Cement to cover dirt floors of our school

Beatrice Odhiambo

Eldoret Mailinne, Kenya

100% repaid

Entrepreneur

Name

Beatrice Odhiambo

Member since

April 2015

On-time repayments

291 installments  •  76%

About Me

My names are Beatrice Odhiambo I am 55 years old, Born in Nyanza province.I am the firstborn of the six children in our family. I am married and also blessed with six children. My first four children are already married while the last two are in college and high school respectively.
I was educated up to the old primary school level after I got married and also fortunately by the grace of God I became an ECD teacher I also in 2012 started The business which has really helped me and my family a lot.

I also have a Barbers shop where we cut men's heirs and salon for women heir styling at all seasons. This was begun latter after the first business was launched.

My Business

My business is salon business and ECD school,located at Tiri Mbili estate Eldoret Town.I started the business in the year 2012 and 2014 respectively with a capital of US Dollars 280 and us dollars 300.
My monthly cost of running the business is US Dollars 600 while average Gross profit before the expenses is usually approximately US Dollars 500.
The following is how I normally use profits from the business :-
10% I give tithe to the church
70% Up keep i.e food and rent
5% Savings
15% I support my aged mother and two siblings

Loan Proposal

Dear lender Lenders thanks very much for the previous loan .I would like to propose that given funding I will the funds i.e the 200 us dollars as follows to cement the floor of one of my class rooms :-
10 bags of cement 85 us dollars
1 and a half lorry of sand 60 us dollars
labor charges 55 us dollars

I believe that by doing so I will have a better working environment thus improve my efficiency .
I look forward to your help.

Feedback

4

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Loan Info

Project Type

Classic Loan

Disbursed amount

$191.00

Date disbursed

Jan 28, 2016

Repayment status

On Time

Projected term

9 months

Lenders

Paul Buchheit

Mountain View, United States

melissapmeier

United States

Fred

Germany

RV

Rob Van Dam

United States

NB

Nancy Biasca

United States

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  • Beatrice Odhiambo    Jul 10, 2021

    the business is down nown

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  • Beatrice Odhiambo    Jul 10, 2021

    The business is very much down

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  • Beatrice Odhiambo    May 25, 2021

    the business has really gone down

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  • Beatrice Odhiambo    Apr 15, 2021

    due to closure of scchools my business is really affected and I cannot afford to pa as scheduled.

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  • Beatrice Odhiambo    Mar 24, 2021

    the business is down now and we have a lot of difficulties

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  • Beatrice Odhiambo    Feb 23, 2021

    The business is very low and season is not fav ourable at all

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  • Eric Ntonja    Feb 17, 2021

    Beatrice is willing to comeback as soon so that h
    she wll pay

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  • Beatrice Odhiambo    Jan 4, 2021

    the business has gone down

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  • Eric Ntonja    Dec 16, 2020

    she said that the school have not resumed but she will adjust instalments amount

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  • Beatrice Odhiambo    Oct 27, 2020

    the season has not picked up for real income

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  • Justus Auka    Oct 22, 2020

    She depended on schools but she will adjust the installment amount

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  • Beatrice Odhiambo    Sep 26, 2020

    the schools are not yet operational

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  • Beatrice Odhiambo    Aug 17, 2020

    my business season has not picked so well as per now

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  • Beatrice Odhiambo    Aug 1, 2020

    New computer for my online tutorial business.
    It help in that I will cover many students of my own institution and even outside my own institution thus giving me a lot of profit for myself and the family and the people around me.
    Thank you so much for trusting me again and lend me this loan amount.
    God bless you and God bless Zidiosha

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  • Beatrice Odhiambo    Apr 25, 2020

    The last loan which I was given was used to add more class room eg iron sheets and cement for renovation of class rooms.
    I made a big different in my business in that now we have a very large space for pupils to sit and have conducive environment.


    my earning has increased from 600 dollars to 700 dollars per month.

    I have used the earning to educate my son and daughters to high schools and the universities since am a widow.

    Zidisha hass really helped me to achieve many of my goal financially since my last born son is only two years to complete the university studies..and also last year when I lost my Fourth born Son Iwas not badly off because I had some income thrugh this Zidisha.

    My home is on top of the hills of Maill inne and I do enjoy sitting and enjoying the cool breeze in the evening and more on the weekend .

    for now now I dont have a photo yet but in future I will remember.

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  • Beatrice Odhiambo    Nov 5, 2019

    My business is still very low therefore I have opted to udjast

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  • Beatrice Odhiambo    Oct 16, 2019

    The School has already closed and I dont have money at hand therefore I opted to adjust for awhile

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  • Beatrice Odhiambo    Jul 9, 2019

    My business has really gone therefore I cannot afford to to pay my installment as scheduled but as soon as I recover I will go back to my normal payment schedule.Thanks in advance for your assistance yours Beatrice Odhiambo.

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  • Beatrice Odhiambo    Jun 3, 2019

    Due to decline in business am doing am not able to pay as scheduled but I will resume latter.
    Thanks in advance for the assistance

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  • Beatrice Odhiambo    Feb 25, 2019

    The season is very very low and I cannot afford to pay as scheduled.
    Thank for your consideration

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