Clothing seller

Entrepreneur

About Me

Iam Cypian Lwandiango Shikokoti married to Robai Minayo with six children named as follows, Francis Shikokoti, Stanley Mugalavai, Cynthia Vwamula, Snaida Khiyon, Ruth Khabei Blessing Zion. I come from Vihiga County, Hamisi Sub-County, Shamakhokho Location, Kisasi sub-location, Kamnono Village. I attended school at Erusui primary and latter joined Kaimosi boys seconary. I would like to request for a loan to expand on my business.I was first employed as a security guard at BM security but after i received Geods calling i decided to move to my current place where am spreading the word of God.My church have very creative members who are likely to join the zidisha group if only they can see me receiving the applied cash.I hope you will help me to jump start my business and i will be the role model in this part of the word.

My Business

I Started business in 1998 up to date as a small scale businessman in cloth selling. Due to lack of finances, I have been passing through challenges but all in all I have managed to survive. The uniqueness about our land is rocky. My children would like to be well up in their future life.As you know or as you may know,here in kenya business pays more than even farming.I therefor wish to make my ties with you even stronger so that it can reach a time when i can qualify for 1000000 KES which will enable me to buy a vehicle which I can easily to my business without the problem on how to transport my merchandise from one market to another.I thank God that He has tought me to be obedient hence i can promise to be very faithful to you and the entire organization.Be blessed and I pray you give me this loan Shalom.
Clear Business Proposal
I deal with various projects. Apart from being a teacher of the word of God, I do small businesses like selling clothes and a school for the orphans.
I sell clothes worth Ksh 20,000 equal to 200 US dollars. I therefore need the loan to expand the business in the way:
1. Ladies clothes worth Ksh. 10,000.
2. Children’s clothes worth Ksh. 5,000.
3. Men’s wear worth Ksh. 5,000.
If granted I will multiply each item by atleast two to three times.
The school is under financial strains since it supports orphans and less fortunate/privilladged in the community. The school needs the following items that we don’t have:
1. Infrastructure i.e. we use rental houses and we need to pay rent. We pay Ksh.2,000 for rent per month equvalent to 20US dollars.
2. The teachers need to be paid and each teacfer gets Ksh. 2,500 equal to 25 US dollars. We have a total of two teachers.
3. The school text books for each subject and each class. The books range between Ksh. 250 and Ksh. 800. The subjects taught are Mathematics, English, Kiswahili, Science, CRE and Social studies. So far eachclass, we need approximately Ksh. 10,000 equivalet to 100 US dollars.
4. Lunch programme since most learners are orphans and less privilladged. We provide break tea and lunch. In a day we spend Ksh. 500 equivalent to 50 US dollars twice a month, we provide the leaners with foodstuffs to take home.
Therefore, I request you to kindly grant me the loan since thje project that I get from sale of clothes in what keeps the school and the church running. I therfore need to expand the clothes bussines and enable the school to also stand on its own.
Somethig Interesting or Memorable
A SCHOOL TO SUPPORT ORPHANS
I have started a school to support orphans and the less fortunate in the community. The school runs from baby class to Nursery. It is situiatd in Serem Sub-location, Shamakhokho location, Hamisi district in Vihiga County. Currently it has a total of 50 pupils. The name of the school is El-shaddai ECD.
The main problem we have is financial starins since most learners don’t pay, w hav a difficult time in paying our teachers, providing the necessary requirements for the learners including feeding programme. I have a total of 2 teachers and getting a salary of Ksh 2500. We lack text books and infrastructure like enough desks. Some of our learners need support at home and so we offer food supplements to them.
Sometimes when the community supports us with the material things like clothes, we give those that totally don’t have.

Loan Proposal

As I have been describing to you in most proposals I sending, I want to expand my business to become a bigger shop so that I can manage to support our orphanage school. In the past days I use to hawk but now with the past loan I've managed to have a small clothes shop as you may see in my profile photos. With this 44500, I'll expand my business with all of it. Wishing to buy 10 pcs of ladies dress on the latest fashion at 1500 each=15000 KES, men's wears for 10,000 KES, children wears for 10,000 KES, socks 5000 KES and under pants both for ladies, men's and children 5000 KES all total cost is 45,500 KES. So I'm praying to the Heavenly Father to grand me favor in your sight to support me. And God is able to make all grace abounds to you, so that always having all sufficiency in everything, you may have an abundance for every good deed which through me is producing thanksgiving to God. Happy new year.

Feedback

Loan Info

Lenders