Entrepreneur
Name
Vicky
Member since
July 2017
On-time repayments
16 installments • 94%
About Me
I am Vicky Chepkirui Ngetich from Olenguruone town, Amalo location in Kuresoi South constituency in Nakuru county.
I did my Kenya Certificate of Secondary Education (K.C.S.E) I managed to attained a mean grade of C+(Plus).
After my KCSE Course in 2012 I joined Kenyatta University Nakuru Campus to pursue my carrier course; Diploma in Beauty Therapy in the year 2015 - Dec. 2016.
After my study I looked for a job but it was difficult to secure even one despite being graduate and experience ready to exploit my knowledge on the field specialized.
This year 2017 I decided to open my own small business; Cosmetic and boutique than to stay unemployed with the current economy.
My Business
My business (Cosmetic and boutique) is a good business and I am so passionate on it. However, when I started this business I faced many challenges especially finance. Initial capital was inadequate and this made me to start at a low base.
Enough capital is usually needed to start and run a business. I used the little I had with the assistance from my parents and friends. My business is now growing well and my clients are well served.
When I heard about Zidisha online loan from my Friend (Everlyne) I was so happy for their flexibility and favorable terms of repayment which small business proprietors can adopt.
Thank you.
Loan Proposal
First I take this opportunity to thank Zidisha Micro-lending community for the previous loan I received, it helped me a lot by boosting my small business to another level.
However, for this loan I am applying it will also be of great financial support, I will use the loan credited to buy more stock for my cosmetic business. This will greatly improve my business income/out -put unlike times when there’s no stock and my customers tend to go to the other places for the same goods and services especially to my competitors.
More stock for my cosmetic business will also enable me to sale both in retail and wholesale hence making my business grow faster to a bigger business which will foster job creation by employing more workers.
I therefore request for your consideration on my loan application and promise to pay back the loan on time to keep a good record.
Thank you.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$49.00
Date disbursed
Feb 27, 2018
Repayment status
On Time
Projected term
2 months
Other loans
Lenders
Summary
Amount repaid
$49.67
Amount remaining
$0.00
Date repaid
Jun 11, 2018
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 9, 2018 | $4.93 | Mar 11, 2018 | $4.93 |
| Mar 16, 2018 | $4.93 | Mar 16, 2018 | $4.93 |
| Mar 23, 2018 | $4.93 | Mar 25, 2018 | $4.93 |
| Mar 30, 2018 | $4.93 | Mar 31, 2018 | $4.93 |
| Apr 6, 2018 | $4.93 | Apr 11, 2018 | $4.93 |
| Apr 13, 2018 | $4.93 | Apr 17, 2018 | $4.93 |
| Apr 20, 2018 | $4.93 | Apr 23, 2018 | $4.93 |
| Apr 27, 2018 | $4.93 | May 5, 2018 | $4.93 |
| May 4, 2018 | $4.93 | May 5, 2018 | $4.93 |
| May 11, 2018 | $4.93 | May 15, 2018 | $4.93 |
| May 18, 2018 | $0.39 | Jun 11, 2018 | $0.39 |
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