Sira

Dakar, Senegal

79% repaid

Entrepreneur

Name

Sira

Member since

August 2012

On-time repayments

35 installments  •  74%

About Me

My name is Sira Doumbya. I am a fabric merchant and I sell other things too. I have been married for 7 years now and I have a son. I have been a merchant for more than 10 years and my husband is a teacher. Because some his salary isn't paid on time, my income is helping to meet our needs as well as helping ensure that our child has a better future.

My Business

I am a fabric merchant and I sell other little things as well. I have been doing this kind of work for about 10 years and I am making a profit. I started my business with 150000 FCFA that I got and I spent it all. The money was used to buy merchandise that I buy outside of Senegal. Now that my business is increasing and there is a need I am increasing my spending in order to make more money. I am hoping to borrow from you in order to achieve other goals such as opening a fashion and cosmetic boutique. I would like to display my merchandise in big stores to make it easy for me and get the maximum profit out of my business. I am counting on you to help me achieve my goals.

Loan Proposal

Dear lenders,
In 2012, I gained your trust and you loaned me money that I used for my business. Thank you for your kindness and support. Thanks to the loan I was able, for the first time. to expand my business and everything has gone well. I've been able to fully pay back what the loan even before the due date. This time I'm asking you for a second loan which will be used in the same way as the first. I am counting on you and I am very proud of you.

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About Me

Je m’appélle sira doumbya,je suis commercante de tissus et d’autres choses,je suis mariée depuis plus de 7 ANS et mére de 1 garcon j’excerce ce métier depuis plus de 10 ans mon mari est un professeur de métier et vue que certaines mois ses salaires tardent a venir j’y débrouille avec pas mal de mon bénéfice que j’y gagne dans mon commerce pour subvenir a nos besoins et aider aussi notre enfant que nous encadront pour lui faciliter un avenir meilleur et subvenir a ses besoins

My Business

Je suis vendeuse de tissus et bien des petites commerce,j’éxcerce ce metier depuis plus de 10 ans et j’y gagne pas mal de bénéfice,j’ai démaré avec une somme de 150000 FRANCS que j’ai eu a tous dépensés,les marchandises que je vends ,je les achétent a l’exterieur du senegal ,mais maintenant vue l’augmentation du bénéfice j’ajoute mes dépenses pour tire le maximum de bénéfice ,et alors je compte emprunter aupres de vous pour pouvoir réaliser aussi bien d’autres choses tels que ;ouvrir des boutiques de prêt a porter,un cosmetique,et pouvoir placer mes marchandises dans une vaste magasin pour faciliter mon tavaille et pouvoir tirer le maximum de profil,et je compte sous votre financement pour realiser mes projets

Loan Proposal

Chers prêteurs vous aviez fait confiance en 2012 pour me prêter votre argent que j'ai utiliser pour mon commerce je vous en remercie pour vos actes de bonté et de solidarité. Lors de ce expérience de prêt pour la première fois j'ai pu dévolopper mon commerce et tout s'est bien passe et j'ai entièrement rembourser avant meme la date d échéance du prêt. Cette fois je reviens pour vous demander un deuxième prêt qui sera utiliser comme pour le premier prêt à mon commerce de tisssu. Je pense que vous serais très sensible à mon égard pour rapidement je retrouve mon prêt entièrement financer et je compte sur vous et je suis tres fière de vous.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$528.00

Date disbursed

Nov 12, 2013

Repayment status

Late

Projected term

24 months

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  • klunpa01    Dec 15, 2014

    Dear Lenders,

    I regret to inform you there has been an error in the entering of payments to Mme. Doumya's repayment calendar. You will see the payment of $28.38 removed from December 15, 2014 and the subsequent amount removed from your lender credit. Thank you so much for your patience, and your continued support of Zidisha's mission!

    Sincerely,
    Paige Klunk
    Senegal Liaison

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  • Sira    Nov 29, 2012

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    • Sira    Feb 28, 2013

      hello dear lenders Zidisha I never get tired of thanking you because I must say trusting someone you do not know actually does show that we too can trust in you that said, my activity is going well and voila I made another investment - a dns connection. With the sale of Tigo telephone credit, namely Orange and Espresso I can make 30000f/month at least, in addition to the sale of fabrics. Yet you accuse me of having lagged in making monthly payments - I can assure you that not only my payment is regular but I always pay before the date of the said payment - the 24th of each month - thank you * Sira

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  • Sira    Sep 27, 2012

    Thank you for allowing me to strengthen my commercial activities by lending to me. I am honored by the trust you have placed in me. I am pleased with your organization, pragmatism, and the manner in which you encourage people to work. I can only congratulate you and I regret not having known you sooner, but better late than never. I would do anything to maintain the relationship that I just started with Zidisha in order to open a large enterprise some day. Sira

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