Buy new stock of clothes

Pauline

Nakuru Town, Kenya

24% repaid

Entrepreneur

Name

Pauline

Member since

April 2013

On-time repayments

45 installments  •  33%

About Me

My names are Pauline Mumbua Wambua.I was born in the year 1984.Iam the first born in a family of Four siblings,(one boy and three girls).Iam a mother of one girl(3 years old) and single.I started my school in Ngangani primary school in Machakos District(county) in the year,1991-1999.After doing the K.C.P.E,In the year 2000,i joined Chethivo Girls Secondary School until i did my K.C.S.E in the year 2004.Since i was the first born in our family,i had no alternative for furthering my education,because my parents did not have enough money to take me to the University and at the same time with my siblings.
Its then that i decided to move to Nakuru to look for an employment.I can say that i was lucky because I got one which lasted for almost two years,although it was on contract basis.I worked for those two years until i got enough capital to start my small business.In the year 2010,I managed to full operate my own business which i ran upto date.

My Business

My business name is called,Mubys Beauty Collections.I deal with New imported clothes and other imported goods. My business is located at the heart of Nakuru County Headquarters,along Kenyatta Avenue opposite Equity Bank.I started my business in the year 2010,In my boutique you can get new clothes,Men trousers,Ladies skirt-suits,ladies trouser-suits,leather handbags,pencils,jeans wear,children and ladies wear,trucks-suits among other imported clothes.
As the say in everything there is some challenges,i can agree.This is because i occasionally go through them.Sometimes my customers comes for the new fashions and models that are in the market from overseas,where sometimes i fail to do so due to lack of enough cash to for the new fashions. Thats why i am applying to the Zidisha Organization for consideration with a loan,In order to fulfil my customers wish and desires,to bring more of these goods in bulky.I know once i buy the goods in bulky i will be very comfortable in selling at a cheaper prices,thus making a lot of returns and profit.I know i will be making my monthly repayments without any more hustles whatsoever.Thank a lot





The

Loan Proposal

I will be buying new stock of clothes from Uganda, this is because in Uganda clothes prices is much cheaper .So when i came with this clothes in Kenya i will be able to sell at lower price and therefore make good profit am also planing to open another shop in another place around Nakuru in order to reach more customer. Am therefore asking lenders to help me achieve this dream.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$96.00

Date disbursed

May 19, 2014

Repayment status

Late

Projected term

6 months

Lenders

Bobrm2k3

Charleston, United States

calvero

Bergen, Norway

Kenji

Panamá, Panama

H

howard

Vence, France

E

Escalada

Bakersfield, CA, United States

dlpringle

Denver, United States

Ask Pauline a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Dickson    Feb 16, 2015

    I am keenly following up through one contact who was able to reach her and she told me she is fine and promised to resume payment soon. she did not have her details for me to help her reschedule. I will keep you updated as we continue. Thank you

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  • Dickson    Dec 31, 2014

    Hello Our lenders, its bad that Pauline still cant be found on phone and the only few contacts that go through are not picked. But I hope one of them may get back to me and I will let you know of any progress. Thank you for your patience our lenders

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  • Dickson    Nov 19, 2014

    She could not be reached on phone , but kindly our lenders will let you know just in case I get any information as promised by one of her contacts. Thank you for your patience

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    • calvero    Dec 2, 2014

      Thank you for the update, Dickson. Hopefully Pauline will be resuming payments again...

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  • calvero    Sep 12, 2014

    Hi Pauline, I can see you haven't made a payment since june of this year. I can see you have been sick, but that was over two months ago. Could you please give us an update on your business and when we can expect you to resume your payments?

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  • Pauline    Jul 15, 2014

    Hello my lenders, I have been sick for the last two weeks, hence my delay in repaying the loan, I am currently admitted and hoping to feel better. I am committed to fining payment of this loan soon.

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    • Dickson    Jul 28, 2014

      Ugua pole dadangu. Hope you have improved since last we communicated. Could you please try to repay now. Your phone doesn't seem to go through. Thanks

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  • Pauline    Jun 28, 2014

    Hello my lenders I kindly request to postpone my repayment for the loan till next week. Thank you understanding

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  • Pauline    Jun 28, 2014

    i want to reschedule my loan repayment because I have had some quite a number of issues to handle which required money. So most of the profit I made I used to pass those very urgent issues. But in one weeks time I will be back on track and can continue to repay. So I kindly beg of you to understand and have some patience with me till then. Otherwise an so grateful for your continued support this far.

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  • Pauline    Jun 9, 2014

    Haloo zidisha, i thanck God for this far again i got my lorn and i added more shoes and clothes from Uganda,infact i nfact mi customer now their ar happy and am doing good and am happy.....

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  • Dickson    Feb 4, 2014

    Hello lenders,
    Pauline Wambua called me and explained her reasons for not being able to pay Loan is that, she lost her first phone number; the one she used when applying the loan and doing the initial repayment. Unfortunately she has tried to replace same number in vain. she communicated to Zidisha if she can use the current number but she is yet to get communication. I am hence forth taking over the case with Zidisha and I will let you people know how it goes. Thank you once more for you being there for us!!

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    • Dickson    Feb 11, 2014

      Just did another follow up after zidisha having corrected her payment number.And she will be clearing her loan soon. She has achallenge she says in accessing computer. So once she does she will reschedule the loan and post something here on her progress. Otherwise she says her business is back on track and its doing good again.

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      • Pauline    Feb 15, 2014

        Hae dicky, am happy now coz have paid the debt hope u explain to the zidisha what happened to me when I was out of kenya???? My question is how can I get another lorn soon pls to continue with mi bussines?

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  • Pauline    Jun 21, 2013

    Hello zidisha and the lenders family,it is another day that i have decided to communicate to you once more.I have already paid back my first monthly installment and iam happy too.The reason is,since you (Zidisha Microfinance )entrusted me with your(money) loan,i have stocked alot of fabric materials and the latest ones in particular with different textures and colors and i have seen that my clients are appreciating so much.They have made me to be whom iam today.Secondly i cannot forget the Lenders who sacrificed alot towards financing my loan.I want to say thank you so much and be blessed.THANK YOU SO MUCH.

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  • Pauline    Jun 21, 2013

    Hello zidisha and the lenders family,it is another day that i have decided to communicate to you once more.I have already paid back my first monthly installment and iam happy too.The reason is,since you (Zidisha Microfinance )entrusted me with your(money) loan,i have stocked alot of fabric materials and the latest ones in particular with different textures and colors and i have seen that my clients are appreciating so much.They have made me to be whom iam today.Secondly i cannot forget the Lenders who sacrificed alot towards financing my loan.I want to say thank you so much and be blessed.THANK YOU SO MUCH.

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  • Namaste250    May 31, 2013

    Hello Pauline,

    Thank you for sharing the good news. It is wonderful to hear that your business is doing well. With the good stock, I think you must be getting more good customers. Good work!

    Best wishes, Ann (namaste250)

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    • Pauline    Jun 11, 2013

      Hello Ann,

      i don't know what to say to Zidisha organization group, you guys really did a good job. many thanx to you and to our mighty God ,through him all things are possible. my job is still doing well , i have added more stock from the profit i got and clients are happy with my work.. thank you so much

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    • Namaste250    Jun 11, 2013

      Hello Pauline,
      It is you who are doing the hard work. I am very glad to hear your customers are happy. That is the best news for any shop owner. I hope you can find good quality clothes in bulk. I think that these days, quality is more important then the cheapest price. Keep up the good work. I see that your first payment is due. I am happy that you have the profit to meet your promise.
      Best wishes for continued success, Ann

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  • Pauline    May 31, 2013

    i thank Zidisha organization group you really change my life, last week i was in Ugada for more stock, my business is doing well , may God reward and bless you and continue with your good work . thank you.

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  • Pauline    May 23, 2013

    Hallow Zidisha: am very glad to the Zidisha org. my business is doing well since you uplifted me, thank you and may God bless you.

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  • Pauline    May 11, 2013

    Halllo Zidisha fraternity,I have just bought more stock for children's wear,men trousers,ladies wear and some leather hand bags to add to my boutique.My business now looks good and big.I thank the zidisha team for their effort in my loan approval,and then to the lending team for their bidding and funding especially to,russell,Fiodal,Suspiria,Creswood,Emerald,Namaste250 and Sundstorms.I am lacking words to tell you the Lenders panel because of your willingness to assist my business grow.What i can say is that God sees you through your hearts and rewards you more that you may lack nothing in your storehouse.Thank you so much.

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  • Namaste250    May 9, 2013

    Just wanted you to know that I took your payment, added some money of my own, and lent it out to another Kenyan entrepreneur. We have a saying here ... 'Pass it on'. When someone does you a kindness, pass it on by showing another person a kindness. Together, we passed it on.

    Regards, Ann

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    • Pauline    May 31, 2013

      Hae Ann, you guyz really helped me my business is doing well, last week was in Ugada for more stock.. may God bless you for the good work .

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  • Namaste250    May 6, 2013

    Greetings Mrs. Wambua,

    Welcome to Zidisha! I am glad to be a small part of your loan. In your business it is important to have the latest in fashion. It is also important that you look fashionable so customers will take your advice. I see you are wearing a very interesting dress in your photograph. Are those actual pleats on the bodice or part of a printed pattern? It is stunning on you, especially the color.

    Every challenge can be a lesson and an opportunity. It seems you have taken advantage of your challenges.

    Best wishes for health and success, Ann (namaste250)

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    • Pauline    May 9, 2013

      Hi,am grateful for giving me loan, I have bought new stock with the money I got from you.My business is doing well and I thank God for you. I promise to be faithful in paying my loan.Thanks and God bless you.

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    • Pauline    May 31, 2013

      hellow! i don't know how to thank you guyz, all i can say, May God bless you. i have made profit from the money that i was loaned. the business is doing well, more stock and they are movable clothes. be blessed. thank you

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      • Pauline    Sep 17, 2013

        Hae Zidisha mine is only to thank GOD and u Guyz for ur support. God bless u so much.

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        • Pauline    Jan 22, 2014

          Hae guys our are u doing? i lost every thin phone, ID please i was in sudan from nov is their any way i can use to continue with my payments please before i got mi line back?

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      • Pauline    Feb 14, 2014

        Hae zidisha! Mine is just to say thanx for ur support ,again am doing good with my business and i thank God for this fare...am very sorry for the delay but now am back.

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