Entrepreneur
Name
Joyce
Member since
August 2014
On-time repayments
77 installments • 29%
About Me
My name is Joyce Wanja, I was born in Limuru near the capital city of Nairobi – Kenya. I went to school and later did a course in hairdressing. I got married five years ago and I am a mother of two – one boy and a girl aged four and two years respectively.
I separated with my husband early last year after he became a habitual drunkard and even turned abusive. I left his house with my children and I am their bread winner. I later got a job as a waiter in a local hotel but the pay was too little so I decided to venture into selling (hawking) used clothes business. I started this business in December last year and the income is a bit better that what I was getting in the hotel. I even managed to put my first born to a kindergarten and the little one to a day care center.
I work very hard to make end meet and to provide for my young family. I am also active in my church where I belong to praise and worship team.
My Business
I have been selling second hand clothes for a while until a few months ago when I abandoned it due to low profitability. I am currently running a makeshift eatery where I serve food to laborers who mostly work in construction sites here in town.
I like this business because it is more predictable and there is prospects look good. It is a business still at its infancy but I am optimistic it will do well especially with support of my reliable and able partner - Zidisha.
Loan Proposal
With this loan, I wish to buy a few utensils for to enable me serve my customers better. I will buy 2 large thermos flasks at a total cost of USD 50 and two cooking pots for USD 40. I will use the balance to buy cups and glasses and a few cutlery items such as spoons and folks.
This inventory will enable me to serve my clients more effectively and hopefully help me reach more people. Thank you in advance.
Feedback
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$131.00
Date disbursed
Aug 25, 2015
Repayment status
Late
Projected term
11 months
Other loans
Lenders
Berlin, Germany
Jake Gibson and Beverly Picardo
San Francisco, United States
Summary
Amount repaid
$18.00
Amount remaining
$118.89
Expected completion
Jul 31, 2016
Status
Repaying late
Installment amount
$3.00
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Sep 6, 2015 | $5.00 | Sep 15, 2015 | $5.00 |
| Sep 13, 2015 | $0.00 | ||
| Sep 20, 2015 | $0.00 | ||
| Sep 27, 2015 | $0.00 | ||
| Oct 4, 2015 | $3.00 | Jan 8, 2016 | $2.00 |
| Jan 11, 2016 | $1.00 | ||
| Oct 11, 2015 | $3.00 | Jan 11, 2016 | $1.00 |
| Jul 2, 2016 | $2.00 | ||
| Oct 18, 2015 | $3.00 | Jul 2, 2016 | $1.00 |
| Jul 19, 2016 | $2.00 | ||
| Oct 25, 2015 | $3.00 | Jul 19, 2016 | $1.00 |
| Aug 27, 2016 | $2.00 | ||
| Nov 1, 2015 | $3.00 | Aug 27, 2016 | $1.00 |
| Nov 8, 2015 | $3.00 | ||
| Nov 15, 2015 | $3.00 | ||
| Nov 22, 2015 | $3.00 | ||
| Nov 29, 2015 | $3.00 | ||
| Dec 6, 2015 | $3.00 | ||
| Dec 13, 2015 | $3.00 | ||
| Dec 20, 2015 | $3.00 | ||
| Dec 27, 2015 | $3.00 | ||
| Jan 3, 2016 | $3.00 | ||
| Jan 10, 2016 | $3.00 | ||
| Jan 17, 2016 | $3.00 | ||
| Jan 24, 2016 | $3.00 | ||
| Jan 31, 2016 | $3.00 | ||
| Feb 7, 2016 | $3.00 | ||
| Feb 14, 2016 | $3.00 | ||
| Feb 21, 2016 | $3.00 | ||
| Feb 28, 2016 | $3.00 | ||
| Mar 6, 2016 | $3.00 | ||
| Mar 13, 2016 | $3.00 | ||
| Mar 20, 2016 | $3.00 | ||
| Mar 27, 2016 | $3.00 | ||
| Apr 3, 2016 | $3.00 | ||
| Apr 10, 2016 | $3.00 | ||
| Apr 17, 2016 | $3.00 | ||
| Apr 24, 2016 | $3.00 | ||
| May 1, 2016 | $3.00 | ||
| May 8, 2016 | $3.00 | ||
| May 15, 2016 | $3.00 | ||
| May 22, 2016 | $3.00 | ||
| May 29, 2016 | $3.00 | ||
| Jun 5, 2016 | $3.00 | ||
| Jun 12, 2016 | $3.00 | ||
| Jun 19, 2016 | $3.00 | ||
| Jun 26, 2016 | $3.00 | ||
| Jul 3, 2016 | $3.00 | ||
| Jul 10, 2016 | $3.00 | ||
| Jul 17, 2016 | $3.00 | ||
| Jul 24, 2016 | $3.00 | ||
| Jul 31, 2016 | $2.89 | ||
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