Selling household goods & services

Kolawole Orowole

Ilorin, Nigeria

100% repaid

Entrepreneur

Name

Kolawole Orowole

Location

Ilorin, Nigeria

On-time repayments

63 weekly installments  •  78%

About Me

My name is Kolawole Orowole. I am an entrepreneur, selling foodstuff, children's goods, and other products. I also am a staff member at Omole, Phase 2 (Berger, Lagos, Nigeria), serving as a Communications Facilitator.

I am convinced that integrity is more important than any financial gratification.

My Business

I trade in various goods for babies and children, including Pampers (disposable diapers), footwear, school bags, foodstuff, lunch bags, etc. I sell to people around me.

I also produce affordable hand-sanitiser, and I purchase face-masks in large quantities to resell.

Loan Proposal

My business has grown with the help of loans funded by lenders at Zidisha. With the loans, I have been able to invest in face-masks and hand-sanitisers during the COVID-19 pandemic, and have been selling them in the major markets around me. I further have been given a contract to supply sanitiser to banks and other nearby organizations, because my prices are more affordable than competitors' prices.

Additionally, I have pursued school contracts for disinfecting/decontaminating their premises before school reopenings and, in fact, I have been given a school contract to do just that. I am hoping to get more similar contracts to expand my business and increase my profits.

I need this loan to restock more products to sell, as well as to buy supplies for making more hand-sanitiser.

Income Source

Risk & Revenue Information: I have heavily invested in ventures that are essential, such as: raw foodstuff and baby needs that are consumed by people around me. I also produce affordable hand sanitiser, and I purchase face masks in large quantity to resell affordably. Now, too, I have been given a contract to fumigate schools in preparation for their reopening. Therefore, I expect to be able to repay this loan.

✎ ✎ ✎

EDITOR'S NOTES:

1.) For anyone who may not yet know this, please be aware that although English is an official language in many African countries, English usually *isn't* the first language of
most people in Africa; rather, a tribal language (or two or three or more) usually is/are
the first language(s).

2.) The "Risk & Revenue Information" is submitted separately and, therefore,
doesn't appear in the "Show original English" section, below:

Show original English  

About Me

Am Kolawole Orowole, an entrepreneur and staff of communication facilitator in omole phase 2 in Berger. Base on my conviction, integrity is a very important trait that last more than any financial gratification
A graduate of statistics from federal university of Ilorin, Nigeria. I did my Masters in the same field of study.Having work as field quality survey analyst and customer service analyst, I discovered, there are many areas of business opportunities that are yet to be explore. My experience and qualification gives me an edge to offer the needed service.

My Business

I trade in different children needs, from pampers, to children footwears and school needs like bags and lunch bags.We have expanded and businesses with hand sanitizer,decontamination chemical, face masks, nose masks, car accessories and contract management.

Loan Proposal

I HAVE BEING TRADING IN FOOTWEAR,CHILDREN NEEDS (PAMPERS,BREAST PUMB,BABY MILK,BABY DRESSES AND OTHER BABY NEEDS) AND RAW FOOD STUFFS IN MY IMMEDIATE ENVIRONMENT AND THE BUSINESS HAS GROWN TO EXPAND MY BUSINESS FRONT BY ADDING MORE PRODUCTS, WHICH MY LAST LOANS ON ZIDISHA GAVE ME THE OPPORTUNITY OF investigation IN FACEMASK AND HAND SANITISERS IN MAJOR MARKETS AROUND ME.NOW AM GIVING THE CONTRACT TO SUPPLY SANITIZER TO BANKS AND ORGANIZATION AROUND ME AND MY PRICES ARE VERY AFFORDABLE WHEN COMPARED WITH COMPETITORS.I ALSO WANT TO EMBARKED ON SCHOOL FUMIGATION CONTRACTS TO DECONTAMINATE THE SCHOOL PREMISES BEFORE SCHOOL REOPENING WHICH HAS BEEN UNDER CONSIDERATION AND AM OPTIMISTIC ABOUT THE CONTRACT AWARD.

Feedback

None

None

None

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Show all

Loan Info

Disbursed amount

$823.01

Date disbursed

Jul 1, 2020

Repayment status

On Time

Projected term

4 months

Cost to entrepreneur

Service fee: 10% of $823.01 = $69.90

Credit risk payment: $104.85

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