Cereals dealer

Victor

Mbokani Village, Kenya

100% repaid

Entrepreneur

Name

Victor

Member since

February 2014

On-time repayments

367 installments  •  72%

About Me

i was born in a small village called mbokani in 1988.i went to a local primary school and secondary school nearby where i did well and secured myself a place in the university where i did a B COM Degree in Accounting.having come from a background that was financially challenged my education career was at the verge of collapse but well wishers and the church intervened.I managed to do my degree.necessity is the mother of invention,through the difficult moment my family and I was in,I got a job in one of the wholesellrs shop in our local market as a shopkeeper. my salary was kes.15000.I used to save 2000per month and I did that for 6 months where I got kes.12000.I went and bought 4sacks of maize and 3sacks of beans that costed about 11800.I gave one bag of maize to my family for food.bucause I could not operate the business as a minor..I had to trade at our home.I would walk around the village marketing my products and within a short time I had daily customers. on makueni cereals such as maize,beans,peas,greengrams,sorghum, millet and others are the staple food for kamba community.with such stock..business moves.I have one daughter named mutanu who is ever smiling... she aspires to be a news anchor or a business lady.I love adventure with my family so much

My Business

currently i am running a small fleet of 3 motorbikes, and i also changed my business ventures from charcoal and cereals to spare parts business of the motorbikes.
my wife who is also my partner runs a boutique shop where she sells mitumba clothes. .i also run a taxi business where i earn an amount of about 30000 per month. Zidisha has really helped me grow and i think i will not have a challenge in paying the facility.the revenue i get from these business has helped mere add more stock,pay the loans, pay the few dues..i also pay for my sisters college fees and cater for my family needs

Loan Proposal

the loan will be used to buy cereals such as beans,maize and green-grams that will add to my stock,because i want to expand my business to a larger one through your support.

the loan will actually be of benefit to me since in my place the demand for these products is high and i will be in a position to supply adequate that will meet the market demand,
i will be very happy if the lenders considered me for the loan because it will boost me economically and help me actualize my dreams as a young entrepreneur.thank you in advance

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Mar 12, 2014

Repayment status

On Time

Projected term

7 months

Lenders

EricDWalters

Rochester, Mn, Usa, United States

S

Serene

Philadelphia, United States

Sarasota

Sarasota, Fl, United States

M

marymarrs

North Bend, United States

Matching Fund

Sterling, United States

M

meric

Australia

Paul Buchheit

Mountain View, United States

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  • Victor    Jul 1, 2021

    I have been admitted at the hospital after suffering Corona for over a month hence the reason for not paying. Am now out of hospital to resume my duties and payment of the loan

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  • Victor    May 13, 2021

    I had my sick father who eventually passed on. I spent soo much money in hospital and the burrial preparations since am the only one they depended on. I am hopeful I will regain my stability and continue paying the loan

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  • Victor    May 13, 2021

    I still haven't recovered from the loss of my father. I spent a lot in his hospital bills however am hopeful I will regain my stability soonest.

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  • Victor    Apr 17, 2021

    I wish to request for the adjustment of my weekly installment to the stated amount. I have been sick and I also lost my father. I have been soo committed for the last one month however I will resume my payment

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  • Elisha    Apr 5, 2021

    Kimilu is recovering slowly , he spent all money he has on health and that's why he hasn't pay upto date.

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  • Victor    Mar 10, 2021

    I have been unwell for two months hence unable to pay in time however starting the coming week I will resume paying

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  • Elisha    Feb 28, 2021

    victor has been sick, he is unable to repay at this time.

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  • Victor    Jan 30, 2021

    I have been sick thus not in business

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  • Victor    Dec 25, 2020

    I am unable to raise the instalment due to low business

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  • Victor    Nov 12, 2020

    I have been experiencing some recession of sales in my business due to my absence taking care of my wife and new born thus concentration in the business has been low

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  • Victor    Sep 29, 2020

    I purchased the motorbikes stock but business is still very low

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  • Victor    Aug 18, 2020

    My vehicle broke down due to engine failure.I have been forced to install a new engine tat has cost me all my savings of kes.100,000

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  • Wilberforce    Aug 14, 2020

    I have called Victor. He has promised to pay the weekly loan balance by tomorrow on 15/08/2020.

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  • Victor    Aug 4, 2020

    Dear Zidisha,
    i confirm that i received kes. 49,500 and i used the amount to purchase more sock in my business

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  • Victor    Jul 22, 2020

    i will use the funds to add stock to my motorbike spare parts business.This will in-turn increase customer flow since i will make sure every single spare part is stocked and this will reciprocate to increased profits ad eventually business growth.

    Thank you very much lenders for another opportunity.Am looking forward to growing with Zidisha.

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  • Victor    Jul 14, 2020

    I wish to sincerely thank Zidisha for the far they have brought me.Prior,i was doing cereals and charcoal business but i have managed to grow my business to a fleet of 3 motorbikes and now a spare parts.the small begiing of a loan of 4000 has made me successful in my business ventures. Thank you zidisha

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  • Victor    Apr 29, 2020

    due to the ongoing Covid 19 pandemic,business have greatly been affected and am unable to raise the installment due to business challenges hence am requesting for the reduction of the installment

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  • Victor    Mar 26, 2020

    The current situation around the world of the corona pandemic has further deteriorated business thus raising the amount is quite a challenge.I therefore request to pay the 100 per week as we observe the situation.

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  • Victor    Feb 21, 2020

    In order to avoid falling in arrears,i would like to reduce the installments. Currently i have no business thus am servicing the loan from my pocket.

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  • Victor    Jan 16, 2020

    I have been admitted for the last one month ad my business was not running.Am still admitted but recovering.kindly review my installment to 100

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