Alice
Mombasa, Kenya
100% repaid
Name
Alice
Member since
February 2015
On-time repayments
212 installments • 64%
My name is Alice, a mother of one child and a businesswoman doing business in Mombasa city. I was brought up in a farming community but I always had a desire to move into urban areas and that is what I did immediately after my secondary school.
With the help of my husband, I started selling second hand clothes since this was the ‘in-thing’ then. I am still doing this clothes business but I recently started selling music as well so as to maximize the usage of my business space and make more income.
I believe in hard work and I am very determined to expand my business to become a big store in future and turn it into a family business where my children will also be working.
I run three businesses under one roof, i.e. selling of second hand clothes selling music CDs and Mpesa business . I started with the former but I later realized that there is a huge market for music – both audio and video. This is the second year into my music business and it looks very promising.
I generate about 80% of my income from the clothes department and it is the one I want to strengthen with this loan. I need to stock many and different types of clothes for me retain and win new customers. The demand for this is always higher than what I can cope with in terms of finances. I normally depend of the income that I get from the business to buy new stock and occasionally get assistance from my husband but this is very rare.
Given affordable credit, the business has potential to grow much bigger and that is reason I have joined Zidisha and I hope to join the growth curve now.
Dear esteemed lenders.
Thank you for my previous loan that raised my sales hence raising my profit margin. I kindly request for financial assistance. If loaned by Zidisha, I will spend the money to buy Two dozen choice shirts which I will be able to sell at a good price. I will target the middle class with this shirts and I am hoping to make a good profit of about 30% within one month.
I have been in this business for a couple of years and I am lucky I have good clients who will not hesitate to buy from me if the price and quality is acceptable to them. This will mean more income for the business and increase the growth of my business.I promise to remain faithful in repayment. Thank you lenders for supporting my project.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$189.00
Date disbursed
Jul 25, 2015
Repayment status
On Time
Projected term
8 months
Other loans
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Amount repaid
$197.49
Amount remaining
$0.00
Date repaid
Nov 6, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 2, 2015 | $5.15 | Aug 3, 2015 | $5.15 |
Aug 9, 2015 | $5.15 | Aug 3, 2015 | $5.15 |
Aug 16, 2015 | $5.15 | Aug 17, 2015 | $5.15 |
Aug 23, 2015 | $5.15 | Aug 17, 2015 | $5.15 |
Aug 30, 2015 | $5.15 | Aug 29, 2015 | $5.15 |
Sep 6, 2015 | $5.15 | Aug 29, 2015 | $4.85 |
Sep 14, 2015 | $0.31 | ||
Sep 13, 2015 | $5.15 | Sep 14, 2015 | $5.15 |
Sep 20, 2015 | $5.15 | Sep 14, 2015 | $4.85 |
Sep 21, 2015 | $0.31 | ||
Sep 27, 2015 | $5.15 | Sep 21, 2015 | $5.15 |
Oct 4, 2015 | $5.15 | Sep 21, 2015 | $4.85 |
Oct 4, 2015 | $0.31 | ||
Oct 11, 2015 | $5.15 | Oct 4, 2015 | $5.15 |
Oct 18, 2015 | $5.15 | Oct 4, 2015 | $4.85 |
Oct 19, 2015 | $0.31 | ||
Oct 25, 2015 | $5.15 | Oct 19, 2015 | $5.15 |
Nov 1, 2015 | $5.15 | Oct 19, 2015 | $4.85 |
Oct 31, 2015 | $0.31 | ||
Nov 8, 2015 | $5.15 | Oct 31, 2015 | $5.15 |
Nov 15, 2015 | $5.15 | Oct 31, 2015 | $4.85 |
Nov 6, 2015 | $0.31 | ||
Nov 22, 2015 | $5.15 | Nov 6, 2015 | $5.15 |
Nov 29, 2015 | $5.15 | Nov 6, 2015 | $5.15 |
Dec 6, 2015 | $5.15 | Nov 6, 2015 | $5.15 |
Dec 13, 2015 | $5.15 | Nov 6, 2015 | $5.15 |
Dec 20, 2015 | $5.15 | Nov 6, 2015 | $5.15 |
Dec 27, 2015 | $5.15 | Nov 6, 2015 | $5.15 |
Jan 3, 2016 | $5.15 | Nov 6, 2015 | $5.15 |
Jan 10, 2016 | $5.15 | Nov 6, 2015 | $5.15 |
Jan 17, 2016 | $5.15 | Nov 6, 2015 | $5.15 |
Jan 24, 2016 | $5.15 | Nov 6, 2015 | $5.15 |
Jan 31, 2016 | $5.15 | Nov 6, 2015 | $5.15 |
Feb 7, 2016 | $5.15 | Nov 6, 2015 | $5.15 |
Feb 14, 2016 | $5.15 | Nov 6, 2015 | $5.15 |
Feb 21, 2016 | $5.15 | Nov 6, 2015 | $5.15 |
Feb 28, 2016 | $5.15 | Nov 6, 2015 | $5.15 |
Mar 6, 2016 | $5.15 | Nov 6, 2015 | $5.15 |
Mar 13, 2016 | $5.15 | Nov 6, 2015 | $5.15 |
Mar 20, 2016 | $5.15 | Nov 6, 2015 | $5.15 |
Mar 27, 2016 | $5.15 | Nov 6, 2015 | $5.15 |
Apr 3, 2016 | $5.15 | Nov 6, 2015 | $5.15 |
Apr 10, 2016 | $5.15 | Nov 6, 2015 | $5.15 |
Apr 17, 2016 | $6.77 | Nov 6, 2015 | $6.77 |
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