Code academy setup

Charles

Lagos, Nigeria

100% repaid

Entrepreneur

Name

Charles

Member since

January 2019

On-time repayments

59 installments  •  56%

About Me

My names are Ndubueze Charles Mbadugha, I was born on the 9th of January 1982 in Kano state in Nigeria. I am 37years old. Though an Igbo by tribe but my parents were living in the aforementioned northern state at the time. I am husband and a father of two. I had my primary education partly in Kano state and then completed in Anambra state. I also had my secondary education in Anambra state. After graduating from secondary school in the year 2000 AD, I moved to the boisterous state of Lagos primarily to continue with my education but the plan did not go as planned due to excruciating financial difficulties. In 2004, I decided to learn computer programming. I enrolled at a leading computer education company known as NIIT but again, I had to drop out in the same year due to inability to pay the associated fees.
But since then, I have been intrigued by the beauty of utilising programming to solve human problems. Over the years, I embarked on self-development in programming. My skills became sharper as I progressed. Today, I code like a champ.
I have also as a means of livelihood, decided to teach programming to others.
I have built some exciting web app both for myself and for others.
This is the primary reason why am here.
I registered a company in 2017 to actualise my dream of using core programming to solve human problems. The name of the company is Data-scientific Limited. Although I have not done any huge project in the name of the company but am building my profile. Nigeria is a land of great opportunities but the so-called opportunities are hard to come by. One needs to be extra focused and hard working to eat the fruit of the land. My daughter at 7 is already following my footsteps. She said she wants to be a mathematician and a programmer. She is a great inspiration to me. As a pet project, am working tentatively on developing a microprogramming language that can allow kids to practice coding. My main hobby is to cook for my wife and children. Nothing gives me more joy.

My Business

Coding is my trade. I teach programming and I build web applications for a living. I want to start teaching programming full-time. Programming is at the heart of everything human-related. Data is exploding exponentially and we need to tap into the intelligence hidden in those data. My company (Data-Scientific ) is poised to contribute immensely in this regard. I choose to code because I love to solve problems and provide a useful solution for human consumption.
The cost of my services varies, so It can't be bottled up. All things being equal, N500,000 monthly is a fair revenue. Areas of expenditure in this part of the world are numerous. School fees are at the top of the chain, followed by housing, health and feeding. Reinvestment is given so as to keep the business alive.

Loan Proposal

Hi, the purpose of this very loan is to help purchase furniture for the academy. The cost of this furniture is about $200.00. With the furniture in place, the academy will take off.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$80.00

Date disbursed

Feb 20, 2019

Repayment status

On Time

Projected term

6 weeks

Lenders

Paul Buchheit

Mountain View, United States

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  • Kolawole    Jun 3, 2020

    He assured me he would make effort to start repayment.

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  • Benjamin    Apr 30, 2020

    Charles says he will pay up his loan, presently undergoing some financial difficulties, promises to commence payments by may

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  • Victor    Apr 7, 2020

    He promised to start making his payment as soon as possible

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  • Victor    Mar 7, 2020

    I called him and he said is had some financial issues that he was sorting out and he his planing to make his repayment by the end if march... But I also advised him to try making use of the adjustment button and start repaying as soon as possible..
    All the same he plead for little time

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  • Chinyere Darlington    Feb 26, 2020

    He promised to pay his loan installment soon. Just that he is having some financial difficulties for now. But he begged for more time

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  • Chinyere Darlington    Feb 26, 2020

    He promised to pay his loan installment soon.

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  • Chizoba    Jan 7, 2020

    Having serious financial problem but promises to pay instalmentally

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  • Charles    Dec 5, 2019

    Please, I have a financial challenge at the moment. I will switch over to the original plan once I clear off my bills.

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  • Chizoba    Nov 27, 2019

    I have contacted Charles concerning his payment,he said he will do so this week,

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  • Charles    Nov 7, 2019

    This loan will assist me in getting a projector.
    It will enhance communication between myself and my trainees.
    Thank you for this opportunity.

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  • Charles    Nov 7, 2019

    Truly, Zidisha has been a formidable help towards the advance of my venture.
    I was able to purchase a project to aid the training process.

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  • Charles    Oct 2, 2019

    I needed to have enough time to spread out so I will not default.

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  • Charles    Aug 23, 2019

    Please am struggling financially at the moment. I will have to further breakdown the payment. Thank you for your understanding.

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  • Charles    Jul 15, 2019

    I have a financial challenge at the moment.

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  • Charles    Jun 11, 2019

    Am really in financial tight corner. I want to reduce the installment further. thank you for your understanding.

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  • Charles    May 20, 2019

    I have a finacial challenge at the moment. I can't continue with the current installment amount for some time. I will revert in the near future.

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  • Charles    Feb 22, 2019

    Thanks once again. I will get the pieces of furniture needed.
    Thank you again.

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  • Charles    Feb 20, 2019

    Hi, This very fund will help me start securing pieces of furniture for the academy. With this in place, the academy is good to go.
    Thank you so much for this immense assistance.

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  • Charles    Feb 20, 2019

    Hi, Thank you so far for the support.
    I have secured some appliances for ventilation, and the premises is taking shape.
    People are beginning to take interest in what am doing and are also getting ready to enrol in the program.
    Thank you very much.

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  • Charles    Jan 31, 2019

    Hi lender, I received your loan. Am grateful. The loan is watering the ground and making things easier in setting up the proposed code academy. I will always provide details regarding the usage of the funds committed to me. I will always pay up on time. Sometimes I will pay up long before the payment deadline.
    Thank you for your assistance. I will not let you down.

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