Buying certified carrots seeds and land cultivation

Esther Wangari

Kimende, Kenya

100% repaid



Esther Wangari

Member since

September 2014

On-time repayments

166 installments  •  21%

About Me

My name is Esther Wangari,born in nyeri county othaya subcounty i am married and blessed with one lovely baby girl ,i finished my o level education six years ago and afterwards i trained in beauty therapy as a saloonist dealing with women products mostly women hair although i have not been able to start my own beauty shop, i am expecting to open one soon,i am also dealing with crotcheting and knittting dealing with different products like table mats pullovers and chair mats which I do at my free time.In this business I earn approximately 15$ weekly .I also have a passion in farming and I have lent a one acre piece of land in a very productive area where I intend to do farming mostly focusing on vegetables like carrots and potatoes and by this I will contribute a lot by adding more food to the community as I earn good cash.

My Business

Since i finished schooling i had a passion of employing my self and this was the reason that made me to enroll in this course of beauty, after gaining the required skills in college i have been employed by two different employers dealing with beauty as a saloonist and i can say its an enjoyable work as this depends on your kills ,the more skilled you are the more customers you get i still do it to date where i am paid on commission basis in a day i get like 3$ but i am looking forward to opening my own beauty saloon where i will be my own boss, it is a very profitable business depending on the location, i also have some free time businesses which are like hobbies but the good thing is that i still earn from them these are like crotcheting where i do table mats, hats, pullovers ,chair mats and many more. people like my crotcheting very much and i earn approximately 15$ profit weekly. With this money i will be able to repay the loans without any problems. Since food has become a problem, I thought of venturing into small scale farming where i will be dealing with vegetables. I have lent out a one acre piece land in a very productive area near kimende town where i stay and i am willing to do carrots to start with. I have sought all the required information about this business from those farmers already doing it and i believe if i follow all the steps well , at the end i will be a happy person pocketing at least 500$ in a period of four months.

Loan Proposal

I have lent a one acre piece of land where i intend to do vegetables farming focusing on carrots since they don't have so much problems and also they have good profits, if you lend me the money i will use as follows, 50$ will be used to cultivate the land and also plant the seedlings, 50$will be used to buy the best certified seeds and the remaining balance will be used to buy fertilizer so that i can get good returns. i will use my earning from my crotcheting business and that way i will not be having any problems. I promise to be a good borrower and never to let lenders down thanks for your support.





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Sep 22, 2014

Repayment status

On Time

Projected term

3 months

Cost to entrepreneur

Lender interest: $149.97 at 5.23% annual rate over 3 months = $2.41

Service fee: $1.67




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Matching Fund

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