Buying a fridge

Mercy

Juja, Kenya

42% repaid

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How it Works

Entrepreneur

Name

Mercy

Member since

May 2015

On-time repayments

32 installments • 22%

About Me

Mercy Njeri was born in 1982 in a family of 8 in the Nyahururu Interior of Kenya .She underwent her primary and secondary education in Gichagi kwa Maina .Through much straining eve working to raise my school fees I completed my learning in 2004 in form for in Ndururumo secondary school .My performance was not quite good due to regular absentism as I went to look for my school fees and even something to raise my younger siblings .My parents were peasant farmers who would not make to raise the big family. After my secondary education life was not all easy bearing in mind that I was born as the third born in this big family . I had to go out and work to see to it that the rest of my siblings would also learn without so much straining thus I did not join college level I barely went to work out as a casual worker on very humble jobs 'Finally God worked my case out and after 2 years of hardships I managed to get a job that was ambit well paying I saved as I paid fee for my younger siblings and by GOD'S mercy's I made it to start my own cafeteria God blessed it and I currently have a restaurant .I thank God that I currently support my family without much straining it was not easy but God have done it.

My Business

After my form four exam that is in 2004 , i went out strained and in 2008 after a saving of four years I started a cafeteria I worked with one employee for two years and the business went expanding currently I have a Restaurant in Juja Kenya .I Have 10 employees and in addition I have a chips center where I sell chips near the JKUAT university Juja Main Campus.In my restaurant which is located in Juja town there is a large population of business people , university students and passengers . The people need ready foods and beverages. I provide foods such as Matoke ,Pilau, Githeri, Chips ,chicken ,beef ,etc . I provide beverages such as sodas ,juices and many more .
Restaurant business is much different from other businesses as there is a ready market though very competitive. I work all I can to better my services every day .I pay rents of $300 us dollars every month. and salaries of $970 us dollars. business licences of $300 us dollars yearly . my business profits is about 250us dollars. I use my profits to raise my two children ,support my parents and siblings, business expansion ,investments and Charity works.

Loan Proposal

My lenders once you give me the loan , I will greatly utilise it by adding some amount and buy a frigde worth sh35000. in terms of dollars ,it.is about 39 dollars. Juja is basically a very warm place cold bevellages are commonily bought..such as milk,Sodas,yougurts ,Juices....
Every any of this items once sold it gives a 10sh profit.This profits will be used to repay the loan,charity works ,bussiness expansion and helping the family in the upkeep.