Entrepreneur
Name
James
Member since
December 2014
On-time repayments
220 installments • 82%
About Me
My name is James Opany. I am 43 years old having been born in Mombasa City which is the second largest city in Kenya. Mombasa is a port city and my father used to work at Kenya Ports Authority as a clerk. He later retired and went back to Western Kenya which is his rural home. By then was all grown up and I had cleared my college education and I decided not to follow him to his rural home.
I trained as an accountant after my secondary eduction and luckily got a job as an accountant in a local auditing firm. I worked there for about 10 years and then the company closed down. With my terminal benefits, I decided to set up a business selling food products such as sausages, eggs, chicken as well as soft drinks.
I am married with two kids aged 16 and 9 years.
My Business
I deal with sale of food products such as sausages, eggs, chicken as well as soft drinks. I get my supplies from Farmers Choice who are the leading processors of these products in Kenya. I got to know them well because they were our clients at the auditing firm that I was working for before it closed down.
I make daily sales of about $60 with a daily profit of about $12. I use this money to support my family and for business expansion. Despite the relatively good sales volumes, I go get some challenges since there are many competing needs for the money generated by the business and this makes expansion very difficult or even replacing faulty equipment.
I started rearing chicken two years ago and the business has proved to be a huge success since I sell the poultry products from this lot. I however want to expand this area so that I may produce enough birds to sell at the outlet.
For this reason, I need a helping hand in form of credit and I feel Zidisha is a perfect partner in my endeavor due to their friendly loan terms.
Loan Proposal
intend to scale up my poultry farming by increasing the number of chicken from the current number - 80 to 300. This will enable me have a constant supply of eggs and chicken meet that I sell at my outlet.
The two business compliment each other and this makes it very convenient for me. The buying of chicks and their chicken feed will cost about $550 and this is the amount that I am kindly requesting from you so that I hit this important milestone.
Thank you.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$563.00
Date disbursed
May 6, 2017
Repayment status
Late
Projected term
44 months
Other loans
Lenders
Beach City, United States
United States
Hong Kong
United States
Jake Gibson and Beverly Picardo
San Francisco, United States
Sweden
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Summary
Amount repaid
$158.36
Amount remaining
$400.85
Expected completion
May 29, 2019
Status
Repaying late
Installment amount
$21.51
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| May 17, 2017 | $5.92 | May 17, 2017 | $5.92 |
| May 24, 2017 | $5.92 | May 24, 2017 | $5.92 |
| May 31, 2017 | $5.92 | Jun 1, 2017 | $5.92 |
| Jun 7, 2017 | $5.92 | Jun 7, 2017 | $5.92 |
| Jun 14, 2017 | $5.92 | Jun 14, 2017 | $5.92 |
| Jun 21, 2017 | $5.92 | Jun 30, 2017 | $5.92 |
| Jun 28, 2017 | $5.92 | Jun 30, 2017 | $5.92 |
| Jul 5, 2017 | $1.97 | Jul 8, 2017 | $1.97 |
| Jul 12, 2017 | $1.97 | Jul 8, 2017 | $1.97 |
| Jul 19, 2017 | $1.97 | Jul 8, 2017 | $1.97 |
| Jul 26, 2017 | $1.97 | Jul 27, 2017 | $1.97 |
| Aug 2, 2017 | $1.97 | Jul 27, 2017 | $1.97 |
| Aug 9, 2017 | $1.97 | Jul 27, 2017 | $1.97 |
| Aug 16, 2017 | $1.97 | Aug 23, 2017 | $1.97 |
| Aug 23, 2017 | $1.97 | Aug 23, 2017 | $1.97 |
| Aug 30, 2017 | $1.97 | Aug 23, 2017 | $1.97 |
| Sep 6, 2017 | $1.97 | Sep 16, 2017 | $1.97 |
| Sep 13, 2017 | $1.97 | Sep 16, 2017 | $1.97 |
| Sep 20, 2017 | $1.97 | Sep 16, 2017 | $1.97 |
| Sep 27, 2017 | $1.97 | Oct 3, 2017 | $1.97 |
| Oct 4, 2017 | $1.97 | Oct 3, 2017 | $1.97 |
| Oct 11, 2017 | $1.97 | Oct 3, 2017 | $1.97 |
| Oct 18, 2017 | $1.97 | Oct 3, 2017 | $1.97 |
| Oct 25, 2017 | $1.97 | Oct 23, 2017 | $1.97 |
| Nov 1, 2017 | $1.97 | Nov 1, 2017 | $1.97 |
| Nov 8, 2017 | $1.97 | Nov 7, 2017 | $1.97 |
| Nov 15, 2017 | $1.97 | Nov 11, 2017 | $1.97 |
| Nov 22, 2017 | $1.97 | Nov 11, 2017 | $1.97 |
| Nov 29, 2017 | $1.97 | Nov 11, 2017 | $1.97 |
| Dec 6, 2017 | $1.97 | Dec 4, 2017 | $1.97 |
| Dec 13, 2017 | $1.97 | Dec 12, 2017 | $1.97 |
| Dec 20, 2017 | $1.97 | Dec 19, 2017 | $1.97 |
| Dec 27, 2017 | $1.97 | Dec 19, 2017 | $1.97 |
| Jan 3, 2018 | $1.97 | Jan 2, 2018 | $1.97 |
| Jan 10, 2018 | $1.97 | Jan 2, 2018 | $1.97 |
| Jan 17, 2018 | $1.97 | Jan 2, 2018 | $1.97 |
| Jan 24, 2018 | $1.97 | Jan 2, 2018 | $1.97 |
| Jan 31, 2018 | $1.97 | Jan 2, 2018 | $1.97 |
| Feb 7, 2018 | $1.97 | Feb 7, 2018 | $1.97 |
| Feb 14, 2018 | $1.97 | Feb 11, 2018 | $1.97 |
| Feb 21, 2018 | $1.97 | Feb 19, 2018 | $1.97 |
| Feb 28, 2018 | $1.97 | Feb 22, 2018 | $1.97 |
| Mar 7, 2018 | $1.97 | Mar 6, 2018 | $1.97 |
| Mar 14, 2018 | $1.97 | Mar 6, 2018 | $1.97 |
| Mar 21, 2018 | $1.97 | Mar 19, 2018 | $1.97 |
| Mar 28, 2018 | $1.97 | Mar 28, 2018 | $1.97 |
| Apr 4, 2018 | $1.97 | Mar 28, 2018 | $1.97 |
| Apr 11, 2018 | $1.97 | Apr 9, 2018 | $1.97 |
| Apr 18, 2018 | $1.97 | Apr 9, 2018 | $1.97 |
| Apr 25, 2018 | $1.97 | Apr 9, 2018 | $1.97 |
| May 2, 2018 | $1.97 | May 2, 2018 | $1.97 |
| May 9, 2018 | $1.97 | May 8, 2018 | $1.97 |
| May 16, 2018 | $0.00 | ||
| May 23, 2018 | $0.00 | ||
| May 30, 2018 | $0.00 | ||
| Jun 6, 2018 | $0.00 | ||
| Jun 13, 2018 | $1.00 | Jun 19, 2018 | $1.00 |
| Jun 20, 2018 | $1.00 | Jun 19, 2018 | $1.00 |
| Jun 27, 2018 | $1.00 | Jun 28, 2018 | $1.00 |
| Jul 4, 2018 | $1.00 | Jul 9, 2018 | $1.00 |
| Jul 11, 2018 | $1.00 | Jul 9, 2018 | $1.00 |
| Jul 18, 2018 | $1.97 | Jul 9, 2018 | $1.97 |
| Jul 25, 2018 | $1.97 | Jul 9, 2018 | $0.02 |
| Aug 2, 2018 | $1.95 | ||
| Aug 1, 2018 | $1.97 | Aug 2, 2018 | $1.97 |
| Aug 8, 2018 | $1.97 | Aug 2, 2018 | $1.97 |
| Aug 15, 2018 | $1.97 | Aug 2, 2018 | $0.02 |
| Aug 18, 2018 | $1.95 | ||
| Aug 22, 2018 | $1.97 | Aug 18, 2018 | $0.02 |
| Sep 6, 2018 | $1.95 | ||
| Aug 29, 2018 | $1.97 | Sep 6, 2018 | $1.97 |
| Sep 5, 2018 | $1.97 | Sep 6, 2018 | $1.97 |
| Sep 12, 2018 | $1.97 | Sep 6, 2018 | $1.97 |
| Sep 19, 2018 | $0.00 | ||
| Sep 26, 2018 | $0.00 | ||
| Oct 3, 2018 | $0.00 | ||
| Oct 10, 2018 | $0.00 | ||
| Oct 17, 2018 | $0.00 | ||
| Oct 24, 2018 | $0.00 | ||
| Oct 31, 2018 | $0.00 | ||
| Nov 7, 2018 | $0.00 | ||
| Nov 14, 2018 | $0.00 | ||
| Nov 21, 2018 | $0.00 | ||
| Nov 28, 2018 | $0.00 | ||
| Dec 5, 2018 | $0.00 | ||
| Dec 12, 2018 | $0.00 | ||
| Dec 19, 2018 | $0.00 | ||
| Dec 26, 2018 | $0.49 | Jan 1, 2019 | $0.49 |
| Jan 2, 2019 | $0.49 | Jan 1, 2019 | $0.49 |
| Jan 9, 2019 | $0.49 | Jan 1, 2019 | $0.49 |
| Jan 16, 2019 | $0.49 | Jan 1, 2019 | $0.49 |
| Jan 23, 2019 | $21.51 | Jan 22, 2019 | $1.97 |
| Jan 30, 2019 | $21.51 | ||
| Feb 6, 2019 | $21.51 | ||
| Feb 13, 2019 | $21.51 | ||
| Feb 20, 2019 | $21.51 | ||
| Feb 27, 2019 | $21.51 | ||
| Mar 6, 2019 | $21.51 | ||
| Mar 13, 2019 | $21.51 | ||
| Mar 20, 2019 | $21.51 | ||
| Mar 27, 2019 | $21.51 | ||
| Apr 3, 2019 | $21.51 | ||
| Apr 10, 2019 | $21.51 | ||
| Apr 17, 2019 | $21.51 | ||
| Apr 24, 2019 | $21.51 | ||
| May 1, 2019 | $21.51 | ||
| May 8, 2019 | $21.51 | ||
| May 15, 2019 | $21.51 | ||
| May 22, 2019 | $21.51 | ||
| May 29, 2019 | $17.07 | ||
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