Buy onion and green pepper seeds and fertilizer

Judith

Keringet, Nakuru, Kenya

70% repaid

Entrepreneur

Name

Judith

Member since

January 2014

On-time repayments

116 installments  •  34%

About Me

I am a hardworking lady, married and with a child. I was born and raised in Olenguruone but I now live in Keringet, Nakuru County. I went to Morop Girls Secondary School for my Kenya Certificate of Secondary School. I was brought up in a Christian setup and I have a strong a strong believe in Christian values. Keringet is a good place for agriculture because of its favorable climate. The area receives good rains and dry season hardly affects the crop production. Among the crops grown here are potatoes, maize, kales, vegetables, pyrethrum and peas. The place also has good infrastructure: there is a road enabling use access to access the nearest major towns like Nakuru and Kericho. Government offices are easily accessible because Keringet is the headquarters of Kuresoi District. It holds a major market place in the region.

My Business

I have taken advantage of various benefits Keringet offers. I have ventured into agriculture and although I am still growing in it I see myself making considerable steps in the next few years. The fertile soil coupled with good weather conditions all year round motivated me to do crop farming. This is something that is not done by many in the area despite being in high demand. I do plant kales, cabbages, onions and potatoes. I also have a cow that produces 10 litres of milk daily. I like doing this type of farming because I make money at the convenience of my home. I easily sell the crops, except potatoes, locally to those who go and sell at retail price. For the potatoes, they are ready to be harvested after 3 months and an acre produces over 40 sacks. A sack goes for Sh. 3000 on average. To plant an acre of Potatoes requires a minimum of Sh. 50000. On average, on a good month, I get a profit of Sh. 30000. The main challenge with crop farming here is frost due to temperatures which go down. This doesn’t come often though. Which the Zidisha loans I hope to turn my farming to large scale one. Thank you for all the lenders who will help see this dream.

Loan Proposal

I swear this community is marvelous. The idea of accessing a credit facility at the comfort of my home is quite incredible. It is so efficient and destined to empower the humanity. Zidisha is going far. I have a lot since I received the first loan. I acquired the extra piece of land as planned. Kales and cabbages are doing well and am panning to plant them afresh this coming month. Right now I am preparing to plant onions and green pepper. This will be done in half an acre and the rest will be under potatoes. I will buy onion and green pepper seeds and fertilizer. I already have potato seeds. I will appreciate your support. Thanks

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Apr 22, 2014

Repayment status

Late

Projected term

25 months

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KM

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A

Anonymous

United Kingdom

Dragonboy

Waterloo, Canada

richmcl

United States

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  • Dickson    Sep 26, 2015

    Hello Lenders, Judith's phone has not been going through but from one of the contacts, Judith is doing fine though with a few challenges. I sent her message through the contact and when I called the contact she said Judith promised to clear her arrears soon. Hopefully she does so soon. thank you

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  • Dickson    Aug 4, 2015

    Hello Lenders, Judith promised to catch on her arrears soon. Otherwise she says she is doing fine. Thank you for you patience

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    • KM    Sep 14, 2015

      Any progress?

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      • Dickson    Sep 26, 2015

        Hello Kilmeny, sorry for getting back to you late. I have been trying to reach this lady on phone in vain. But when I reached one of the contacts they told me she is doing fine though with afew financial challenges. Hopefully she does something SOON . Thank you for your patience.

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  • Dickson    Jul 1, 2015

    Well when I reached Judith on phone, she said she will be paying her arrears soon. Thank you for your patience. God bless you all

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  • KM    Jun 8, 2015

    It would be great to get any news from you Judith

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  • Dickson    Apr 29, 2015

    Tried to reach Judith on phone but she was not picking her calls when she gets back to me I will let you know how she is doing.

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  • KM    Apr 6, 2015

    Thank-you for your March repayment. How is your farm? I hope that you and your family remain well.

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  • KM    Mar 15, 2015

    Thank-you Judith and Mr. Mutashe, for continuing to work with Zidisha. Thanks for the repayment last month.

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  • Dickson    Feb 24, 2015

    Could not be reached on phone but will try again as I have left her message if she does not respond then I will use other channels. Thank you for your patience our lenders

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  • Dickson    Dec 5, 2014

    Judith says she is doing great, she has had some small challenges here and there but will be doing payment of her arrears soon. Thank you our lenders for your patience

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  • KM    Nov 9, 2014

    Hello Judith, I hope that you and your family is well. How are things for you these days? I expect that you have harvested what you planted in the summer - I hope that you had a good harvest. Have you planted new crops now? What do you have growing now? Or do you wait for a new planting season?

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  • Dickson    Aug 7, 2014

    Talked to Judith and she promised to pay soon. She says she dedicated the repayment process to the husband who has not been very keen as she has been a bit busy with nursing the kid. But she will do it soon. Thank you all for your patience and understanding.

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    • KM    Sep 2, 2014

      Thank-you to all, the repayment came in.

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  • Judith    Jul 2, 2014

    I am kindly requesting to reschedule my loan. At the moment I am comfortable with paying sh. 105 per week. I will be increase the installment soon when I am comfortable. The business at the moment is at its low. I am grateful though that the crops are doing well in the farm. I anticipate that they will be ready for harvest in September. This is a lesson I am learning- not to always rely on one particular crop. It is good to diversify so that they can be harvested at different times. this goes out to entire Zidisha community and to all my lenders. Thank you.

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  • Dickson    Jun 10, 2014

    Hi lenders, I am the volunteer mentor of Judith. I spoke to her over the phone and she said she had some slight delay but will be sending her repayment soon. Thank you for understanding

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  • Judith    May 30, 2014

    My planting was successfull Kilmeny moreso i want to thank you for the help you gave me.without your help i will nt be this far.promise to update a picture of how my crops are doing,thanks for your concern God bless you so much.

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    • KM    Jun 20, 2014

      I'm glad that you were able to get your planting done, it would be wonderful to see a photo of how the crop looks now. Thank-you for your repayments, and keep up the good work!

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  • KM    May 29, 2014

    Hello Mrs. Chepkosgei, thank-you for your repayments so far - have you been able to get your planting done?

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  • Dragonboy    Apr 18, 2014

    Hi Judith. I am 8 years old and my mom is helping me do this. I like helping people so I am using money from my allowance. I like gardens and I hope you make a good one. Onions stink but they taste good. Ha ha! Good luck.

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  • Judith    Apr 18, 2014

    Kales

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