Capital to supply school with maize

Anthony

Thika, Kenya

100% repaid

Follow Anthony

How it Works

Entrepreneur

Name

Anthony

Member since

November 2015

On-time repayments

174 installments • 36%

About Me

Worked for a Supply Chain Company for over 15 years. I have experience and skill on Warehousing, Distribution, Logistic and Transportation. This year I started my own Business - Grains and Cereals Supply chain. Core goal being management of grains from the source who are the farmers to distributors/consumers.

My Business

Currently my business 'Grains Cereals Supply chain' deal with handpicking foreign matter on grains and selling them through a my retail shop at my home area.
Business Mission being:
To provide best low cost on transportation and warehousing solution for clean grains and cereals to our customers, and door to door delivering. "Wash and Cook"
In the current resent months I reused the profits to increase my stock. But due to increase on products demand it has increase the cost of supply due to transport cost buying small quantity due to lack of adequate capital. The product turnaround has increased by 100% after moving into a new shop near a bus stop. Which I positive it will increase more if I advertise my shop.
Goal: 1. working on how to get cheap logistic solution of cereals/grains from suppliers
2. In future own a pickup or a van

Loan Proposal

With the loan I will buy
7 sacks of maize - 90kg costing Ksh4500 each
5 sacks of beans - 90kgs costing Ksh6000 each
Being addition quantity on the deliveries of the current tender to feed rural school children. I will be able to cut down on the transportation which costsKsh10000per trip. My wish and goal to make one delivery per term and save on transport cost. Their term consumption is 70 bags of maize and 50 bags of beans.

Feedback

Positive

None

Neutral

None

Negative

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$668.00

Date disbursed

May 21, 2017

Repayment status

On Time

Projected term

28 months

Other loans

Lenders

rebecca

Chapin SC, United States

Oslo, Norway

melbourne, Australia

Geneva, Switzerland

Hamburg, Germany

Stockholm, Sweden

London, UK, Canada

Barcelona, Spain

washington, United States

AnnaChristina

Pittsburgh, United States

Piccolo

London, United Kingdom

ningli

Charlotte, NC, United States

Yasha

Beer Sheva, Israel

Senryu91

caldogno, Italy

RockinRobin

Centennial CO, United States

jjonas

berlin, Germany

nelson637

Greenbrae, California, United States

tonilends

catalonia is not:, Spain

Zippo

Berlin, Germany

Cloudways

Malta, Malta

EnhanceLife

Heber City, United States

jwharding

Hamburg, Germany

ads68

Melbourne, Australia

Kev19083

Bryn Mawr, United States

Yevrahs

Dallas, Texas, United States

rfriedenberg

New Jersey, United States

mkellerman

Shanghai, China

LenderTrender

Freeville, United States

Andy

Berlin, United States

Utrecht, Netherlands

Lisboa, Portugal

Germany

Fontvielle, Monaco, Yemen

Erika

Calgary, Canada

Zal0m0n

Atlantis!!!! x), Mauritania

saraef

Nottingham, United Kingdom

gseletko

South Perth, Australia

Leonora

TÄBY, Sweden

wilma95

napa, United States

doublehelix

Philadelphia, United States

ibc123

Seattle, United States

cranejoad

cazenovia, United States

Marin county, United States

happytrailsjpd

South Bend, United States

Clben7

Cincinnati, United States

akshu71

Ottawa, Canada

sderickson

Berkeley, CA, United States

matthias

Germany

EjLehar

Galesburg, United States

United States

Bulgaria

United States

Connecticut, United States

lyalljellyman

Wellington, New Zealand

United States

United States

Australia

Grandview, United States

mepster

San Francisco, Ca, United States

United States

Manila, Philippines

Hong Kong

United States

Seattle, Wa, United States

United States

United States

United States

United States

Twickenham, United Kingdom

Germany

United States

Switzerland

Germany

Germany

Australia

Utrecht, Netherlands

Belgium

United States

United Kingdom

Netherlands

United Kingdom

Mexico, Mexico

Austria

Germany

Munich, Germany

Sweden

New York, United States

Switzerland

Australia

Norway

United States

United States

Melbourne, Australia

Karlsruhe, Germany

United States

United States

Roskilde, Denmark

Spain

United States

Sanbornton, NH, United States

antwerpen, Belgium

United States

Germany

Costa Rica

Czech Republic

San Francisco, United States

Marc

Newcastle upon Tyne, United Kingdom

Timothy Kitchen

United States

Erica Brescia

United States

George

Corvallis, Oregon, United States

Emma

Australia

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

United States

Aarhus, Denmark

United States

Seattle, United States

United States

Germany

United States

Austria

United States

United States

United States

United States

Brazil

United States

Germany

United States

Bonn, Germany

Sudbury, Canada

Cincinnati, OH, United States

Jared Wonnacott

United States

Mojoe

Atlanta, United States

Karen Epolito

Syracuse, NY, United States

Nick

Manchester, United Kingdom

Oslo, Norway

Switzerland

United States

United States

Talisay City, Cebu, Philippines

United States

Canada

Sweden

Netherlands

Göteborg, Sweden

Australia

United States

New Mexico, United States

Angela Linwood

Minneapolis, Minnesota, United States

United States

Germany

Canada

New York, Ny, United States

Linn

United Kingdom

Sinan Taifour

Munich, Germany, Germany

Joe and Deb Rinella

Kansas City Metro, United States

Shar Alamdari

Los Angeles, United States

Cormac McCarthy

United States

Elizabeth

United States

Stuart

London, United Kingdom

Anonymous

Germany

Dhinesh Dharman

United States

The Zinc Team

San Francisco, United States

Benjamin Kniaz

Boston, United States

Humble Bundle Community

San Francisco, United States

Ingrid

Germany

Marissa Hamilton

United States

Jose Vidal

New York, United States

Vratik Krocik

Prague, Czech Republic

Germany

Germany

United States

Hong Kong

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

Fredrik Borg Dunge

Sweden

Gary Sinard

Franklin, TN, United States

Helper

United States

Mack

Harbor, Oregon, United States

United States

Portugal

Dominica

United States

United Kingdom

United States

Saudi Arabia

United States

Phoenix, United States

Will

United States

Paul Buchheit

Mountain View, United States

Canada

Utah, United States

United States

United States

United States

Belgium

Germany

United States

United States

United States

United States

Germany

United States

Jake Gibson and Beverly Picardo

San Francisco, United States

Germany

Canada

Canada

United Kingdom

United States

United Kingdom

K�

Kristinn Árni Lár Hróbjartsson

Iceland

Matt Winkler

United States, Canada

Jeff

The Colony, Texas, United States

Sam Smith

United States

Matthew Sellwood

United Kingdom

Khoa

United States

Ask Anthony a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

Anthony Jan 13, 2023

Things did not work as planned, the money was not even enough for the new place inside fittings and painting

Log in to reply • Share
Anthony Nov 3, 2022

The installment I choose was monthly, Just to see on the dashboard today that my due date is 5th. which is in a weeks time. I have not even moved to the new shops just paid the deposits.

Log in to reply • Share
Anthony Oct 26, 2022

Thank, Thanks, I have no words for the support you've given me. I will immediately pay the Landlord to secure the new place we are being relocated by next week. I'm actually the last one who had not paid, I was wondering what to do, GOD answered my prayers . THANKS MAY GOD BLESS YOU ALL.

Log in to reply • Share
Anthony Oct 4, 2019

After coming back on my feet, struggled almost an year after my float on Agencies was conned and 80% money stolen. I'm still not giving up, I thanks to Zidisha for their patient, my family and friends for support, both psychological and finacial. My agencies are up and running now on the process of applying for additional bank agencies. (Family Bank, and KPLC tokens)

Log in to reply • Share
Anthony Jun 6, 2019

Business not doing well

Log in to reply • Share
Anthony Mar 29, 2019

With this dry season the price of grains have gone up making it hard to settle the expenditures and expenses

Log in to reply • Share
Anthony Dec 6, 2018

It's been a hard year for me since my shop was stolen, I'm still trying to recover as well as building up working capital float.

Log in to reply • Share
Emma Nov 1, 2018

You going ok Anthony?

Wishing you all the best :-) Emma from Australia.

Log in to reply • Share
Emma Jul 15, 2018

I'm so impressed Anthony :-) I saw how well you were doing after my message before :-)

Just know you have our support :-) Don't beat yourself up too much, you'll get there... Life can be hard sometimes...

You can contact Zidisha and ask them to lower your payments to help make it more manageable :-)

Wishing you all the best Anthony... Seeing how well you picked things back up again before really made me smile. It takes a strong human to pick themselves up when they've been knocked down... I hope you see your strength :-) All the best, Emma.

Log in to reply • Share
Emma Jan 7, 2018

Hi Anthony,

We still believe in you :-) You can do it... It doesn't matter if you're a little bit late. Just give everyone an update sometime soon so we know you're not a ghost :-) You'll be ok, you can do it...

All the best, Emma from Australia.

Log in to reply • Share
Anthony Nov 23, 2017

I lost all my capital few month ago, and I wish to continue with my payments slowly until I clear my loan

Log in to reply • Share
Anthony May 22, 2017

The loan amounting Ksh64,381 was well received on 22nd I really appreciate. Thanks you thanks, words cannot express the way I feel in my heart. I will add the loan funds to school tender project and add eleven additional sacs of maize and three of beans. With the current high prices of grains product, I still searching where I can get cheap maize/trasport to site.. I will update as the school term unfolds.

Log in to reply • Share
Stephen May 18, 2017

Dear lenders,
Thanks so much for your continued support towards the effectiveness of Anthony's business.May God bless you.
To Anthony congratulations for making it for funding hope too my loan will be funded fully so that I can be in a position to run out my business smoothly .

Log in to reply • Share
Anthony May 18, 2017

Thanks Thank you very much may the almighty God bless you all.
I will be able to add on to my beans,millet and maize supply to a school. With this lack on common commodity 'maize' due to the last season change of climate, the loan will assist me on additional bags on maize per deliveries.

Thanks you very much I will update you all as the school second term unfolds
Regards
Anthony

Log in to reply • Share
Anthony May 4, 2017

The last loan I added into my agencies capital, later when I was awarded tendering contract to supply Maize, beans and wheat. I pulled some money and used it as a capital into my new venture. Its been challenging due to change of weather and prices of the maize going up, but I managed to serve them first term.

With additional loan I will be able to add 12 more sacks of maize and beans onto one delivery to cut down on multiple deliveries to the school which is very costly.

Log in to reply • Share
Stephen Apr 30, 2017

dear lenders
Macharia's business was down but his condition is improving and he is going to pay soonest.

Log in to reply • Share
Anthony Apr 11, 2017

Team,

It has been quite a challenge and learning period this first quota especially being a new bee on this contract tender business. Challenges that I faced on the first quota are;-
1. Change of weather pattern making the price shoot up over the tender quotes
2. Tender contract states someone cannot renegotiate price change until 90days.
3. Getting finances/investors ( Most finances they don’t finance first time tenders)
4. Unpredictable institution paying pattern (they don’t have an SOP)
My lessons
1. Its capital intensive, someone need to have bought and stores the grains
2. Someone need a very understanding and flexible investor/financier
3. With enough money the best way is to buy the whole delivery and take it. This cut down the cost of transportation due to multiple delivery costs. (Or alternatively own a truck).
4. Patient, Patient, Patient -
First term is over the institution closed for April holidays to resume back on May now I’m making a forecast plan for second term, to cover my weakness and threats and optimize on strength looking for more opportunities.
Kind Regards
Anthony

Log in to reply • Share
M
Mary Apr 5, 2017

Thank you for the update Anthony. It helps lenders understand the challenges business people face in other parts of the world. My husband and I were in farming and saw commodity prices change. Some years we did well and others not well. I hope you will be able to continue to be successful in the challenge of the drought. Regards, Mary

Log in to reply • Share
Anthony Mar 30, 2017

Apology for inconsistence on loan re-payments.
This first quarter of 2017 my financial flow has been very tight. As I had updated earlier, I won a tender to supply dry food to one of the rural institution this year. I did two deliveries, they managed to pay one delivery and I used the same amount to make the third delivery, but unfortunately when I went to the market due to the current unexpected weather change in Kenya, maize and beans prices shot up above my tender quote. I had to look for more finances (I pulled some agency capital) to satisfy the delivery, and also I had to renegotiate with the institution about adjusting tender prices. They told me as per their tender policy the committee meets to make any changes 90days after offering tender contracts. The 90th day was ending 20th March 2017. So I stopped invoicing until they meet. I’m still following up with the intuition about their consensus, the last conversation we had they told me they haven’t met due to ongoing end of term exams they are doing.

Log in to reply • Share
Stephen Mar 30, 2017

Dear lenders,
I communicated to Anthony and his challenge in repayment was attributed by delayed repayment in institutions he had supplied his commodities to. He promised to make repayment soonest from the end of the week.

Log in to reply • Share

Capital to supply school with maize

Entrepreneur

About Me

My Business

Loan Proposal

Feedback

Loan Info

Lenders

Explore

Act

Connect

Account