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Joseph

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Joseph

Member since

May 2017

On-time repayments

26 installments  •  35%

About Me

I am Joseph Omware, I am a Kenyan born and raised in a small village in Kenya. I studied in a local primary and secondary schools before joining college where I studied Accounting and International Computer Driving License (ICDL).
Having lost my parents at a tender age, it was a struggle going through school.
I worked as a house help to finance my college education, saved money and bought 3 second hand computers, looked for a room and started a small cyber cafe in a slum dwelling called Kibera in Nairobi Kenya. The poverty is evident here and most people can not afford smart phones or lap tops so majority depend on Cybe cafe.
I have a young family and I want my children to have a better life than myself
I love working with computers and that make my work enjoyable.

My Business

I run a Cyber Cafe offering services like online browsing, renewal of business permits, renewal of licenses. I also offer computer training lessons to youths equipping them with the necessary computer knowledge so that they can tap into different online jobs that require computer skills to reduce unemployment in the society. My business is based in Kibera Slums in Nairobi Kenya and it offers solutions to the locals to do things online since most of the residents are poor and can not afford smart phones or lap tops. The computer training also help youths who can not afford to pay for expensive college fees to acquire computer skills. I have also managed to employ one person assisting me and am glad to create employment and make difference in the society in the smallest way I can. I am hoping to grow the business especially on the part of training youths in different computer skills and courses that will give them an advantage in the job market.

Loan Proposal

I want to buy a text book for my son. They have resumed school and he is required to have a certain text book which I can not afford right now. Therefore I am requesting this loan so as to get the text book and as always I promise to always pay back on time.

My Videos

Jul 16, 2021: Wqre

Feedback

1

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  • Tyler    May 8, 2018

    Lending to Joseph has been a very good experience. I have funded two of his loans and he repaid ahead of schedule both times.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$7.00

Date disbursed

Jun 11, 2018

Repayment status

On Time

Projected term

4 weeks

Lenders

RM

Roddy Murray

United Kingdom

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  • Joseph    Oct 3, 2023

    I was frustrated, my business was burnt down. Fire raided the buILDING premises where I was doing my business. I had to move back to the village to think of plan B

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  • Daniel    Sep 17, 2021

    Dear Lenders,
    Have spoke to Mr Omware and he has promised to make payment by Monday

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  • Joseph    Aug 6, 2021

    My elder brother has been hospitalized and I am the one footing for his medical bills, i is hard to balance the money to pay the installment amounts I had mentioned earlier. Once he is out I will resume payment as earlier planned.

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  • Joseph    Aug 5, 2021

    Hello Lenders, at last I have received the funds and immediately channeled it to the intended project. I bought one complete desktop

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  • Joseph    Jul 27, 2021

    Thank you my Lenders, I appreciate your continued support. Though I have not received the funds to support my project since the disbursement has still been pending for days now.

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  • Joseph    Jul 26, 2021

    My computer training room which run side by side with the Cyber Cafe. I get a lot of students who want to learn basic computer skills. I have Someone who assist me in training as I can't handle both training and helping out in the Cyber Cafe alone. I am glad my venture is also creating jobs

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  • Joseph    Jul 23, 2021

    I was able to buy CPU

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  • Joseph    Jul 16, 2021

    Hello Jamese,
    Thank you so much for your support. This will go a long way in getting me back in business.

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  • James    Jul 16, 2021

    Good luck fixing your PCs.

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  • Joseph    Jul 16, 2021

    I thank my lenders for being there for me before. I started using Zidisha in 2017 and I have always paid back my loans in time. Now that I need help again, I hope my lenders will come through

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  • Joseph    May 23, 2018

    I receive my loan. Thank you

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  • Joseph    May 7, 2018

    I received the money, It really helped me and I have paid it back in full. Thank you.

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  • Joseph    Apr 30, 2018

    I received . thank you

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  • Joseph    Apr 6, 2018

    I have fully paid my previous loan but it is not yet updated

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  • Joseph    Mar 2, 2018

    This is great, I used my previous loan well and I was able to pay in time due to improved business. I will use my next loan to still improve my business and better the services i offer to my clients, I will always repay my loans in time so that I can other people in need can also be able to access credit.

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  • Joseph    Feb 26, 2018

    Thank you, I received the cash and I will pay back on time

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  • Joseph    Feb 14, 2018

    The two loans i have been given has been very helpful, I say thank you to my lenders and I promise to always pay back on time

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