Buying farm inputs

Ludia

Nakuru, Kenya

64% repaid

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How it Works

Entrepreneur

Name

Ludia

Member since

March 2011

On-time repayments

130 installments • 36%

About Me

My name is Ludia Wangui Ndegwa. Iam a mother of nine children, all are grown up except two who are in school higher learning (University College).we live at Bahati in Nakuru at place called matangi tisa . I started my education in bahati area where i was education to my secondary level. After completing my education i joined my parent in the business of farming that is where I got my first skill of farming business and i become interested in that business. then after got married immediately started to a farming business where i later got enough money to start new business of a general shop which i operate together with farming business it has been a joy to have a shop where i go i work all day i meet many different people where i spend my day so not only do i get an income but i still get satisfactions from that work. i like to read book during my part time i also like watching christian moves .

My Business

I have a business of dairy farming. For now I have two cows which give me around 20liters per day and cost of milk is 30 per liter so I get at least 600 per day from the income of milk and 18000 per month. This money I use for paying bills and educating my reimaing children also grow crops as part of my business where l get around 200000 annually from that kind of farming i get 400000 per a year from the work I do. I do not have a lot of expenses because I stay in my farm where we have built our home. i choose the above business because after school i helped my parent with same business so i got enough skill for that business and also i learnt about marketing and different seasons for different commodities. i would like to put new stock in my shop and also replace the finished stock. i will use all the money as follows kes 90000 for buying Rice, sugar, maize flour , wheat flour , soap both bar and powder etc I am hoping to receive more customers during the festival seasons.

Loan Proposal

i will buy seed and fertilize for planting because the rain has started i have already prepared the shamba and now I am waiting for the loan to mature that i ma able to buy seed and fertilizer hoping this time the lenders will consider me as they have always done . thanks zidisha lenders for the good work.