Vincent Kipkirui
Kapsimbeywo Village, Kenya
46% repaid
Name
Vincent Kipkirui
Member since
November 2013
On-time repayments
157 installments • 16%
I am 23 years old a student at kisii university college studying commerce and business. I joined campus in the year 2010 and know i am in fouth year, determined to do my level best and graduate next year 2014. I completed my kcse certificate in the year 2009 in the local district school called litein boys high school. I passed very well and scored a good grade of B+ and this enabled me to secure a commerce course in university. My parents live in a village called Kapsimbeywo, Keringet Division Kuresoi South in Nakurru county. They are peasant farmers and i am proud of their hardworking which see me and my other young siblings in school. I am a first born son of seven. Currently being a student i am an entrepreneur too, running a small income generating project to help my parents pay school fees.
I am operating farming business activity at our local village where i grow potatoes and sell them on harvesting to local markets and community members. I started this farming activity 10 months ago when i realised the potentiality of the business. My parents gave me 1/2 acre piece of land when i requested them to support me in taping this opportunity. The cost of production goes upto ksh 15000 which i got them from friends and well relatives. The maturity period of this potatoes crops takes exactly three months upon when uprooted i sell to local markets. The total output of this piece of land goes to upto 40 sags and each sag cost ksh 4500 in local markets. I get seasonal laborers from local people whom i pay them in hourly rate. The challenge i am facing is market fluctuating price and climatic change which adversely affect the production. Another main challenge is accessibility of funds to run this project. If get help and financial support i will expand the farming business to further increasing the piece of land to more acres.
I will use the loan to buy 5 bags of MEA fertilizers each costing ksh.3000,when you calculate this will come to a total of ksh.15000.This will be a great boost to me since i already have in hand potato seedlings .In our place assessing fertilizers is a bit challenging since we as farmers still viewed as being expensive .The remaining amount of this loan am requesting I will use them to hire four laborers to assist me in planting day.This is because am intending to plant two and half acres which is a bit large and yet i will be using hand labor .Each laborer will averagely cause me around 1500 kes.
The benefit am projecting from this mini investing is to harvest at-least 25 bags of potato.I will be selling one bag at 2500kes .When you calculate it will grossly give me kes 62500.The net profit i will realize will be 62500 less total costs incurred of 34500kes,giving me kes28000.
Okey my humble and sincere request to zidisha team is to lend this much am requesting since I do not have money remaining to complete this project.Once again thank you for earlier loan because it has made me unstoppable in this business.
Positive
4
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$297.00
Date disbursed
Apr 11, 2014
Repayment status
Late
Projected term
34 months
Other loans
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Amount repaid
$160.35
Amount remaining
$189.36
Expected completion
Feb 17, 2017
Status
Repaying late
Installment amount
$2.35
Expected Payments | Actual Payments | ||
---|---|---|---|
Apr 18, 2014 | $2.35 | Apr 17, 2014 | $2.35 |
Apr 25, 2014 | $2.35 | Apr 25, 2014 | $2.35 |
May 2, 2014 | $2.35 | May 2, 2014 | $2.35 |
May 9, 2014 | $2.35 | May 17, 2014 | $2.35 |
May 16, 2014 | $2.35 | May 17, 2014 | $2.35 |
May 23, 2014 | $2.35 | May 30, 2014 | $2.35 |
May 30, 2014 | $2.35 | May 30, 2014 | $2.35 |
Jun 6, 2014 | $2.35 | Jun 17, 2014 | $2.35 |
Jun 13, 2014 | $2.35 | Jun 28, 2014 | $2.35 |
Jun 20, 2014 | $2.35 | Jun 29, 2014 | $2.35 |
Jun 27, 2014 | $2.35 | Jul 14, 2014 | $2.35 |
Jul 4, 2014 | $2.35 | Jul 14, 2014 | $2.35 |
Jul 11, 2014 | $2.35 | Jul 14, 2014 | $2.35 |
Jul 18, 2014 | $2.35 | Aug 4, 2014 | $2.35 |
Jul 25, 2014 | $2.35 | Aug 14, 2014 | $2.35 |
Aug 1, 2014 | $2.35 | Aug 14, 2014 | $2.35 |
Aug 8, 2014 | $2.35 | Sep 2, 2014 | $2.35 |
Aug 15, 2014 | $2.35 | Sep 2, 2014 | $2.35 |
Aug 22, 2014 | $2.35 | Sep 2, 2014 | $2.35 |
Aug 29, 2014 | $2.35 | Sep 2, 2014 | $1.18 |
Nov 3, 2014 | $1.18 | ||
Sep 5, 2014 | $2.35 | Nov 3, 2014 | $2.35 |
Sep 12, 2014 | $2.35 | Nov 3, 2014 | $2.35 |
Sep 19, 2014 | $2.35 | Nov 3, 2014 | $2.35 |
Sep 26, 2014 | $2.35 | Nov 3, 2014 | $2.35 |
Oct 3, 2014 | $2.35 | Nov 3, 2014 | $2.35 |
Oct 10, 2014 | $2.35 | Nov 3, 2014 | $2.35 |
Oct 17, 2014 | $2.35 | Nov 3, 2014 | $2.35 |
Oct 24, 2014 | $2.35 | Nov 3, 2014 | $2.35 |
Oct 31, 2014 | $2.35 | Nov 3, 2014 | $1.18 |
Dec 8, 2014 | $1.18 | ||
Nov 7, 2014 | $2.35 | Dec 8, 2014 | $2.35 |
Nov 14, 2014 | $2.35 | Dec 8, 2014 | $2.35 |
Nov 21, 2014 | $2.35 | Dec 8, 2014 | $2.35 |
Nov 28, 2014 | $2.35 | Dec 8, 2014 | $0.59 |
Oct 30, 2018 | $1.76 | ||
Dec 5, 2014 | $2.35 | Oct 30, 2018 | $2.35 |
Dec 12, 2014 | $2.35 | Oct 30, 2018 | $1.76 |
Nov 2, 2018 | $0.59 | ||
Dec 19, 2014 | $2.35 | Nov 2, 2018 | $1.76 |
Jan 16, 2019 | $0.59 | ||
Dec 26, 2014 | $2.35 | Jan 16, 2019 | $2.35 |
Jan 2, 2015 | $2.35 | Jan 16, 2019 | $2.35 |
Jan 9, 2015 | $2.35 | Jan 16, 2019 | $0.59 |
Jan 23, 2019 | $1.76 | ||
Jan 16, 2015 | $2.35 | Jan 23, 2019 | $2.35 |
Jan 23, 2015 | $2.35 | Jan 23, 2019 | $1.76 |
Jan 25, 2019 | $0.59 | ||
Jan 30, 2015 | $2.35 | Jan 25, 2019 | $2.35 |
Feb 6, 2015 | $2.35 | Jan 25, 2019 | $2.35 |
Feb 13, 2015 | $2.35 | Jan 25, 2019 | $0.59 |
Feb 1, 2019 | $1.76 | ||
Feb 20, 2015 | $2.35 | Feb 1, 2019 | $2.35 |
Feb 27, 2015 | $2.35 | Feb 1, 2019 | $1.76 |
Feb 6, 2019 | $0.59 | ||
Mar 6, 2015 | $2.35 | Feb 6, 2019 | $2.35 |
Mar 13, 2015 | $2.35 | Feb 6, 2019 | $2.35 |
Mar 20, 2015 | $2.35 | Feb 6, 2019 | $0.59 |
Feb 19, 2019 | $1.76 | ||
Mar 27, 2015 | $2.35 | Feb 19, 2019 | $2.35 |
Apr 3, 2015 | $2.35 | Feb 19, 2019 | $1.76 |
Mar 2, 2019 | $0.59 | ||
Apr 10, 2015 | $2.35 | Mar 2, 2019 | $2.35 |
Apr 17, 2015 | $2.35 | Mar 2, 2019 | $2.35 |
Apr 24, 2015 | $2.35 | Mar 2, 2019 | $2.35 |
May 1, 2015 | $2.35 | Mar 2, 2019 | $2.35 |
May 8, 2015 | $2.35 | Mar 2, 2019 | $1.76 |
Apr 1, 2019 | $0.59 | ||
May 15, 2015 | $2.35 | Apr 1, 2019 | $2.35 |
May 22, 2015 | $2.35 | Apr 1, 2019 | $2.35 |
May 29, 2015 | $2.35 | Apr 1, 2019 | $0.59 |
Sep 30, 2022 | $1.76 | ||
Jun 5, 2015 | $2.35 | Sep 30, 2022 | $2.35 |
Jun 12, 2015 | $2.35 | Sep 30, 2022 | $2.35 |
Jun 19, 2015 | $2.35 | Sep 30, 2022 | $2.35 |
Jun 26, 2015 | $2.35 | Sep 30, 2022 | $2.35 |
Jul 3, 2015 | $2.35 | Sep 30, 2022 | $2.35 |
Jul 10, 2015 | $2.35 | Sep 30, 2022 | $2.35 |
Jul 17, 2015 | $2.35 | Sep 30, 2022 | $2.35 |
Jul 24, 2015 | $2.35 | Sep 30, 2022 | $2.35 |
Jul 31, 2015 | $2.35 | Sep 30, 2022 | $2.35 |
Aug 7, 2015 | $2.35 | Sep 30, 2022 | $0.35 |
Aug 14, 2015 | $2.35 | ||
Aug 21, 2015 | $2.35 | ||
Aug 28, 2015 | $2.35 | ||
Sep 4, 2015 | $2.35 | ||
Sep 11, 2015 | $2.35 | ||
Sep 18, 2015 | $2.35 | ||
Sep 25, 2015 | $2.35 | ||
Oct 2, 2015 | $2.35 | ||
Oct 9, 2015 | $2.35 | ||
Oct 16, 2015 | $2.35 | ||
Oct 23, 2015 | $2.35 | ||
Oct 30, 2015 | $2.35 | ||
Nov 6, 2015 | $2.35 | ||
Nov 13, 2015 | $2.35 | ||
Nov 20, 2015 | $2.35 | ||
Nov 27, 2015 | $2.35 | ||
Dec 4, 2015 | $2.35 | ||
Dec 11, 2015 | $2.35 | ||
Dec 18, 2015 | $2.35 | ||
Dec 25, 2015 | $2.35 | ||
Jan 1, 2016 | $2.35 | ||
Jan 8, 2016 | $2.35 | ||
Jan 15, 2016 | $2.35 | ||
Jan 22, 2016 | $2.35 | ||
Jan 29, 2016 | $2.35 | ||
Feb 5, 2016 | $2.35 | ||
Feb 12, 2016 | $2.35 | ||
Feb 19, 2016 | $2.35 | ||
Feb 26, 2016 | $2.35 | ||
Mar 4, 2016 | $2.35 | ||
Mar 11, 2016 | $2.35 | ||
Mar 18, 2016 | $2.35 | ||
Mar 25, 2016 | $2.35 | ||
Apr 1, 2016 | $2.35 | ||
Apr 8, 2016 | $2.35 | ||
Apr 15, 2016 | $2.35 | ||
Apr 22, 2016 | $2.35 | ||
Apr 29, 2016 | $2.35 | ||
May 6, 2016 | $2.35 | ||
May 13, 2016 | $2.35 | ||
May 20, 2016 | $2.35 | ||
May 27, 2016 | $2.35 | ||
Jun 3, 2016 | $2.35 | ||
Jun 10, 2016 | $2.35 | ||
Jun 17, 2016 | $2.35 | ||
Jun 24, 2016 | $2.35 | ||
Jul 1, 2016 | $2.35 | ||
Jul 8, 2016 | $2.35 | ||
Jul 15, 2016 | $2.35 | ||
Jul 22, 2016 | $2.35 | ||
Jul 29, 2016 | $2.35 | ||
Aug 5, 2016 | $2.35 | ||
Aug 12, 2016 | $2.35 | ||
Aug 19, 2016 | $2.35 | ||
Aug 26, 2016 | $2.35 | ||
Sep 2, 2016 | $2.35 | ||
Sep 9, 2016 | $2.35 | ||
Sep 16, 2016 | $2.35 | ||
Sep 23, 2016 | $2.35 | ||
Sep 30, 2016 | $2.35 | ||
Oct 7, 2016 | $2.35 | ||
Oct 14, 2016 | $2.35 | ||
Oct 21, 2016 | $2.35 | ||
Oct 28, 2016 | $2.35 | ||
Nov 4, 2016 | $2.35 | ||
Nov 11, 2016 | $2.35 | ||
Nov 18, 2016 | $2.35 | ||
Nov 25, 2016 | $2.35 | ||
Dec 2, 2016 | $2.35 | ||
Dec 9, 2016 | $2.35 | ||
Dec 16, 2016 | $2.35 | ||
Dec 23, 2016 | $2.35 | ||
Dec 30, 2016 | $2.35 | ||
Jan 6, 2017 | $2.35 | ||
Jan 13, 2017 | $2.35 | ||
Jan 20, 2017 | $2.35 | ||
Jan 27, 2017 | $2.35 | ||
Feb 3, 2017 | $2.35 | ||
Feb 10, 2017 | $2.35 | ||
Feb 17, 2017 | $1.48 |
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