Buy laminating machine and results-checker cards for schools

Entrepreneur

About Me

I am Justice Adu Emmanuel from Berekum in the Brong Ahafo Region of Ghana, very quite and humble person, and also hardworking. I started schooling at Berekum as a child my parents were separated so I was staying with my grandmother and because she was old she wasn’t working so it was difficult for her to give me pocket money to go to school and because of that I always go to school with empty stomach, when it is break time I have to beg my friends so that when they buy food they can give me some to eat and at times I have to go to the dinning hall to eat the surplus foods of the borders to survive. I become very happy with mangoes seasons because during that time I will always be at bush to plug mangoes for survival which affected my education a lot. And when I close from school I have to move from house to house to assist people in their house for their house chores and in the night there is no electricity to study so I have to used candle and unfortunately for me one day I felt asleep and all my textbooks got burned and it was through God intervention that I didn’t get burned and it was through this that I used to complete my education to the secondary level. After my secondary education I applied for a job at a certain company that deals with computers and accessories so after working for almost 5 years then I got money to start my own business which is called H P ONLINE SERVICES located at Awerempe in Berekum here. I first bought 2 computers, 3 in 1 printer, and chairs to start with then I started pasting my posters outside everywhere and also making adverts on radio for people to know my workplace and by Gods grace people are patronizing and work keeps moving. For now I have no children so I have no idea on how they want to grow up but definitely I want my children to be highly educated because I don’t want my children to pass through hardship as I did. My unique hobby is singing, playing football, reading my Bible.

My Business

MY BUSINESS
I render the following services, printing, typing, scanning, laminating, photocopy, online school registrations, and online payslip, I also offer free tuition for customers who want to be computer literates.There are a lot of schools who demand especially printing and photocopy of their school examination. So for now I have not less than 15 schools which I do type and print their exams papers because most of the schools don’t have this kind of machines for their work. Other schools to come with their soft copies for printing and photocopying and other individuals also come for the rest of the services that I offer.
What makes my work even more demanding is the introduction of online registration of students and online results check by Ghana Education Service. Before establishing this business most of the students had to travel to the nearby city just to check their results and online registration of schools which used to cost them some reasonable amount of money and at times delaying in processing of their work online. Government workers also do check their payslips online and print and also do photocopy.
With above opportunity existing one would not hesitate to venture into this profit making business.
My typical cost is 50 dollars into light bill since the work mostly depends on electricity. I also pay my assistance 90dollars a month for now. And Miscellaneous 30 dollars and transportation 60 dollars. I make revenue of 500 dollars in a month; therefore my net profit is 270 dollars.
My profits are mostly reinvested into my business and also help in paying my sisters school fees.
I will be able to service my loan through my daily sales.

Loan Proposal

Thank you very much in advance for my second loan that you approved for me, in fact that second loan helped me a lot and it is making my business moving on well for me because since I bought the printer, things changed at my business for me and once again I am most grateful. I am here once again to apply for my third loan and I know with my loyalty on the second loan I know my loan proposal at this time too will be successful, I want to buy laminating machine 350usd , results checker cards 300usd, placement cards 450usd and vouchers 500usd, Both Junior High School and Senior High School pupils have completed their final exams and their results will soon be out which means soon they will start to check their results and school placement for Junior High School whiles the Senior High Schools pupils too will be buying results checker cards to check their results and also buy vouchers to attend tertiary institutions, which means I have to make all this available so that it can enhance my business. I will continue to use the loan to purchase for my printing business so I can continue to Pre finance my customers work upon which I get paid upon their collection’s and I know this strategy as used during my previous loans was very successful since it helped me to start making some deposit towards the payment of my dream printer machine. I believe with zidisha my hopes will still be a reality in the near future. Thank You

Feedback

Loan Info

Lenders