buying a boiler to pasteurize milk for my yogurt business.

Entrepreneur

About Me

My name is as indicated above (Daniel Maina Wamuyu).
Im the last born in our family of 5 of which we were all raised by my mum single-handedly.
I was born and raised in a place called Nyeri,a highland in Kenya.Currently, I reside in a place called Athi-river-Kenya with my family.I am married with one lovely daughter.
I am a qualified Accountant who passed well in primary and secondary levels but due to my entrepreneurial skills,I opted to be self-employed.This gives me freedom to attend to other personal commitments without any compromise from the employer.
I am also a youth leader in Nyeri,the district I was born and with the little resources I have,I try to help the unemployed youths to keep them active.This has made me so far help them in avoiding alcohol because most of the weekends they are busy playing football and other games in the field.
I decided to start my yoghurt making business last year in August and so far so good. It helps in sustaining my family and besides the challenges here and there,we have never lacked something to eat and enjoy together.
When I started the business,I never had all the necessary equipments and most of the packaging was manual though upto date I am still doing some other work manually.I have managed to buy a fridge to keep my raw milk for a longer time and still fresh and the packaging now is done on plastic bottles which is a step further from the polythene papers I used to pack in.
I am a go-getter and believe that one day,I will have a big processing plant that will be automated.
This will be a dream come true for me.
I would also like to expand and venture into other products to increase my returns with your support.

My Business

My business entails processing of raw milk to yoghurt.
It has sales of at least 20 dollars (kshs 2,000) per day. Out of this,I get profit of about 10 dollars (kshs. 1,000) per day.On a monthly basis,I get profit income of at least 360 dollars equivalent to kshs 30,000 when the business is low.
The sales may go as high as kshs. 60,000 monthly.
I believe with the quality of my product and the good connection of friends I have,this has brought a positive change in my business.The challenge here is that the demand is high but the finances are limited.What I get as returns,I mostly use it to plough back to the business by buying the raw products that help in making the yoghurt.
I do business in a hot-weather area and people here must use something to quench their thirst and avoid dehydration.With my favorable prices,my yoghurt is preferred to others in the market.
With financial support (loan),I would expand my business by creating a website and employing at least 2 marketers to increase on revenue.
I have never failed in my business but I have faced challenges in handling the sensitive raw milk. It used to spoil due to improper handling and lack of fridge but that is a gone case so far.
I believe with your support,I will grow to be a big company and Zidisha will be behind all this.
Thanks

Loan Proposal

My name is Daniel maina Wamuyu.I am married with one daughter.I live in Athi-river and do process Yoghurt in small scale.

I want to start production in medium scale.This can only be achieved by getting better equipments for the right job.I have been pasteurizing my raw milk using a jiko which takes alot of time.Though this still makes me generate income for my family,I feel with a boiler,my work will be easy and production will be higher than what I am producing now.

The boiler will cost about $ 560.I believe with this loan plus a few shillings I have saved,my dream will be fulfilled.

I have grown to a production of about 40 litres per day and would like in the next one month to grow to a production of about 100 litres per day.This will translate to sales of about $150 per day.

I thank all Lenders and zidisha in general for the support you have given me because were it not for you,I would not have come this far.

Thank you

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