Elijah
Bahati Scheme, Kenya
8% repaid
Name
Elijah
Member since
October 2013
On-time repayments
272 installments • 7%
ELIJAH KAROKI WACHIRA
CITY/VILLAGE : BAHATI SCHEME
COUNTRY : KENYA
ADDRES : BOX 922 NAKURU
CELL PHONE : 0723179002
EMAIL : [email protected]
MYSELF
My Name is Elijah Karoki Wachira. Am married in monogamous family and am blessed with one child. I live in Bahati division in Nakuru county .Am learned and i have O level certificate and have computer certificate .I started a business to get daily bread and to cater for future challenges (to get money for future use).My business is situated at Karunga shopping centre.
I sell mobile phone accessories, phone repair, computer repair and televisions. I also sell movies and renting them. My business has many customers and I earn a basic profit of about ksh 40,000 per month which amounts to ksh 480,000 per year. This is due to urban and rural electrification which has facilitated the growth of urban center and rural areas so many people have bought video players, computers, televisions, mobile phones e.t.c. The risks I face is that many people do not have computer knowledge , some do not return movies after they have completed viewing them, house rent is very high and I may like to build my own premises so that money of rent I can buy other basic needs.
First and foremost is much gratitude to you zidisha team and lenders for your generosity may the Almighty Father bless you abundantly and expand your boundaries. From the first and second loan that you rendered me it boasted my business as I was able to purchase phone accessories and electronics now my business has picked and my customers are happy with the service that I lend to them as they do not have to travel for along distance in search for the services.
I would like to apply for another loan for buying mobile phones.I have decided to start selling mobile phones because we use to travel for a long distance to buy them. There is no shop that offers this service in my area and I would like to invent in this business. This will help in boosting my business as I already sell phone accessories. This is actual money I need to buy mobile phones USD 341.618, and I will make a profit of USD 683.236 in five month because 1 phone will cost ksh1, 000 and I will sell it at ksh2, 000 due to high demand. In this I have been selling 1 or 2 phones so I have an experience.
It is my wish that you will grant me an opportunity and help me with the loan.
Positive
5
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$345.00
Date disbursed
Jun 2, 2014
Repayment status
Late
Projected term
80 months
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