Entrepreneur
Name
Timothy Senerwa
Member since
January 2015
On-time repayments
246 installments • 64%
About Me
Am Timothy Katizi born 1/1/1974 in a family of six children, five boys and one girl. All are married with Children but the second born died in the year 2009 leaving his three children and a wife.
Our childhood had a lot of challenges because our parents tried very much to make the ends meet. They tried their best and we really appreciate them very much, though my father died in the year 2004. I went through Nursery and primary and secondary school in the same area (Nakuru) and did 12th grade in the year 1993. I am employed and I have always wanted to give my children a better life than what I had. Then I discovered that it is not possible if I only depend on employment. At times things get tough that I find myself going round and round.
That is when I thought of starting something that I have been longing to do for a long time to supplement my income. I bought a few chicken of a local improved breed because of their resistance to diseases. I live in a cosmopolitan town with people from different tribes and cultures. But generally the culture is the one of interdependence, most people depend on the relatives who seem to have made a step in life. Some relatives enjoy to be kings and give some handouts while others try and help the other relatives at least make a step in life so that they can walk together.
My first born is a girl and did her 12th grade last year. She did well in school and is planning to take a nursing course come this September. She had wanted very much to become a doctor but her grades did not permit her to pursue that course. The second born is hi third year in high school this year and he desires to become a pilot. The third born is a boy in primary school standard six and the last on is in Pre- Primary two. We are one happy family working together for the benefit of each other.
I enjoy travelling and new adventures. I also like helping people solve their problems, that gives me satisfaction.
My Business
First of all I am employed and on a monthly salary basis. But life is proving to be more difficult because the standard of life is growing more than the increment of the salary. I work in a Bible school as an Editor/Translator. Our Bible lessons are in English, so we are translating them into Swahili.
The business or the project I have mentioned above are supplementary income for now and as I see them five years from now it is will bring more income even more than employment. I have to do something in preparation because the dreams of my children's future is very costly.
I have chosen these area because I have a passion for poultry farming. I have seen success so far an wish to grow and specialize in the same area. I also have space and I have done some research on the same of which I am applying practically and I see it works. Given a boost, I know things will work and the income will grow.
My incubator has been working fine but with electricity challenges I have encountered some loses which was making my business not to be profitable. I bought a small generator of 950 Watts which was unable to power it. With the new generator that I want to buy, I will be able to have a back up that will power it when the electricity is off. There is cry from my neighborhood who were benefiting from the sale of day old chicks, a week old, a month old and even mature can cannot wait long enough. We do not have a hatchery close by and when they want chicks they have to travel quite some distance to buy some.
I also offer hatching services, when am not incubating my own eggs, the neighbors use the incubator at a fee of 0.5 U.S.D per egg for the entire incubation period. I will use this profit to expand and send my girl to college. This will also improve my family's living standard and we will also continue benefiting from the animal protein and eggs.
Loan Proposal
I plan to buy a chicken incubator to hatch chicks. With this project I will build my stock and even engage in the business of selling chicks to the neighbourhood. This is an area that has not been exploited in our neighbourhood. The market is available. The incubator that I am planning to buy has a capacity of 176 eggs and goes at a price of USD 600. I will use the balance I have from the sale of the cocks to add to the loan that I will receive to buy it. This project will benefit the community around me because we dont have one close. The demand for indiginous poultry farming is growing and I will supply day old chicks, a week old or chicks of any age. My profit will grow which will help me pay for my children`s fee without straining too much.
Feedback
Positive
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$457.00
Date disbursed
Feb 11, 2016
Repayment status
On Time
Projected term
28 months
Other loans
Lenders
Sweden
Summary
Amount repaid
$481.08
Amount remaining
$0.00
Date repaid
May 30, 2018
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 21, 2016 | $10.00 | Feb 19, 2016 | $10.00 |
| Feb 28, 2016 | $10.00 | Mar 1, 2016 | $10.00 |
| Mar 6, 2016 | $0.00 | ||
| Mar 13, 2016 | $5.00 | Mar 26, 2016 | $5.00 |
| Mar 20, 2016 | $5.00 | Apr 1, 2016 | $5.00 |
| Mar 27, 2016 | $5.00 | Apr 5, 2016 | $5.00 |
| Apr 3, 2016 | $5.00 | Apr 9, 2016 | $5.00 |
| Apr 10, 2016 | $5.00 | Apr 14, 2016 | $5.00 |
| Apr 17, 2016 | $5.00 | Apr 18, 2016 | $5.00 |
| Apr 24, 2016 | $5.00 | Apr 26, 2016 | $5.00 |
| May 1, 2016 | $5.00 | May 3, 2016 | $5.00 |
| May 8, 2016 | $5.00 | May 9, 2016 | $5.00 |
| May 15, 2016 | $0.00 | ||
| May 22, 2016 | $0.00 | ||
| May 29, 2016 | $2.00 | May 30, 2016 | $2.00 |
| Jun 5, 2016 | $2.00 | Jul 1, 2016 | $2.00 |
| Jun 12, 2016 | $2.00 | Jul 1, 2016 | $2.00 |
| Jun 19, 2016 | $2.00 | Jul 1, 2016 | $2.00 |
| Jun 26, 2016 | $2.00 | Jul 11, 2016 | $2.00 |
| Jul 3, 2016 | $2.00 | Jul 11, 2016 | $2.00 |
| Jul 10, 2016 | $2.00 | Jul 11, 2016 | $2.00 |
| Jul 17, 2016 | $2.00 | Jul 20, 2016 | $2.00 |
| Jul 24, 2016 | $2.00 | Jul 25, 2016 | $2.00 |
| Jul 31, 2016 | $2.00 | Aug 2, 2016 | $2.00 |
| Aug 7, 2016 | $2.00 | Aug 8, 2016 | $2.00 |
| Aug 14, 2016 | $2.00 | Aug 24, 2016 | $2.00 |
| Aug 21, 2016 | $2.00 | Sep 11, 2016 | $2.00 |
| Aug 28, 2016 | $2.00 | Sep 11, 2016 | $2.00 |
| Sep 4, 2016 | $2.00 | Sep 16, 2016 | $2.00 |
| Sep 11, 2016 | $2.00 | Sep 23, 2016 | $2.00 |
| Sep 18, 2016 | $2.00 | Sep 23, 2016 | $2.00 |
| Sep 25, 2016 | $2.00 | Sep 27, 2016 | $2.00 |
| Oct 2, 2016 | $2.00 | Oct 4, 2016 | $2.00 |
| Oct 9, 2016 | $2.00 | Oct 12, 2016 | $2.00 |
| Oct 16, 2016 | $2.00 | Oct 20, 2016 | $2.00 |
| Oct 23, 2016 | $2.00 | Oct 26, 2016 | $2.00 |
| Oct 30, 2016 | $2.00 | Nov 4, 2016 | $2.00 |
| Nov 6, 2016 | $2.00 | Nov 13, 2016 | $2.00 |
| Nov 13, 2016 | $2.00 | Nov 13, 2016 | $2.00 |
| Nov 20, 2016 | $2.00 | Nov 21, 2016 | $2.00 |
| Nov 27, 2016 | $2.00 | Nov 23, 2016 | $2.00 |
| Dec 4, 2016 | $2.00 | Dec 4, 2016 | $2.00 |
| Dec 11, 2016 | $2.00 | Dec 5, 2016 | $1.08 |
| Dec 10, 2016 | $0.92 | ||
| Dec 18, 2016 | $2.00 | Dec 10, 2016 | $1.08 |
| Dec 19, 2016 | $0.92 | ||
| Dec 25, 2016 | $2.00 | Dec 19, 2016 | $1.08 |
| Dec 22, 2016 | $0.92 | ||
| Jan 1, 2017 | $2.00 | Dec 22, 2016 | $1.08 |
| Jan 3, 2017 | $0.92 | ||
| Jan 8, 2017 | $1.08 | Jan 3, 2017 | $1.08 |
| Jan 15, 2017 | $0.00 | ||
| Jan 22, 2017 | $1.00 | Jan 22, 2017 | $1.00 |
| Jan 29, 2017 | $1.00 | Jan 23, 2017 | $1.00 |
| Feb 5, 2017 | $3.00 | Feb 5, 2017 | $3.00 |
| Feb 12, 2017 | $3.00 | Feb 10, 2017 | $3.00 |
| Feb 19, 2017 | $0.00 | ||
| Feb 26, 2017 | $1.00 | Feb 27, 2017 | $1.00 |
| Mar 5, 2017 | $1.00 | Mar 5, 2017 | $1.00 |
| Mar 12, 2017 | $1.00 | Mar 12, 2017 | $1.00 |
| Mar 19, 2017 | $1.00 | Mar 12, 2017 | $1.00 |
| Mar 26, 2017 | $1.00 | Mar 16, 2017 | $1.00 |
| Apr 2, 2017 | $1.00 | Mar 20, 2017 | $1.00 |
| Apr 9, 2017 | $1.00 | Mar 31, 2017 | $1.00 |
| Apr 16, 2017 | $1.00 | Apr 18, 2017 | $1.00 |
| Apr 23, 2017 | $1.00 | Apr 21, 2017 | $1.00 |
| Apr 30, 2017 | $1.00 | May 2, 2017 | $1.00 |
| May 7, 2017 | $1.00 | May 10, 2017 | $1.00 |
| May 14, 2017 | $1.00 | May 16, 2017 | $1.00 |
| May 21, 2017 | $1.00 | May 23, 2017 | $1.00 |
| May 28, 2017 | $1.00 | Jun 5, 2017 | $1.00 |
| Jun 4, 2017 | $1.00 | Jun 9, 2017 | $1.00 |
| Jun 11, 2017 | $1.00 | Jun 15, 2017 | $1.00 |
| Jun 18, 2017 | $1.00 | Jun 19, 2017 | $1.00 |
| Jun 25, 2017 | $1.00 | Jun 24, 2017 | $1.00 |
| Jul 2, 2017 | $1.00 | Jul 3, 2017 | $1.00 |
| Jul 9, 2017 | $1.00 | Jul 10, 2017 | $1.00 |
| Jul 16, 2017 | $1.00 | Jul 17, 2017 | $1.00 |
| Jul 23, 2017 | $1.00 | Jul 26, 2017 | $1.00 |
| Jul 30, 2017 | $1.00 | Aug 4, 2017 | $1.00 |
| Aug 6, 2017 | $1.00 | Aug 19, 2017 | $1.00 |
| Aug 13, 2017 | $1.00 | Aug 20, 2017 | $1.00 |
| Aug 20, 2017 | $1.00 | Aug 22, 2017 | $1.00 |
| Aug 27, 2017 | $1.00 | Aug 31, 2017 | $1.00 |
| Sep 3, 2017 | $1.00 | Sep 8, 2017 | $1.00 |
| Sep 10, 2017 | $1.00 | Sep 25, 2017 | $1.00 |
| Sep 17, 2017 | $1.00 | Sep 25, 2017 | $1.00 |
| Sep 24, 2017 | $1.00 | Sep 25, 2017 | $1.00 |
| Oct 1, 2017 | $1.00 | Sep 29, 2017 | $1.00 |
| Oct 8, 2017 | $1.00 | Oct 4, 2017 | $1.00 |
| Oct 15, 2017 | $1.00 | Oct 5, 2017 | $1.00 |
| Oct 22, 2017 | $1.00 | Oct 27, 2017 | $1.00 |
| Oct 29, 2017 | $1.00 | Nov 6, 2017 | $1.00 |
| Nov 5, 2017 | $1.00 | Nov 13, 2017 | $1.00 |
| Nov 12, 2017 | $1.00 | Nov 17, 2017 | $1.00 |
| Nov 19, 2017 | $1.00 | Nov 27, 2017 | $1.00 |
| Nov 26, 2017 | $1.00 | Nov 29, 2017 | $1.00 |
| Dec 3, 2017 | $1.00 | Dec 13, 2017 | $1.00 |
| Dec 10, 2017 | $1.00 | Dec 23, 2017 | $1.00 |
| Dec 17, 2017 | $1.00 | Dec 23, 2017 | $1.00 |
| Dec 24, 2017 | $1.00 | Jan 3, 2018 | $1.00 |
| Dec 31, 2017 | $1.00 | Jan 3, 2018 | $1.00 |
| Jan 7, 2018 | $1.00 | Jan 8, 2018 | $1.00 |
| Jan 14, 2018 | $1.00 | Jan 18, 2018 | $1.00 |
| Jan 21, 2018 | $1.00 | Jan 24, 2018 | $1.00 |
| Jan 28, 2018 | $10.00 | Jan 26, 2018 | $10.00 |
| Feb 4, 2018 | $10.00 | Feb 1, 2018 | $10.00 |
| Feb 11, 2018 | $10.00 | Feb 5, 2018 | $10.00 |
| Feb 18, 2018 | $10.00 | Feb 7, 2018 | $10.00 |
| Feb 25, 2018 | $10.00 | Feb 7, 2018 | $5.00 |
| Feb 23, 2018 | $5.00 | ||
| Mar 4, 2018 | $10.00 | Feb 23, 2018 | $5.00 |
| Mar 6, 2018 | $5.00 | ||
| Mar 11, 2018 | $5.00 | Mar 9, 2018 | $5.00 |
| Mar 18, 2018 | $5.00 | Mar 20, 2018 | $5.00 |
| Mar 25, 2018 | $1.00 | Mar 25, 2018 | $1.00 |
| Apr 1, 2018 | $1.00 | Mar 29, 2018 | $1.00 |
| Apr 8, 2018 | $0.00 | ||
| Apr 15, 2018 | $2.01 | Apr 15, 2018 | $2.01 |
| Apr 22, 2018 | $2.01 | Apr 15, 2018 | $2.01 |
| Apr 29, 2018 | $5.00 | Apr 15, 2018 | $0.98 |
| May 6, 2018 | $4.02 | ||
| May 6, 2018 | $0.00 | ||
| May 13, 2018 | $2.01 | May 12, 2018 | $1.00 |
| May 12, 2018 | $1.00 | ||
| May 13, 2018 | $0.01 | ||
| May 20, 2018 | $2.01 | May 13, 2018 | $0.99 |
| May 16, 2018 | $1.00 | ||
| May 24, 2018 | $0.02 | ||
| May 27, 2018 | $2.01 | May 24, 2018 | $0.98 |
| May 26, 2018 | $1.00 | ||
| May 26, 2018 | $0.03 | ||
| Jun 3, 2018 | $0.97 | May 26, 2018 | $0.97 |
| Jun 10, 2018 | $206.50 | May 30, 2018 | $206.50 |
| Jun 17, 2018 | $0.48 | May 30, 2018 | $0.48 |
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