BUY NEW DIGITAL CAMERA, ADD STOCK OF PHOTO FRAMES AND PHOTOGRAPHIC PAPERS AND PAINT MY photography studio
Patroba
Nakuru, Kenya
$0 to go
100% funded of $446 goal
0
days left
Entrepreneur
Name
Patroba
Member since
March 2014
On-time repayments
282 installments • 4%
About Me
i am 29 years of age a very young and hardworking man i have a family also that is my wife and and my two boys.i am a very talented photographer and i do take pictures as my busines and it is now seven years since i started this job and i have been working hard to make ends meet.it is from this job i pay my studio rent,my house rent,i pay my school fees for my first born child in high school.i started my photograph job with only USD$125.i bought the casio camera at USD$95 and then the remaining USD30 i used for purchaasing extra memory card and battery for the camera.from there it was not so easy but after a year especially during holidays it started picking and and i was able to raise USD$694 within a year and i added a new big camera that now with it am able to make USD$236 every month just as my gross salary and it is through this money i pay my rent,i feed my family, i support my parents home.this has been so tuff because i want expand my business i had to join zidisha so as to get financial support,
My Business
photography has been my line of business for quite along time now,i started this business seven years ago and it turned down to be my lifetime proffesion,this business has been the source of livelyhood for my family.my business is located in nakuru town cbd ,the returns in this business mainly depends on the periods and events that happens in day to day life,i mostly depend on orders from schools,churches and various community based organisations who are my major clients apart from individual customers.taking one photograph costs USD$0.9 and in agood day i can manage to take 30 photographs and this leaves me with USD$27 as the total turnover,after removing the cost of electricity,cost of photographic papers and cost of photograhic packing polythenes,the total cost of daily operation is USD$12,i remain with USD$13 as my daily profit that i get from this business,in amonth this totals to USD$338 as my monthly sales,after removing rent of USD$82 and other minor costs ofUSD$20 i remain with USD$236 as my profit.
Loan Proposal
i feel honoured and happy enough to apply for a loan in zidisha,this loan i am going to use it so that i can improve the quality of services that i offer,put the level of customer satisfaction to a new level and to improve my shop visibility to the clients around,when given this loan of USD$446 i will distribute it as follows,i will use USD$270 to buy anew digital camera so as to suppliment the one i am having,i will also invest USD$120 to buy photography printing papers,i will also invest USD$28 to buy photographic frames and the remainig USD$28 i will use in painting my shop,with good painting ,stock and a new camera in place,the networth of my business will increase and therefore i will repay your loan in due time,i believe that togather with your support,my business will grow with flying colours
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Loan Info
Project Type
Classic Loan
Disbursed amount
$446.00
Date disbursed
Jun 23, 2014
Repayment status
Late
Projected term
63 months
Other loans
Lenders
Shanghai, China
Republic of Korea
Vietnam
Greece
Jake Gibson and Beverly Picardo
San Francisco, United States
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