun 5, 2019 $0.50 Feb 4, 2020 $0.50
Jun 12, 2019 $0.00
Jun 19, 2019 $0.00
Jun 26, 2019 $0.00
Jul 3, 2019 $0.00
Jul 10, 2019 $0.00
Jul 17, 2019 $0.00
Jul 24, 2019 $0.00
Jul 31, 2019 $0.00
Aug 7, 2019 $0.00
Aug 14, 2019 $0.00
Aug 21, 2019 $0.00
Aug 28, 2019 $0.00
Sep 4, 2019 $0.00
Sep 11, 2019 $0.00
Sep 18, 2019 $0.00
Sep 25, 2019 $0.00
Oct 2, 2019 $0.00
Oct 9, 2019 $0.00
Oct 16, 2019 $0.00
Oct 23, 2019 $0.00
Oct 30, 2019 $0.00
Nov 6, 2019 $0.00
Nov 13, 2019 $0.00
Nov 20, 2019 $0.00
Nov 27, 2019 $0.00
Dec 4, 2019 $0.00
Dec 11, 2019 $0.00
Dec 18, 2019 $0.00
Dec 25, 2019 $0.00
Jan 1, 2020 $0.00
Jan 8, 2020 $0.00
Jan 15, 2020 $0.00
Jan 22, 2020 $0.00
Jan 29, 2020 $0.00
Feb 5, 2020 $0.00
Feb 12, 2020 $0.50 Feb 14, 2020 $0.50
Feb 19, 2020 $0.50 Mar 27, 2020 $0.50
Feb 26, 2020 $0.50 Mar 27, 2020 $0.50
Mar 4, 2020 $0.50 Mar 28, 2020 $0.50
Mar 11, 2020 $0.50 Mar 28, 2020 $0.50
Mar 18, 2020 $1.01 Mar 28, 2020 $1.01
Mar 25, 2020 $1.01 Apr 3, 2020 $1.01
Apr 1, 2020 $0.00
Apr 8, 2020 $0.00
Apr 15, 2020 $0.00
Apr 22, 2020 $0.00
Apr 29, 2020 $0.00
May 6, 2020 $0.00
May 13, 2020 $0.00
May 20, 2020 $0.00
May 27, 2020 $0.00
Jun 3, 2020 $0.00
Jun 10, 2020 $0.50 Jun 10, 2020 $0.50
Jun 17, 2020 $0.50 Jun 10, 2020 $0.50
Jun 24, 2020 $0.50 Jun 18, 2020 $0.50
Jul 1, 2020 $0.50 Jun 18, 2020 $0.50
Jul 8, 2020 $0.50 Jun 26, 2020 $0.50
Jul 15, 2020 $1.01 Jun 26, 2020 $1.01
Jul 22, 2020 $1.01 Jun 26, 2020 $0.50
Jul 4, 2020 $0.50
Jul 29, 2020 $1.01 Jul 4, 2020 $1.01
Aug 5, 2020 $1.01 Jul 4, 2020 $0.50
Jul 11, 2020 $0.50
Aug 12, 2020 $1.01 Jul 11, 2020 $1.01
Aug 19, 2020 $1.01 Jul 11, 2020 $0.50
Jul 20, 2020 $0.50
Aug 26, 2020 $1.01 Jul 20, 2020 $1.01
Sep 2, 2020 $1.01 Jul 20, 2020 $0.50
Aug 6, 2020 $0.50
Sep 9, 2020 $1.01 Aug 6, 2020 $1.01
Sep 16, 2020 $1.01 Aug 6, 2020 $0.50
Oct 17, 2020 $0.50
Sep 23, 2020 $0.50 Oct 17, 2020 $0.50
Sep 30, 2020 $0.00
Oct 7, 2020 $0.00
Oct 14, 2020 $0.00
Oct 21, 2020 $0.00
Oct 28, 2020 $0.00
Nov 4, 2020 $0.00
Nov 11, 2020 $0.00
Nov 18, 2020 $0.00
Nov 25, 2020 $0.00
Dec 2, 2020 $0.00
Dec 9, 2020 $0.00
Dec 16, 2020 $0.00
Dec 23, 2020 $0.00
Dec 30, 2020 $0.00
Jan 6, 2021 $0.00
Jan 13, 2021 $10.20
Jan 20, 2021 $10.20
Jan 27, 2021 $10.20
Feb 3, 2021 $10.20
Feb 10, 2021 $10.20
Feb 17, 2021 $20.41
Feb 24, 2021 $20.41
Mar 3, 2021 $20.41
Mar 10, 2021 $20.41
Mar 17, 2021 $20.41
Mar 24, 2021 $20.41
Mar 31, 2021 $20.41
Apr 7, 2021 $20.41
Apr 14, 2021 $20.41
Apr 21, 2021 $20.41
Apr 28, 2021 $20.41
May 5, 2021 $20.41
May 12, 2021 $20.41
May 19, 2021 $20.41
May 26, 2021 $20.41
Jun 2, 2021 $20.41
Jun 9, 2021 $20.41
Jun 16, 2021 $20.41
Jun 23, 2021 $12.76

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