Construction of a local oven for bread bakery

Augustina Tabuaa

Berekum, Ghana

100% repaid



Augustina Tabuaa

Member since

July 2018

On-time repayments

44 installments  •  57%

About Me

Augustina is my name commonly known as obaa. I am currently working with my master whom I learned my trade with she is known a " Abiba. One of the best bread bakery in Berekum here. I schooled t Junior secondary school level by then now known a junior high school. I was born and raised at Kotaa. Kotaa is a village of Berekum it is about five miles away from the municipality Berekum. my parents moved in to their latest and newly built house at Berekum I moved in with the I am currently staying alone. I personally take care of all my needs from the little money I make from my wages I earn from my job. I used to go to Accra the capital city of Ghana to work for money to settle my debt.I was Currently my master has given me a room to use as accommodation to help me save towards building my own oven. Which has been my dream for a while.

My Business

Bread baking has been my profession after three years of learning this trade from one of the best bread bakery in this town Berekum. She gave all in her out to learn teach me this profit earning trade. I must confess she thought me very well. Even some people say I am a duplicate of her I mean my master. After learning this trade I went to Accra to work with there to generate enough money to establish my own traditional oven to start my own bakery. My dream did not eventually come to pass because they wages and salaries were not enough. This compelled me to come back and work. with my master who was always calling me on phone to come and work with her for wages larger than what I am earning in the city. She promised of food and accommodation in addition. I came home when we agreed on terms. I am eager to build an oven on my own to start my own business I want to use this organisation as my back bone of helping me get my own oven. This will help me multiply my income.

Loan Proposal

I will start with small loans by raising them and paying on time to have the attention of my lenders to always assist me with loan so that when I get larger loan I will use it to build this oven that I have been waiting too long to build for myself. I have desire to build my own oven and employ people to work with me and also train people. I teach them the profession. I believe that this organisation is not like banks in my local here where loan interest is very big. I am depending on this organisation to grant me loan larger enough to build my own oven and start earning good money for myself and my family.. From testimonies I hear From my friends I believe this is the right organisation that will make my dream come through. lenders please be of a great assistance to me by always funding my loan





  • Julie    Nov 7, 2019

    Paid a total of $2.10 back in ten installments. Then nothing and no contact in the last six months.

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  • Margaret    Oct 1, 2019

    This was a large loan and very little effort was made to pay it back. I do not like to leave negative feedback but without accountability there would be no Zidisha.

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  • Johannes    Mar 18, 2019

    great, repaid on time

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Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jan 20, 2019

Repayment status

On Time

Projected term

8 weeks

Cost to entrepreneur

Service fee: $3.17

Credit risk payment: $9.75



Arlington, MA, United States

World Centric

Sonoma County, California, United States

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