To buy a blowdryer for my beauty salon

Judith

Langas, Kenya

1% repaid

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How it Works

Entrepreneur

Name

Judith

Member since

February 2016

On-time repayments

32 installments • 66%

About Me

I am the first born in among 7 children ,three girls and 4 boys. I went to Webuye Ac primary school and Kamusinga girls secondary school. I then joined Ashley college for a certificate.in hair dressing..
My biggest hardship was lack of capital,I borrowed money from my self help group,but unfortunately my workshop was broken into two days later and equipment stolen,I had to look for a job in order to pay the loan.After clearing the loan ,I took a second loan and these time around ,I secured my saloon ,and the business gives me my daily bread today.
I love meeting new people,making new friends and I am also often involved in community work and charity work,where we clean the hospitals and the streets as well as visiting the sick and orphans.

My Business

I provide beauty services in my saloon and the include ,face scrubbing, hair washing, hairdressing, manicure,and pedicure.
The goods and services are on high demand because of high population of women and also because I offer good work at good prices.
I choose beauty industry because it has the potential for growth and room for expansion compared to other ventures.
my monthly typical costs are $200 for electricity,water, labor, and oils and my monthly revenues are $480 on average ,I use the proceeds,to pay fees for my sibling, take care of my basic needs,and pay fees for my orphan niece.I save 30% for business expansion and improvement.

Loan Proposal

Good morning to you all,I hope you are all well and good with your famillies ,please allow me to kindly ask for a second loan to help me buy a blow drier for my business. I will use the blow drier to provide improved services to my customers. The blow drier will cost me $300,thank you always.God bless you