Buying materials for my mushroom cultivation
Ophelia
Berekum, Ghana
9% repaid
Entrepreneur
Name
Ophelia
Member since
June 2014
On-time repayments
137 installments • 74%
About Me
MY STORY
My name is Ophelia Amponsah Dankwah from Dormaa Ahenkro but lives Berekum in the Brong Ahafo region of Ghana. My parents are the late Mr. Kwabena Amponsah and Mrs. Gladys Amponsah. I am married to Emmanuel Agyapong Boakye with two children.
After completing my basic school Education,I proceed to Methodist Senior High School at Wenchi. After completion, I went to pursue Diploma in Education at the Berekum College of Education. I was employed by the Ghana Education Service (GES) as a professional teacher after obtaining my Diploma in Education. I started another studies with University of Education Winneba by distance learning and now had my Degree in Education. Currently, I am teaching at Presby Primary “A” School Berekum. I am handling I C T from primary one to primary six.
MY HOBBIES
My hobbies are; reading books , playing with children and making friends all over the world.
My Business
Oyster Mushroom Cultivation
For about a year and half now, I started mushroom cultivation after a successful completion of a 2 years mushroom cultivation course at Wenchi Farm Institute in the BRONG Ahafo Region of Ghana in the year 2012.The type of mushroom I am producing is Oyster Mushroom.There are many opportunity out there but I opt mushroom cultivation simply because of it nutritional value in the first place. Secondly, the fact that only few people are into its cultivation in our Region. As a result of that, the demand is high in the market since all and sundry likes it. To be honest I regretted the first time I started growing the mushroom, because I was finding it difficult to get all the facilities needed for the production since every step in the production of mushroom must be done with care. Production will be maximized if the facilities are good and the standard procedures are well established. In spite of all this challenges I did not give up but continue and the third time of my production was very successful. I am now able to produce 5000 compost bags of mushroom and it gives 1000kg of mushroom per cycle and I can produce 6 cycles within a year.
Furthermore, the good news is because it is rich source of protein; vitamins etc all the people in my town and afar have approved it and it always run out in market. I have employed 6 peoples who are working with me and at the same time learning to become mushroom producers. By the grace of God, this mushroom business is booming. I am proud to be a mushroom farmer.
REPAYMENT OF LOAN
I generate a lot of profit from this business; also I am a salary worker and promise to pay my loan from these two sources my income. Thank you.
Loan Proposal
Thank you very much Lenders for loaning to me four consecutive times. I was able to use the loan given to me to expand my mushroom cultivation. Demand is high and quickly need higher loan to boost business .I am pleading with Lenders to support me with a loan of $2500 this time round as you have been doing for my previous loans. I want to increase the production of compost bags of mushroom and I have targeted producing 7000 compost bags of mushroom.
Please here are the breakdowns of how I am going to spend the loan when you do me a favor and grant me the loan.
1. $800 of the money will be use to buy Oyster mushroom spawn
2. $500 will be use to buy set of mushroom grow bags
3. $500 will be given as seed money to three of my apprentice who has finished the course of mushroom cultivation and are ready to establish their own.
4. $500 will be use in maintaining and expanding of shelves to accommodate more mushroom compost bags.
5. $200 will be use to buy six (6) watering can.
I am pleading with all Lenders to come to my aid and support my project. I promise never to go against the terms and condition of Zidisha; I will forever be faithful to my Lenders. I hope my request will meet your earliest and kindest consideration. Thank you.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$2,500.00
Date disbursed
Dec 7, 2015
Repayment status
Late
Projected term
73 months
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