Cyber cafe upgrade

Emmanuel Onyango

Nairobi, Kenya

100% repaid



Emmanuel Onyango

Member since

February 2014

On-time repayments

347 installments  •  84%

About Me

My name is Emmanuel Onyango. I am a graduate from Africa Nazarene University with. 1st Class honors in Bachelor of Commerce Human Resource Option. I am a born again christian living in Komarock Estate. Currently, i am persuing my MBA Strategic Management and Human Resource Management at Africa Nazarene University. I have 4 sisters whom I love very much. On weekends I love to play soccer with my friends. Some time ago I used to play for Gor Mahia but had to stop playing and concentrate on my studies. I started a cyber cafe to fill the unemployment gap as well as to earn a living and cater for my need and that of my family but I have recently changed my business to that of selling both alcoholic and non alcoholic beverages on wholesale and retail basis. This has been the best decision that I have made as an entrepreneur since the business has experienced steadfast growth over a period of 10 months. The thought of developing a supply chain is what has been the driving force and motivation for doing the business.

My Business

My business goes by the name The Liquor Run Wines and Spirits. We deal with both alcoholic and non alcoholic beverages in wholesale and retail basis. With in Komarock Estate and its environs. We have been able to acquire, develop and maintain a considerable amount of market share wishing Embakasi Constituency approximately 35% due to us adopting a low cost leader strategy where we sell quality and authentic goods at a low price therefore taking advantage of the economies of scale advantage. Overall we have faced stiff competition within the market since the beverage industry in Kenya is a highly competitive market. Our revenue streams average between 150 to 200 dollars daily with a 35% profit margin on total sales. This has helped us be able to inject retained earnings in terms of profit to the business. Our retail line has been the most lucrative due to less and administration and transpiration costs. Our fixed cost are rent, utilities which add up to 80 dollars. Our monthly profits range between 900 and 1500 dollars depending on other variables such as availability of products, inflation and taxation in terms of VAT. We would like to expand the wholesale part of the business which has been lacking due to minimal quantities of our current inventory. With the loan I want to improve on our inventory and buy medium and high range alcohol, wine and soft drinks costing a total of 600 dollars as well as install a point of sale system which will allow the business to function digitally as well as improve on our stocktaking system costing 300 dollars. The remaining 102 dollars will be used in setting up a CCTV system inside and outside the premises. This in turn will have a positive impact on the revenue streams with a projected increase of upto 50% of daily sales.

Loan Proposal

With this loan I intend to buy 3 new core 2 duo CPUs for my cyber cafe to replace the older pentium 3 CPUs that I am currently using. This will allow me to meet the demands for Skype and other computer services and needs. Each CPU costs 100 dollars hence a total of 300$ will be needed for this upgrade. In turn, this will boost and increase my sales revenues by 50 percent from 350$ to 500$ since only 2 computers were being used for Skype. People have to wait in line in order to Skype but with the 3 new CPUs, service delivery and customer satisfaction will be achieved as well added value to service delivery.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Oct 22, 2015

Repayment status

On Time

Projected term

9 months




Brooklyn, United States


Manila, Philippines

Haim Si

Mexico, Mexico

Dave Bogard

New York, United States


United States


Paul Graham

United States




Eugen Stamm

Zurich, Switzerland


Ocoee, United States

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  • Lilian Kimko    Jul 7, 2021

    Emmanuel hasn't picked his phone but talked to Mildred who has told me that Emmanuel is admitted in the hospital very sick.. we ask for your patience and wish him quick recovery

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  • Emmanuel Onyango    Jun 28, 2021

    Poor economic conditions

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  • Lilian Kimko    May 31, 2021

    I have spoken to Emmanuel who has now improved health wise and promises to continue with his loan repayment

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  • Emmanuel Onyango    May 30, 2021

    I have been very sick for the past 2 months

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  • Emmanuel Onyango    May 8, 2021

    Business is bad

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  • Emmanuel Onyango    Apr 10, 2021

    Business is bad due to government new lockdown measures

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  • Emmanuel Onyango    Feb 27, 2021

    Business is a bit slow

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  • Emmanuel Onyango    Jan 14, 2021

    I would like to start full payment once I have set everything in motion and bought the necessary inventory

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  • Emmanuel Onyango    Jan 14, 2021

    I would like to thank you my lenders for the support. loan will go a very long way to securing my financial freedom as well as that of my business. I want to increase the inventory of my business with a wide range of wines, whiskey, vodka, sodas, water, face masks and hand sanitizers

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  • Emmanuel Onyango    Jan 14, 2021

    Business has started to pick up. Thank you my lenders

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  • Emmanuel Onyango    Jan 14, 2021

    To my lenders,

    I would like to thank you all from the bottom of my heart for the support and understanding that you have given me. The loan that I took up has really helped my business grow in leaps and bounds. With it I managed to grow my business to the extent of opening another Liqour Store.Words can not explain my sincere gratitude for the zidisha community with special thanks and appreciation to my lenders. You will forever remain in my heart. Thanks and God Bless!!!


    Emmanuel Onyango

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  • Emmanuel Onyango    Dec 5, 2020

    Business is so slow at the moment

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  • Emmanuel Onyango    Oct 13, 2020

    I can not pay the loan at the moment due to the economic crisis brought about by the pandemic

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  • Emmanuel Onyango    Sep 6, 2020

    I am very sick at the moment. I have been under medication for the past 3 weeks.

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  • Emmanuel Onyango    Jul 3, 2020

    Business has been bad due to the pandemic. Government has started lifting the strict measures hence business has started improving

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  • Emmanuel Onyango    Jun 2, 2020

    COVID 19 has made the business environment to be to be unstable and irresponsive to marketing and sales needs.

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  • Emmanuel Onyango    May 1, 2020

    lockdown due to corona virus

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  • Emmanuel Onyango    Feb 9, 2020

    I am very sorry for the irregular payments. Business environment has not been very conducive as well as some personal health issues

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  • Emmanuel Onyango    Jan 1, 2020

    I still have not fully recovered from my surgery

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  • Emmanuel Onyango    Nov 14, 2019

    Business has not been so good of late due to increased inflation and new government legislation on taxation

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