Stock of rice, soap, tea etc. for my home kiosk

Entrepreneur

About Me

I Lisnawanti mother of 3 children, I was born on November 7, 1971 in Bangka, Bangka Belitung, Indonesia. I currently live with my husband in the town districts in the province of South Sumatra, Indonesia, the city of Pagar Alam. Background of community life in the area where I live diverse, there are those who are teachers, government officials, traders and farmers. The area where I live is known as a fertile area so that the area where I live it is as a regional Vegetables and Fruits in the province of South Sumatra.
My educational background is just graduated from junior high school in the land of my birth, my junior high school Setamatnya my activities is to help my parents at home are just as farmers. For about five years after I left school then I met my present husband who happened at that moment my husband is a trader settlers who sell in the village where I lived, not long after I got married and went with her husband to husband's hometown is where I live now. Currently my husband no longer work as a trader because my husband continued efforts of his parents sabagai vegetable growers and fruit. In addition to taking care of my household also wanted to help load the husband to meet the needs of our life, therefore a few years ago I took the initiative to open a small shop that sells home everyday needs. Of effort I can to help her husband in meeting the daily needs also can be my activities to fill free time interrupted my busy life as a housewife.

My Business

I manage businesses are small shops selling daily necessities such as rice, soap, laundry soap, toothpaste, snacks, herbs and so forth. To run this business I chose a place in the house is one room in the house that I use to sell. In the meantime I guess I consider selling locations strategically around my house adjacent to other houses and in a residential area or in an area I RW only myself who opened the business of this kind, so that the residents of my house if you want to buy their daily needs are not too far away, if previously they had to cover a distance of about 2-3 miles to go shopping with my daily needs then open this shop they are no longer too far to shop. While the obstacles I face in running this business is competitive with or mini stores that also sell daily needs at a cheaper price. But my efforts this excess is the distance with the housing around me closer. While my income during the running of the business is not necessarily fixed, almost every month is always changing but from the income I can take the average income per month. Average income that I get every month is as follows:
Average expenditure per month:
Shopping stock products = Rp. 6,500,000.00
Transportation = Rp 150,000.00
Electrical and other costs = Rp 50,000.00
Total expenditure per month = Rp 6,700,000.00
Advantages dersih with an average daily income of Rp 250,000.00
Turnover 1 Month: Rp. 250,000.00 x 30 = Rp. 7,500,000.00
Then the net income from my business is on average per month is:
Rp. 7,500,000.00 - Rp. 6,700,000.00 = Rp. 800.000,00.
Currently the average income that I get from my efforts. My business is not growing, due to factors that are not adequate place where a place that I use is not wide enough to accommodate my merchandise, so I always limit to buy my stock merchandise. Seeing this condition I am very eager to make its own kiosk at the yard I live now, but to realize that I do not have sufficient funds, for that I expect there are parties willing to lend funds to develop my business.

Loan Proposal

If I believe later on to get a loan from Zidisha the first thing I would do is spend the money to increase the stock of goods dangangan me that the basic needs of around Rp. 1,000,000.00 while the rest will I save and I use to create a kiosk on my home page if it will be sufficient, because to make the kiosk takes a lot of fund.

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