Entrepreneur
Name
Peter
Member since
August 2014
On-time repayments
320 installments • 90%
About Me
Dear Zidisha Team, First and foremost, to thank you having appointed me to borrow from your organization, for which I do not take for granted. My name is Peter Kerima. I am married and I live with my family. I have two children. I actually work hard for a living and I am supporting the needs of my family. I wish to invest in a business to increase my income. I do believe that with Zidisha’s support I would be able to pursue that goal. I am an honest, simple and ambitious man.
I have been computer business for a while now and I can tell that it is no bad. I also typeset projects, proposal writing, assignment, business cards, internet services etc. I manage to raise approximately $25 per week. I use the amount to support my two kids and my wife as well.
My hobbies are writing and reading novels. I also like traveling especially when am free.
My Business
The profit that the business shall make, will be divided to cater for the business basic needs and to repay the loan, since the region is developing and population increasing there is a higher demand for the services and the computer accessories in the society for computing data and maintenance in the institutions around, the customers prefers my shop for i offer good services at a reasonable price compared to other places, thus making a lot of customers in a day, Some of the risk that the business faces is the, sometimes there is power blackout, thus delaying the work, so I intend to buy a power backup to minimize that major challenge. Monthly profit is about ten thousands Kenya shillings. Which is enough to repay the loan and can be increased.
The profit that the business shall make, will be divided to cater for the business basic needs and to repay the loan, since the region is developing and population increasing there is a higher demand for the services and the computer accessories in the society for computing data and maintenance in the institutions around, the customers prefers my shop for i offer good services at a reasonable price compared to other places, thus making a lot of customers in a day, Some of the risk that the business faces is the, sometimes there is power blackout, thus delaying the work, so I intend to buy a power backup to minimize that major challenge. Monthly profit is about ten thousands Kenya shillings. Which is enough to repay the loan and can be increased.
Loan Proposal
The profit that the business shall make, will be divided to cater for the business basic needs and to repay the loan, since the region is developing and population increasing there is a higher demand for the services and the computer accessories in the society for computing data and maintenance in the institutions around, the customers prefers my shop for i offer good services at a reasonable price compared to other places, thus making a lot of customers in a day, Some of the risk that the business faces is the, sometimes there is power blackout, thus delaying the work, so I intend to buy a power backup to minimize that major challenge. Monthly profit is about ten thousands Kenya shillings. Which is enough to repay the loan and can be increased.
Feedback
Positive
1
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$345.00
Date disbursed
Nov 7, 2015
Repayment status
On Time
Projected term
12 months
Lenders
United States
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Summary
Amount repaid
$360.52
Amount remaining
$0.00
Date repaid
Nov 6, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 15, 2015 | $26.00 | Nov 15, 2015 | $26.00 |
| Nov 22, 2015 | $5.00 | Nov 22, 2015 | $5.00 |
| Nov 29, 2015 | $5.00 | Nov 30, 2015 | $5.00 |
| Dec 6, 2015 | $5.00 | Dec 6, 2015 | $5.00 |
| Dec 13, 2015 | $5.00 | Dec 14, 2015 | $5.00 |
| Dec 20, 2015 | $5.00 | Dec 21, 2015 | $5.00 |
| Dec 27, 2015 | $5.00 | Dec 28, 2015 | $5.00 |
| Jan 3, 2016 | $5.00 | Dec 28, 2015 | $0.50 |
| Jan 4, 2016 | $4.50 | ||
| Jan 10, 2016 | $5.00 | Jan 4, 2016 | $1.00 |
| Jan 11, 2016 | $4.00 | ||
| Jan 17, 2016 | $5.00 | Jan 11, 2016 | $1.00 |
| Jan 18, 2016 | $4.00 | ||
| Jan 24, 2016 | $5.00 | Jan 18, 2016 | $1.00 |
| Jan 25, 2016 | $4.00 | ||
| Jan 31, 2016 | $5.00 | Feb 1, 2016 | $5.00 |
| Feb 7, 2016 | $5.00 | Feb 7, 2016 | $5.00 |
| Feb 14, 2016 | $5.00 | Feb 15, 2016 | $5.00 |
| Feb 21, 2016 | $5.00 | Feb 22, 2016 | $5.00 |
| Feb 28, 2016 | $5.00 | Feb 29, 2016 | $5.00 |
| Mar 6, 2016 | $5.00 | Mar 6, 2016 | $5.00 |
| Mar 13, 2016 | $5.00 | Mar 13, 2016 | $5.00 |
| Mar 20, 2016 | $5.00 | Mar 21, 2016 | $5.00 |
| Mar 27, 2016 | $5.00 | Mar 28, 2016 | $5.00 |
| Apr 3, 2016 | $5.00 | Mar 28, 2016 | $0.12 |
| Apr 4, 2016 | $4.88 | ||
| Apr 10, 2016 | $5.00 | Apr 4, 2016 | $0.12 |
| Apr 11, 2016 | $4.88 | ||
| Apr 17, 2016 | $5.00 | Apr 11, 2016 | $0.12 |
| Apr 18, 2016 | $4.88 | ||
| Apr 24, 2016 | $5.00 | Apr 18, 2016 | $0.12 |
| Apr 25, 2016 | $4.88 | ||
| May 1, 2016 | $5.00 | Apr 25, 2016 | $0.12 |
| May 3, 2016 | $4.88 | ||
| May 8, 2016 | $5.00 | May 3, 2016 | $0.12 |
| May 9, 2016 | $4.88 | ||
| May 15, 2016 | $0.12 | May 9, 2016 | $0.12 |
| May 22, 2016 | $2.00 | May 23, 2016 | $2.00 |
| May 29, 2016 | $2.00 | May 23, 2016 | $2.00 |
| Jun 5, 2016 | $2.00 | May 23, 2016 | $1.00 |
| Jun 6, 2016 | $1.00 | ||
| Jun 12, 2016 | $2.00 | Jun 6, 2016 | $1.00 |
| Jun 14, 2016 | $1.00 | ||
| Jun 19, 2016 | $2.00 | Jun 14, 2016 | $1.00 |
| Jun 22, 2016 | $1.00 | ||
| Jun 26, 2016 | $0.00 | ||
| Jul 3, 2016 | $50.00 | Jul 3, 2016 | $50.00 |
| Jul 10, 2016 | $5.00 | Jul 10, 2016 | $5.00 |
| Jul 17, 2016 | $5.00 | Jul 10, 2016 | $0.40 |
| Jul 18, 2016 | $4.60 | ||
| Jul 24, 2016 | $5.00 | Jul 18, 2016 | $0.40 |
| Jul 25, 2016 | $4.60 | ||
| Jul 31, 2016 | $5.00 | Jul 25, 2016 | $0.40 |
| Aug 1, 2016 | $4.60 | ||
| Aug 7, 2016 | $5.00 | Aug 1, 2016 | $0.40 |
| Aug 8, 2016 | $4.60 | ||
| Aug 14, 2016 | $5.00 | Aug 8, 2016 | $0.35 |
| Aug 15, 2016 | $4.65 | ||
| Aug 21, 2016 | $5.00 | Aug 22, 2016 | $5.00 |
| Aug 28, 2016 | $5.00 | Aug 29, 2016 | $5.00 |
| Sep 4, 2016 | $5.00 | Sep 6, 2016 | $5.00 |
| Sep 11, 2016 | $5.00 | Sep 13, 2016 | $5.00 |
| Sep 18, 2016 | $5.00 | Sep 20, 2016 | $5.00 |
| Sep 25, 2016 | $5.00 | Sep 27, 2016 | $5.00 |
| Oct 2, 2016 | $5.00 | Oct 5, 2016 | $5.00 |
| Oct 9, 2016 | $5.00 | Oct 10, 2016 | $5.00 |
| Oct 16, 2016 | $5.00 | Oct 18, 2016 | $5.00 |
| Oct 23, 2016 | $5.00 | Oct 24, 2016 | $5.00 |
| Oct 30, 2016 | $0.00 | ||
| Nov 6, 2016 | $69.40 | Nov 3, 2016 | $50.00 |
| Nov 6, 2016 | $19.40 | ||
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