Completeing my rental houses

Isiah

Uhanya, Kenya

32% repaid

Entrepreneur

Name

Isiah

Member since

September 2013

On-time repayments

258 installments  •  24%

About Me

I am a male Kenyan aged 38yrs from humble family background, I struggled going to school, but with God’s grace managed to complete high school. I went to various colleges through sponsorship graduated in Diploma in Computer Graphics Design, I am also trained in Life Skills, HIV/ AIDS counseling, testing & management.
I have worked in various organizations and group in different capacities mostly as a volunteer, thereby gained a lot of experience.
Am married to one lovely wife and have been blessed with two children both in Primary School. Currently, I reside at Uhanya beach and operate a Cyber Café, also offering computer service.

My Business

I started my computer business in 2008, with a small capital from my savings I just had one computer, I learned to be patient and the business has grown to a small cyber cafe’. Though am grateful for my progress so far, my vision is for the business to grow to a computer college, and I believe with your financial support I can achieve my goal.
The major challenge in this area is unreliable electricity, we often experience power outages thus disappointing clients, I will buy a power generator which will help in continuation of the business even when there is no electricity. However I have a long term plans of installing solar system.
Due globalization many people use internet service for communication and social networking hence the high demand for reliable and sustainable internet services.
I earn an average sale of $343 I pay bills worth $177 this leaves me with a gross profit of $166. I then take 25% for emergency and expanding the business. The balance $124.5 is my average Net profit.
I use this profit to take care of my family, paying my children’s school fees and providing basic necessities. With proper funding I would expand the business, meet my customers demand, by increasing computer illiteracy level in training many people. Hence increasing the number who will join Zidisha as well.

Loan Proposal

I am grateful for the support I have received from zidisha, your kindness and patience is touching. I have grown financially by through your good work. I have built a rental house with the proceeds from my business and now I am almost done. However, I am short of funds to enable me do final finishing, they are two houses each one bedroom and kitchen. The two houses will be rented at $34 each per month. Am therefore posting this loan application to enable me complete the houses and hopefully be occupied by July. This project will go a long way to supplementing my business thus increasing my income.

Feedback

4

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Loan Info

Project Type

Classic Loan

Disbursed amount

$229.00

Date disbursed

Jun 25, 2015

Repayment status

Late

Projected term

45 months

Lenders

cyrus0302

San Francisco, United States

Zidisha

Sterling, United States

sebastienrosa

Quebec, Canada

A

ashtanga99

Newport, United States

IA

Ismini and Jerry

Stamford, USA, United States

M

Mårten

Inden, Switzerland

A

andreasb

Zug, Switzerland

T

Taupe

Balzers, Liechtenstein

mepster

San Francisco, Ca, United States

Villa Maria Outliers

Montreal, Canada

MW

Matt Willis

United States

PG

Paul Graham

United States

Ask Isiah a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$78.00

Amount remaining

$163.11

Expected completion

Mar 17, 2019

Status

Repaying late

Installment amount

$1.05

Repayment History

Expected Payments Actual Payments
Jul 5, 2015 $4.15 Jun 26, 2015 $4.15
Jul 12, 2015 $4.15 Jun 26, 2015 $4.15
Jul 19, 2015 $4.15 Jun 26, 2015 $0.13
Jul 16, 2015 $4.02
Jul 26, 2015 $4.15 Jul 16, 2015 $0.19
Jul 26, 2015 $3.96
Aug 2, 2015 $4.15 Jul 26, 2015 $4.15
Aug 9, 2015 $4.15 Jul 26, 2015 $0.32
Aug 8, 2015 $3.83
Aug 16, 2015 $4.15 Aug 8, 2015 $0.38
Aug 20, 2015 $3.77
Aug 23, 2015 $4.15 Aug 20, 2015 $0.44
Aug 22, 2015 $3.71
Aug 30, 2015 $4.15 Aug 22, 2015 $1.56
Aug 28, 2015 $2.59
Sep 6, 2015 $4.15 Aug 28, 2015 $1.31
Sep 9, 2015 $2.84
Sep 13, 2015 $4.15 Sep 9, 2015 $1.37
Sep 13, 2015 $2.78
Sep 20, 2015 $4.15 Sep 13, 2015 $1.43
Sep 25, 2015 $2.72
Sep 27, 2015 $1.49 Sep 25, 2015 $1.49
Oct 4, 2015 $0.00
Oct 11, 2015 $0.00
Oct 18, 2015 $3.16 Oct 23, 2015 $3.16
Oct 25, 2015 $3.16 Nov 5, 2015 $3.16
Nov 1, 2015 $3.16 Nov 5, 2015 $1.58
Nov 28, 2015 $1.58
Nov 8, 2015 $3.16 Nov 28, 2015 $3.16
Nov 15, 2015 $3.16 Nov 28, 2015 $3.16
Nov 22, 2015 $1.58 Nov 28, 2015 $1.58
Nov 29, 2015 $0.00
Dec 6, 2015 $0.00
Dec 13, 2015 $0.00
Dec 20, 2015 $0.00
Dec 27, 2015 $2.11 Feb 12, 2016 $2.11
Jan 3, 2016 $2.11 Feb 12, 2016 $2.11
Jan 10, 2016 $2.11 Feb 12, 2016 $2.11
Jan 17, 2016 $2.11 Feb 12, 2016 $1.05
Feb 23, 2016 $1.05
Jan 24, 2016 $0.95 Feb 23, 2016 $0.95
Jan 31, 2016 $0.00
Feb 7, 2016 $0.00
Feb 14, 2016 $0.00
Feb 21, 2016 $0.00
Feb 28, 2016 $0.00
Mar 6, 2016 $0.00
Mar 13, 2016 $0.00
Mar 20, 2016 $0.00
Mar 27, 2016 $0.00
Apr 3, 2016 $1.05
Apr 10, 2016 $1.05
Apr 17, 2016 $1.05
Apr 24, 2016 $1.05
May 1, 2016 $1.05
May 8, 2016 $1.05
May 15, 2016 $1.05
May 22, 2016 $1.05
May 29, 2016 $1.05
Jun 5, 2016 $1.05
Jun 12, 2016 $1.05
Jun 19, 2016 $1.05
Jun 26, 2016 $1.05
Jul 3, 2016 $1.05
Jul 10, 2016 $1.05
Jul 17, 2016 $1.05
Jul 24, 2016 $1.05
Jul 31, 2016 $1.05
Aug 7, 2016 $1.05
Aug 14, 2016 $1.05
Aug 21, 2016 $1.05
Aug 28, 2016 $1.05
Sep 4, 2016 $1.05
Sep 11, 2016 $1.05
Sep 18, 2016 $1.05
Sep 25, 2016 $1.05
Oct 2, 2016 $1.05
Oct 9, 2016 $1.05
Oct 16, 2016 $1.05
Oct 23, 2016 $1.05
Oct 30, 2016 $1.05
Nov 6, 2016 $1.05
Nov 13, 2016 $1.05
Nov 20, 2016 $1.05
Nov 27, 2016 $1.05
Dec 4, 2016 $1.05
Dec 11, 2016 $1.05
Dec 18, 2016 $1.05
Dec 25, 2016 $1.05
Jan 1, 2017 $1.05
Jan 8, 2017 $1.05
Jan 15, 2017 $1.05
Jan 22, 2017 $1.05
Jan 29, 2017 $1.05
Feb 5, 2017 $1.05
Feb 12, 2017 $1.05
Feb 19, 2017 $1.05
Feb 26, 2017 $1.05
Mar 5, 2017 $1.05
Mar 12, 2017 $1.05
Mar 19, 2017 $1.05
Mar 26, 2017 $1.05
Apr 2, 2017 $1.05
Apr 9, 2017 $1.05
Apr 16, 2017 $1.05
Apr 23, 2017 $1.05
Apr 30, 2017 $1.05
May 7, 2017 $1.05
May 14, 2017 $1.05
May 21, 2017 $1.05
May 28, 2017 $1.05
Jun 4, 2017 $1.05
Jun 11, 2017 $1.05
Jun 18, 2017 $1.05
Jun 25, 2017 $1.05
Jul 2, 2017 $1.05
Jul 9, 2017 $1.05
Jul 16, 2017 $1.05
Jul 23, 2017 $1.05
Jul 30, 2017 $1.05
Aug 6, 2017 $1.05
Aug 13, 2017 $1.05
Aug 20, 2017 $1.05
Aug 27, 2017 $1.05
Sep 3, 2017 $1.05
Sep 10, 2017 $1.05
Sep 17, 2017 $1.05
Sep 24, 2017 $1.05
Oct 1, 2017 $1.05
Oct 8, 2017 $1.05
Oct 15, 2017 $1.05
Oct 22, 2017 $1.05
Oct 29, 2017 $1.05
Nov 5, 2017 $1.05
Nov 12, 2017 $1.05
Nov 19, 2017 $1.05
Nov 26, 2017 $1.05
Dec 3, 2017 $1.05
Dec 10, 2017 $1.05
Dec 17, 2017 $1.05
Dec 24, 2017 $1.05
Dec 31, 2017 $1.05
Jan 7, 2018 $1.05
Jan 14, 2018 $1.05
Jan 21, 2018 $1.05
Jan 28, 2018 $1.05
Feb 4, 2018 $1.05
Feb 11, 2018 $1.05
Feb 18, 2018 $1.05
Feb 25, 2018 $1.05
Mar 4, 2018 $1.05
Mar 11, 2018 $1.05
Mar 18, 2018 $1.05
Mar 25, 2018 $1.05
Apr 1, 2018 $1.05
Apr 8, 2018 $1.05
Apr 15, 2018 $1.05
Apr 22, 2018 $1.05
Apr 29, 2018 $1.05
May 6, 2018 $1.05
May 13, 2018 $1.05
May 20, 2018 $1.05
May 27, 2018 $1.05
Jun 3, 2018 $1.05
Jun 10, 2018 $1.05
Jun 17, 2018 $1.05
Jun 24, 2018 $1.05
Jul 1, 2018 $1.05
Jul 8, 2018 $1.05
Jul 15, 2018 $1.05
Jul 22, 2018 $1.05
Jul 29, 2018 $1.05
Aug 5, 2018 $1.05
Aug 12, 2018 $1.05
Aug 19, 2018 $1.05
Aug 26, 2018 $1.05
Sep 2, 2018 $1.05
Sep 9, 2018 $1.05
Sep 16, 2018 $1.05
Sep 23, 2018 $1.05
Sep 30, 2018 $1.05
Oct 7, 2018 $1.05
Oct 14, 2018 $1.05
Oct 21, 2018 $1.05
Oct 28, 2018 $1.05
Nov 4, 2018 $1.05
Nov 11, 2018 $1.05
Nov 18, 2018 $1.05
Nov 25, 2018 $1.05
Dec 2, 2018 $1.05
Dec 9, 2018 $1.05
Dec 16, 2018 $1.05
Dec 23, 2018 $1.05
Dec 30, 2018 $1.05
Jan 6, 2019 $1.05
Jan 13, 2019 $1.05
Jan 20, 2019 $1.05
Jan 27, 2019 $1.05
Feb 3, 2019 $1.05
Feb 10, 2019 $1.05
Feb 17, 2019 $1.05
Feb 24, 2019 $1.05
Mar 3, 2019 $1.05
Mar 10, 2019 $1.05
Mar 17, 2019 $1.00

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