Buying materials to fix roof for catering business

Wiwik

Pamulang, Indonesia

100% repaid

Entrepreneur

Name

Wiwik

Member since

January 2015

On-time repayments

4 installments  •  100%

About Me

Hi....I'm a mother with a wonderful 6 years old daughter. I live in Pamulang, a small city at Banten, Indonesia since 6 years. I move here to find a better place and environment to live for my daughter.
We spent a wonderful life here and better opportunity. Here I can grow my catering business that i've started since year 2000. I improve my loyal customers. Not just from family but also company and friends that needs daily meal for both lunch and dinner.
All going smooth and well until one day my roof fell off because of undetectable termites. Lucky we are safe.

My Business

I started my catering business in year 2000 since i just made cookies by order. Specially for certain occasion such as christmas or iedl fitr. Then order increase to cake,pie and finally now i held catering business for family/ young couples/employees who love home made meals but they don't enough time to make by themself. Thx God, I have so many loyal customers. Maybe my commitment to keep good quality and taste, and also I always treat them like my own family that make them stay in my line business. I believe that my customers satisfaction is number one. And sometimes money just can't compare with the smile on their face. Priceless...
My monthly income before that tragedy is about $500-$600/ month. Exclude my side income for party order or other special occasion. But after the roof fell down it's about $300-$400 . Yup..it' s quite big decrease for me. Because of limited space and kitchen. Why...because after the roof fell, me and my baby had to move to a small room. We live there together with all our belongings since this late 5 months.
I really want to increase the speed of my home renovation. So then i can run my business back like before, or may be more. But then I realize, for faster renovation I need the cash to pay the workers and to buy material,for about $900. I can pay you back $50/month plus interest while the workers finish their job for another 2 weeks. But after that I can pay you back $75/month. I ask monthly payment because my customer pay me monthly.
Is there anybody here, any lenders, who would kindly lend me. I just can't stand to see my daughter sleep between wok and pan. I have Official Registered Tax Number for company which is prove that my catering registered in goverment.
Many thanks for your time. To read my proposal.
Warm regards,
Wiwik

Loan Proposal

I need to buy materials for my home renovation project, since my roof fell down 5 months ago. When it finished I can call my employees again to work again with me. Then they can feed their family again just like before.
I still open order for cattering but not as much as usual. When i'm back to my business I have reguler income minimum $500/month.

Show original Bahasa Indonesia  

About Me

Hi....I'm a mother with a wonderful 6 years old daughter. I live in Pamulang, a small city at Banten, Indonesia since this late 6 years. I move here to find a better place and environment to live for my daughter.
We spent a wonderful life here and better opportunity. Here I can growth my catering business that i've started since year 2000. I improve my loyal customers. Not just from family but also company and friends that needs daily meal for both lunch and dinner.
All going smooth and well until one day my house fell off because of undeyectable termites. Lucky we are save.

My Business

I started my catering business in year 2000 since i just made cookies by order. Specially for certain occasion such as christmas or iedl fitr. Then order increase to cake,pie and finally now i held catering business for family/ young couples/employees who love home made meals but they don't enough time to make by themself. Thx God, I have so many loyal customers. Maybe my commitment to keep good quality and taste, and also I always treat them like myown family that make them stay in my line business. I believe that my customers satisfaction is number one. And sometimes 'nominal of money' can't compare with the smile on their face. Priceless...
My monthly income before that tragedy is about $500-$600/ month. Exclude my side income for party order or other special occassion. But after the roof fell down it's about $300-$400 . Yup..it' s quiet big decrease for me. Because of limited space and kitchen. Why...because after the roof felldown, me and my baby had to move to a small room. We live there together with all our belongings since this late 5 months.
I realy want to increase the speed of my home renovation. So then i can run my business back like before, or may be more. But then I realize, for faster renovation I need the cash to pay the workers and to buy material,for about $900. I can pay you back $50/month plus interest while the workers finish their job for another 2 weeks. But after that I can pay you back $75/month. I ask monthly payment because my customer pay me monthly.
Is there anybody here, any lenders, who would kindly lend me. I just can't stand to see my daughter sleep between wok and pan. I have Official Registered Tax Number for company which is prove that my catering registered in goverment.
Many thanks for your time. To read my proposal.
Warm regards,
Wiwik

Loan Proposal

I need to buy materials for my home renovation project, since my roof felldown 5 months ago. When it finished I can call my employees again to work again with me. Then they can feed their family again just like before.
I still open order for cattering but not as much as usual. When i'm back to my business I have reguler income minimum $500/month.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Feb 3, 2015

Repayment status

On Time

Projected term

4 weeks

Lenders

nicole

Worcester, Ma, United States

M

magnus_h

Bergen, Norway

P

PietjeP

Eindhoven, Netherlands

PDXLender

Portland, United States

AP

Andrew Page

United Kingdom

Ask Wiwik a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Wiwik    Mar 27, 2015

    To Zidisha (Julia,Joanna,nicole,pietje,Rainer,PDXLender,Andrew and Magnus)... I personaly want to thank you all for supported throug this strom. I can't tell you how hard I am beeing homeless with a small kids sleep in my lap trying to hold my tears wondering about how tomorrow we can continue my home renovation after the roof collaps. But with God's mercy,you guys,family and friends who supported me, now I can continue my life. I wish this storm i passed encourage me to live for a better live.
    Thx again. Only God who can and will bless for everything you did.

    My warm hug from Pamulang
    Wiwik

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  • Wiwik    Mar 5, 2015

    Dear Lenders...
    How are you? It' s rainy season in my area. So weather wet, cold and humid. But it's nice. Street, road and everything is clear from dust. The rain moved them away.
    I have good news. My home is fixed. Thanks to You dear God to show zidisha and meet me with You all. Not completly fixed, because I have to do some finishing so the production room has to be clean and neat so it could be use properly. But it's okay. Since I can back to my business last month, I ccan start to increase my income and save some of them.
    This late weeks i've been busy with my friend to find supplier for fruit crisp ( crisp made from raw fruit and dried it, without reduce the taste, nutritious and smells). I have plan to buy in gtocery and do self in smaller packaging. Want to produce my self but need more than $ 30.000 at the beginning -just for machine. So think I better start from the small thing. 1 step at a first.
    The place that produce it long way feom my town. I lived in Pamulang(west Java) and the producers around central Java. Thats why makes me not inform you about my progress often.
    Next time i'll show the beautiful picture I took when i did the survey.
    Prety place. I wish one day you guys could come and see it.
    Enough for now. I havw to start the day.
    Bless and happiness for you Julia..and all my lenders and translator.

    Catch you soon.

    Big hug
    Wiwik

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  • Wiwik    Feb 27, 2015

    My mother in law needs finacial support for he hemodialisis program. And this month I have to pay extra budget for my children preschool test as she has to continue from kindergarten to elementary. So sorry for this unconvenience dear lenders.

    Best regards,
    Wiwik

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  • Wiwik    Feb 23, 2015

    Dear Lenders..
    Sorry for not inform you these days. Been busy for chinese new year prparation. Some friend ordee me cookie and cakes for their party.
    I just wanna inform you that I paid my second installment on fenruary 21st (afternoon). But no confirmation from Zidisha and my calculation on my profile doesn't change yet.
    Will try to info this on forum.
    I wrote this just incase my lenders courious about my payment/outstanding.
    Many thanks ya..

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  • Wiwik    Feb 12, 2015

    Setelah atap saya diperbaiki secara bertahap, saya dapat kembali melayani order catering saya dan meningkatkan penjualan. Walaupun belum maksimal dan kembali normal seperri semula, income yang didapat mengalami peningkatan. Dan pelanggan setia saya setuju untuk membayar mingguan.
    Saya harap zidisha menyetujui peningkatan nilai cicilan saya. Terimakasih

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  • Wiwik    Feb 8, 2015

    Dear all,
    How are you? Hope you all fine and okay.
    As I told you before, I have cattering business since year 2000. Thank you God I have many loyal customers.
    My customer not only personal but also restaurant. I supply them desserts such as Apple Pie, Spotted Dick, Rollie Pollie Jam, etc. My Apple pie even got good review in Jakarta Restaurant Review
    I wish that after I renovate my home I could have production room and storage room.
    Below some of my kitchen product. I use brand Mymessy Kitchen and I have advertise it on my Facebook.
    Sometimes I visit a group and teach the house wife or any one who wants to learn to cook or bake. For free. Seeing them could make money and help their husband to support the family makes me happy. Mostly I teach them how to make something from left over raw material such as egg white that mostly not use by the Martabak maker ( martabak is one kind of food like pancake). I use it as raw material for cookies, cakes or poodings. And it works. And now the waste have the financial value.
    I hope I could do more then this. And have a bigger chance to take them to have more valuable life. And I hope Zidisha could walk along with me.

    Warm regards from Pamulang

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  • nicole    Feb 7, 2015

    So glad to see the progress!! Many years ago, we had had a fire in our house, so I know what it feels like to have a roof in that condition and to lose things. I'm very happy that things are going well for you.

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    • Wiwik    Feb 8, 2015

      Hi nicole....

      Many thanks for your respond. Glad i can meet you (eventough only by email). So sorry about your tragedy. I hope there's no victim(s) also you and your family okay .
      Thanks God and I pray to God that me and my baby could through all of this.-
      I pray to God to bless you and your family also. For all kindness that you spread around the world.

      My warm hug from me and my daughter

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  • Wiwik    Feb 7, 2015

    And this is the picture i took last week. I finally could buy more gypsum and cement and also pay the worker. Thanks zidisha. Specially to all my lenders who give me new hope. (Rainer, nicole,PietjeP,magnus_h,Andrew P,PDXLender)

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  • Wiwik    Feb 7, 2015

    This my house after the roof fell down. Totally mess. I just took 2 pixture of this for documentation. Trully it's hurt my heart to see something I built from zero, step by step, just fell down in one night. I'm just sooo lucky, coz when it happened i was out of town.
    Some of my neighbour help me to hold it using wood. But most of my furniture just couldn't save.
    And it happened about 6months ago.

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  • Wiwik    Feb 5, 2015

    To Joanna,
    Thanks to translate my letter. Appreciate

    Translated by     Show original

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  • Wiwik    Feb 4, 2015

    Oh my God....I can't believe it. My loan approved. Speechless. Only for few days. I really thanks to God to you my lenders..for your generousity *tears...
    May be you can't imagine how thankful I am as a mom with a small daughter when I finally can buy materials to fix my home. Now I can continu my progress. Still far from finish. But with new hope that you give, I believe I can give her a proper house to live. Not to sleep between dusty boxes and pan anymore.
    Only God who can payback your all kindness.
    Now the fund in my account, I use it to order gypsum,cement and pay the worker. I'll take the picture and send you Guys the progress of the project. Many thanks and bless you all zidisha..
    *big hug..

    Wq

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