Virginia
Mombasa, Kenya
5% repaid
Name
Virginia
Member since
November 2014
On-time repayments
44 installments • 36%
My name is Virginia Musyoki, born in Machakos county near Nairobi city. I was brought up in a typical rural home in a family of 3 and I am the second born. My parent are small scale farmers and this is what they do for their upkeep.
I went to primary and later secondary school around my home area and later joined a computer college where I did a course in computer graphics and design. I later relocated to Mombasa where I got a job as a computer operator. I later opened a small computer bureau with savings that I had made from my previous job.
I am a hardworking person and a go getter and I believe in honest living. I am an active member of my church where I belong to various groups within the church.
As stated above, I own a computer bureau where I do a number of computer related work such as typesetting, printing, documents lamination and binding. My business is located in Mombasa city in an area that is densely populated and this is a big advantage since I am always assured of a large group of clients who come to seek my services.
However, I face a number challenges key among them lack of credit to expand the business. In spite of these challenges, I the prospects of my business looks bright and I since I have already established a good number of loyal clients in the last five years that I have been in this business.
My average net income per month is about $200 and I am hoping that this figure will go up if I get a credit line from Zidisha.
One secret of success in cyber cafe business is to have a good and a reliable printer. I need to invest heavily in this area so that I can have a competitive edge over my competition. The printer that I am currently using (that I bought with the first loan) is doing a good job but it has some limitations.
I need a faster printer to take care of clients who cannot wait for long for their work to be printed. I also need to get a printer that can print of paper plates for offset printing which is the most common type of printing done around here. A laser printer will solve all these challenges. Unfortunately, these printers don't come cheap and that is why I am asking for your help. A new laser printer of the type that I want will cost me about $200, so with this loan a bit from my savings I will be able to acquire it.
This will be a game changer in my business and I am counting on you to make it happen. Thank you.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$131.00
Date disbursed
May 15, 2015
Repayment status
Late
Projected term
5 months
Other loans
Amount repaid
$7.22
Amount remaining
$130.50
Expected completion
Nov 8, 2015
Status
Repaying late
Installment amount
$5.50
Expected Payments | Actual Payments | ||
---|---|---|---|
May 24, 2015 | $5.50 | May 25, 2015 | $5.50 |
May 31, 2015 | $5.50 | May 25, 2015 | $0.06 |
Sep 3, 2015 | $1.67 | ||
Jun 7, 2015 | $5.50 | ||
Jun 14, 2015 | $5.50 | ||
Jun 21, 2015 | $5.50 | ||
Jun 28, 2015 | $5.50 | ||
Jul 5, 2015 | $5.50 | ||
Jul 12, 2015 | $5.50 | ||
Jul 19, 2015 | $5.50 | ||
Jul 26, 2015 | $5.50 | ||
Aug 2, 2015 | $5.50 | ||
Aug 9, 2015 | $5.50 | ||
Aug 16, 2015 | $5.50 | ||
Aug 23, 2015 | $5.50 | ||
Aug 30, 2015 | $5.50 | ||
Sep 6, 2015 | $5.50 | ||
Sep 13, 2015 | $5.50 | ||
Sep 20, 2015 | $5.50 | ||
Sep 27, 2015 | $5.50 | ||
Oct 4, 2015 | $5.50 | ||
Oct 11, 2015 | $5.50 | ||
Oct 18, 2015 | $5.50 | ||
Oct 25, 2015 | $5.50 | ||
Nov 1, 2015 | $5.50 | ||
Nov 8, 2015 | $5.72 |
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