Computers

Maureen

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Maureen

Member since

November 2015

On-time repayments

51 installments  •  73%

About Me

I was born in Vihiga County Sabatia sub-county i did my o-level exam and passed well. After my form four i didn't proceed to university due to lack of school fees and decided to start a gro- business. i went a head and started a small stationery shop. Thereafter my business grew and i started a cyber cafe with only two computers.
In our culture girl child is not considered important and hence no empowerment is extended to them. i would like to change this perception and empower my own children to become productive citizens.

My Business

I am a small scale business lady. I operate a small cyber cafe where i offer photocopy, printing and typing services and all internet services. I have 6 computers but intend to add more computers and buy laminator and binder to offer more services to my customers. I also sale fresh fruits juices and snacks and also fresh fruits in the same premises I will use the profit and other sources of income to repay back the loan

Loan Proposal

I am a small scale cyber cafe operator just new in business. So i am having a lot of customers but less machines to serve them thus forcing them to wait one after the other thus wasting time and hence losing some of the customers. So i request for the loan in order to assist me to equip one more computer in order to offer good services to my customers. This will benefit me for if i add one more computer i will have four which will somehow enough for my customers.
Because with the 3 Computers i have for now i make 1,000 per day so i expect more than 1,500 per day if i add more computers

Feedback

1

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Apr 22, 2016

Repayment status

On Time

Projected term

2 months

Lenders

paulclinton

malaga, Spain

PG

Paul Graham

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Ask Maureen a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Evans    Jul 11, 2017

    Maureen has informed me that she has had financial difficulties but she will start making partial payments on daily basis as from 12/07/2017

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  • Evans    Apr 11, 2017

    Maureen has stated that business has been so down but she is trying her best to make payment by Friday 14/04/2017

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  • Maureen    Dec 30, 2016

    Zidisha i value you very much i have received 34,107.00/=. am planning to buy 6 more computers for my crber. thanks alot for giving me this golden chance God bless you and hapy new year

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  • Maureen    Dec 30, 2016

    Am so greatful to zidisha for improving my life and moving it to another level. This time round am going to buy six more computers. This is going to increase my business as i have more customers and less computers for browsing. Thanks once more for giving me the loan.

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  • Maureen    Dec 17, 2016

    I bought more 3 computers which has really increased my customer base and profit margin.

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  • Maureen    Dec 16, 2016

    I have added more computers in my cyber cafe. Thanks to zidisha i deed you have been of great value to me.God bless you

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  • Reema Mukherjee    Dec 7, 2016

    Hi Maureen,

    Please email the team at [email protected] so that we can look into this and help you.

    Thanks,
    Reema.

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  • Maureen    Dec 6, 2016

    Hii zidisha i paid my loan of Kshs. 2,000 on 5th December but seems that it is not reflecting please confirm

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  • Maureen    Jul 22, 2016

    Thanks to zidisha for granting me the loan once more. I received Kshs. 19,935 which i want to buy a copy machine

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  • Maureen    Jul 21, 2016

    Hii Elena i applied for a loan and loged in 4 days later for acceptance of the loan. please help me get the loan

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  • Maureen    Jul 19, 2016

    Thanks for accepting my loan request. Wish to buy a bigger copier machine which will help me to offer good copies to customers because the one i have is smaller and it is worn out.

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  • Elena H-S    Jul 18, 2016

    Hi Maureen!

    You are very courageous to have gone out on your own to start a business to try to advance yourself. I hope as you start to progress that you can bring other women along with you and teach them how you've done well.

    Good luck to you in this next stage of your business!

    Elena

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    • Maureen    Jul 20, 2016

      hii elena just to enquire i invited a friend to join zidisha and he applied for a loan of 5,472 and he was given only 472kshs. and he is being asked to repay 6,000 how.

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      • Federico    Jul 20, 2016

        you have experience like this?

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        • Maureen    Jul 21, 2016

          Hii federico me i have not experienced such but my friend whom i invited is the one who experienced that. He came complaining to and showed me the message from zidisha. He was really mad at me

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          • Federico    Jul 21, 2016

            Maybe is the initial tax ... Is first loan for your friend?

            From wikipedia:
            Starting in February 2015, Zidisha borrowers no longer pay interest. Instead, they make a one-time deposit into a reserve fund upon joining Zidisha, and thereafter pay a service fee of 5% of each loan raised. The reserve fund is used to compensate lenders in the event a loan is not repaid on time. The service fee goes to Zidisha to cover money transfer costs ...

            en.wikipedia.org/wiki/Zidisha

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            • Maureen    Jul 21, 2016

              Yes federico it is the first loan but after all deductions he was to receive 3,472ksh. Instead he received 472. He had applied for Kshs. 6000

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      • Elena H-S    Jul 21, 2016

        Maureen,

        I'm so sorry this is happening to your friend. Can he show Zidisha receipts or records of the amount he was given? Have you tried contacting them for more information.

        That must be a terrible feeling for you since you invited him and then obviously for him.

        Elena

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        • Maureen    Jul 21, 2016

          Yes elena i have the message sent to him. So how can i contact zidisha to show them the details.

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          • Elena H-S    Oct 20, 2016

            Was your friend ever able to get this resolved, Maureen. I had reached out to Zidisha via e-mail, and they said they were looking into it. I just wanted to follow up and see if you ever heard more about it.

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  • Maureen    Jul 9, 2016

    Thanks indeed am progressing on well and now i have the machines with me

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  • Maureen    Jul 9, 2016

    Am thankful to zidisha for giving me a loan that has really improved my life. I bought a lamination machine and a paper cutter which has really increased my sales by 20%. The increase has helped me to educate my sister who is in secondary school and in form three.

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  • Maureen    May 11, 2016

    Thanks to zidisha i now have a laminating machine which has increased my profit now i have retained my customers who were going somewhere else to laminate documents
    thanks be to God because of what he does to mi. I wont forget my church where inormally get encouragement from people to keep pressing on with my business however much it might not be doing well.
    We celebrated our church first birthday on 1st May 2016 where i also presented my machine i got from zidisha loan to be prayed for . Glory be unto God

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    • Roy    May 11, 2016

      Maureen,
      I am so pleased things are going well for you.

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  • Maureen    May 3, 2016

    Thanks a lot for accepting my loan request and granting me a loan which has made me to move a step forward in my business. I bought a lamination machine with the amount i received

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  • Maureen    Apr 18, 2016

    Thanks for accepting my loan request which will enable me buy a lamination machine. This is going to increase my sales as i normally lose customers because i dont have it or we share the cost with a coligue of mine who has the machien.

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  • Maureen    Apr 2, 2016

    Why is it that i paid my loan early enough thinking is best thing am doing and yet you cant increase my credit

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  • Maureen    Mar 15, 2016

    I want to clear this loan faster to secure another one because i really nid to expand mi business as fast as possible

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  • Maureen    Mar 4, 2016

    I want to complete my loan in time and get another one because what i want to do is very urgent and i really need cash to purchase the items so as to serve my customers to my best .

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