Dairy business

Elijah

Kericho, Kenya

37% repaid

Entrepreneur

Name

Elijah

Member since

March 2016

On-time repayments

263 installments  •  50%

About Me

I was born in rural Kenya, Laikipia County. It was apparently on a season well known for the drought that had struck the land then - 1984. I attended primary school in the 90s, and later High School and college between 2000 & 2008. Education in Rural Kenya was not taken really seriously while I was in Primary, but just a formality. I completed college as an average student, being that the foundation I had was not up-to standard, and by then securing formal employment was not a walk in the park.
After searching for a job tirelessly, I secured a job which did not meet my expectations, and on contract basis. After the contract was over, I decided to venture into business, Agribusiness for that matter. This way, with the little savings I had, I managed to start dairy and chicken farming in my parents’ rural land. My return to the village made my mother, who was a widow already, feel secure since in my community, sons are expected to take a lead in ensuring that property as well as family affairs is well governed.
My Kids really love assisting my wife and I with farm chores. My son however loves gadgets so much, and he is an above average tech-savvy kid. Her younger sister borrows so much from him. While I would wish that they get the best education possible in the best schools, I hope to instill in them a business mind right from the onset, so that in future, they can be able to run the enterprises that my wife and I are putting up now.
When I am not held up in my routine chores, I like spending time with my family while they are available, otherwise I visit friends to learn from their undertakings as well as share knowledge with them.

My Business

I have a stock of chicken which I'm currently disposing. These chicken were meant to be layers, but apparently they have not been productive as such owing to a couple of factors. At the same time, I have one dairy cow, which has one calf. The cow has been really productive over the last few months since it calved.
Both milk and eggs are in demand in my home area and in towns surrounding us. Rearing Chicken and Dairy cows, especially having been brought up by peasant farmers, was a task I considered surmountable and expected minimal challenges from these undertakings.
Due to climate changes in the region where I operate from, grasslands which have been the common food for cattle are no longer sustainable. The cost of chicken feeds and cattle feeds from local feed outlets has skyrocketed in the recent years as well. However, with some small land to cultivate, it is cost effective to always plant feeds on the garden, though to succeed in it, a reliable source of water must be established. Alternatively, modern farming technologies such as Hydroponics must be adopted.
The proceeds I gain from my venture are largely used to support my family’s basic needs as well as paying school fees for my children’s pre-school/ Kindergarten.

Loan Proposal

I want to acquire a new loan so that I can work on some land where I want to plant hay as well as acquire one more cow.
Dairy Cow - $300.28
Land Preparation, Boma Rhodes Seeds & Planting - $53.94
Once I manage to plant hay and in the event that it grows well, I'll be assured of enough food for my cows throughout the year.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$460.00

Date disbursed

Nov 16, 2016

Repayment status

Late

Projected term

54 months

Other loans

Lenders

PG

Paul Graham

United States

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Summary

Amount repaid

$171.53

Amount remaining

$288.92

Expected completion

May 21, 2021

Status

Repaying late

Installment amount

$11.36

Repayment History

Expected Payments Actual Payments
Nov 25, 2016 $5.04 Nov 26, 2016 $5.04
Dec 2, 2016 $5.04 Dec 5, 2016 $5.04
Dec 9, 2016 $0.00
Dec 16, 2016 $1.01 Dec 16, 2016 $1.01
Dec 23, 2016 $1.01 Jan 3, 2017 $1.01
Dec 30, 2016 $1.01 Jan 3, 2017 $1.01
Jan 6, 2017 $1.01 Jan 6, 2017 $1.01
Jan 13, 2017 $1.01 Jan 6, 2017 $1.01
Jan 20, 2017 $1.01 Jan 30, 2017 $1.01
Jan 27, 2017 $1.01 Feb 7, 2017 $1.01
Feb 3, 2017 $1.01 Feb 7, 2017 $1.01
Feb 10, 2017 $1.01 Feb 9, 2017 $1.01
Feb 17, 2017 $1.01 Feb 27, 2017 $1.01
Feb 24, 2017 $1.01 Feb 27, 2017 $1.01
Mar 3, 2017 $1.01 Mar 5, 2017 $1.01
Mar 10, 2017 $1.01 Mar 13, 2017 $1.01
Mar 17, 2017 $1.01 Mar 26, 2017 $1.01
Mar 24, 2017 $1.01 Mar 26, 2017 $1.01
Mar 31, 2017 $1.01 Apr 2, 2017 $1.01
Apr 7, 2017 $1.01 Apr 20, 2017 $1.01
Apr 14, 2017 $1.01 Apr 21, 2017 $1.01
Apr 21, 2017 $1.01 May 5, 2017 $1.01
Apr 28, 2017 $1.01 May 18, 2017 $1.01
May 5, 2017 $1.01 May 23, 2017 $1.01
May 12, 2017 $1.01 May 23, 2017 $1.01
May 19, 2017 $1.01 May 23, 2017 $1.01
May 26, 2017 $1.01 Jun 6, 2017 $1.01
Jun 2, 2017 $1.01 Jun 6, 2017 $1.01
Jun 9, 2017 $1.01 Jun 16, 2017 $1.01
Jun 16, 2017 $1.01 Jun 16, 2017 $1.01
Jun 23, 2017 $1.01 Jul 27, 2017 $1.01
Jun 30, 2017 $1.01 Jul 27, 2017 $1.01
Jul 7, 2017 $1.01 Sep 18, 2017 $1.01
Jul 14, 2017 $1.01 Sep 18, 2017 $1.01
Jul 21, 2017 $1.01 Sep 18, 2017 $1.01
Jul 28, 2017 $1.01 Sep 18, 2017 $1.01
Aug 4, 2017 $1.01 Sep 18, 2017 $1.01
Aug 11, 2017 $1.01 Sep 18, 2017 $1.01
Aug 18, 2017 $1.01 Sep 18, 2017 $1.01
Aug 25, 2017 $1.01 Sep 18, 2017 $1.01
Sep 1, 2017 $1.01 Sep 18, 2017 $1.01
Sep 8, 2017 $1.01 Sep 18, 2017 $1.01
Sep 15, 2017 $1.01 Sep 18, 2017 $1.01
Sep 22, 2017 $1.01 Sep 18, 2017 $1.01
Sep 29, 2017 $1.01 Oct 23, 2017 $1.01
Oct 6, 2017 $1.01 Oct 23, 2017 $1.01
Oct 13, 2017 $1.01 Oct 23, 2017 $1.01
Oct 20, 2017 $1.01 Oct 23, 2017 $1.01
Oct 27, 2017 $1.01 Jan 25, 2018 $1.01
Nov 3, 2017 $1.01 Jan 25, 2018 $1.01
Nov 10, 2017 $1.01 Jan 25, 2018 $1.01
Nov 17, 2017 $1.01 Jan 25, 2018 $1.01
Nov 24, 2017 $1.01 Jan 25, 2018 $1.01
Dec 1, 2017 $1.01 Jan 25, 2018 $1.01
Dec 8, 2017 $1.01 Jan 25, 2018 $1.01
Dec 15, 2017 $1.01 Jan 25, 2018 $1.01
Dec 22, 2017 $1.01 Jan 25, 2018 $1.01
Dec 29, 2017 $1.01 Jan 25, 2018 $1.01
Jan 5, 2018 $1.01 Nov 1, 2018 $1.01
Jan 12, 2018 $0.00
Jan 19, 2018 $0.00
Jan 26, 2018 $0.00
Feb 2, 2018 $0.00
Feb 9, 2018 $0.00
Feb 16, 2018 $0.00
Feb 23, 2018 $0.00
Mar 2, 2018 $0.00
Mar 9, 2018 $0.00
Mar 16, 2018 $0.00
Mar 23, 2018 $0.00
Mar 30, 2018 $0.00
Apr 6, 2018 $0.00
Apr 13, 2018 $0.00
Apr 20, 2018 $0.00
Apr 27, 2018 $0.00
May 4, 2018 $0.00
May 11, 2018 $0.00
May 18, 2018 $0.00
May 25, 2018 $0.00
Jun 1, 2018 $0.00
Jun 8, 2018 $0.00
Jun 15, 2018 $0.00
Jun 22, 2018 $0.00
Jun 29, 2018 $0.00
Jul 6, 2018 $0.00
Jul 13, 2018 $0.00
Jul 20, 2018 $0.00
Jul 27, 2018 $0.00
Aug 3, 2018 $0.00
Aug 10, 2018 $0.00
Aug 17, 2018 $0.00
Aug 24, 2018 $0.00
Aug 31, 2018 $0.00
Sep 7, 2018 $0.00
Sep 14, 2018 $0.00
Sep 21, 2018 $0.00
Sep 28, 2018 $0.00
Oct 5, 2018 $0.00
Oct 12, 2018 $0.00
Oct 19, 2018 $0.00
Oct 26, 2018 $0.00
Nov 2, 2018 $0.50 Nov 1, 2018 $0.50
Nov 9, 2018 $0.50 Nov 15, 2018 $0.50
Nov 16, 2018 $0.50 Nov 15, 2018 $0.50
Nov 23, 2018 $0.50 Jan 17, 2019 $0.50
Nov 30, 2018 $0.50 Jan 17, 2019 $0.50
Dec 7, 2018 $1.01 Jan 17, 2019 $1.01
Dec 14, 2018 $1.01 Jan 31, 2019 $1.01
Dec 21, 2018 $1.01 Jan 31, 2019 $1.01
Dec 28, 2018 $1.01 Jan 31, 2019 $1.01
Jan 4, 2019 $1.01 Mar 11, 2019 $1.01
Jan 11, 2019 $1.01 Mar 17, 2019 $1.01
Jan 18, 2019 $1.01 Mar 17, 2019 $1.01
Jan 25, 2019 $1.01 Mar 17, 2019 $1.01
Feb 1, 2019 $1.01 Mar 17, 2019 $1.01
Feb 8, 2019 $1.01 Mar 17, 2019 $1.01
Feb 15, 2019 $1.01 Mar 17, 2019 $1.01
Feb 22, 2019 $1.01 Mar 17, 2019 $1.01
Mar 1, 2019 $0.00
Mar 8, 2019 $0.00
Mar 15, 2019 $0.00
Mar 22, 2019 $0.50 Mar 25, 2019 $0.50
Mar 29, 2019 $0.50 Apr 2, 2019 $0.50
Apr 5, 2019 $0.50 Apr 2, 2019 $0.50
Apr 12, 2019 $0.50 Apr 14, 2019 $0.50
Apr 19, 2019 $0.50 Apr 28, 2019 $0.50
Apr 26, 2019 $1.01 Apr 28, 2019 $1.01
May 3, 2019 $0.00
May 10, 2019 $0.00
May 17, 2019 $0.00
May 24, 2019 $0.00
May 31, 2019 $0.50 May 25, 2019 $0.50
Jun 7, 2019 $0.50 Jun 10, 2019 $0.50
Jun 14, 2019 $0.50 Jun 16, 2019 $0.50
Jun 21, 2019 $0.50 Jun 24, 2019 $0.50
Jun 28, 2019 $0.50 Jul 8, 2019 $0.50
Jul 5, 2019 $1.01 Jul 8, 2019 $1.01
Jul 12, 2019 $1.01 Aug 14, 2019 $1.01
Jul 19, 2019 $1.01 Aug 14, 2019 $1.01
Jul 26, 2019 $1.01 Aug 14, 2019 $1.01
Aug 2, 2019 $1.01 Aug 14, 2019 $1.01
Aug 9, 2019 $1.01 Aug 14, 2019 $1.01
Aug 16, 2019 $0.50 Aug 19, 2019 $0.50
Aug 23, 2019 $0.50 Sep 23, 2019 $0.50
Aug 30, 2019 $0.50 Sep 23, 2019 $0.50
Sep 6, 2019 $0.50 Sep 23, 2019 $0.50
Sep 13, 2019 $0.50 Sep 23, 2019 $0.50
Sep 20, 2019 $1.01 Sep 23, 2019 $1.01
Sep 27, 2019 $1.01 Sep 29, 2019 $1.01
Oct 4, 2019 $1.01 Oct 13, 2019 $1.01
Oct 11, 2019 $1.01 Oct 13, 2019 $1.01
Oct 18, 2019 $1.01 Oct 20, 2019 $1.01
Oct 25, 2019 $1.01 Nov 4, 2019 $1.01
Nov 1, 2019 $1.01 Nov 4, 2019 $1.01
Nov 8, 2019 $1.01 Nov 10, 2019 $1.01
Nov 15, 2019 $1.01 Dec 2, 2019 $1.01
Nov 22, 2019 $1.01 Dec 2, 2019 $1.01
Nov 29, 2019 $1.01 Dec 2, 2019 $1.01
Dec 6, 2019 $1.01 Dec 23, 2019 $1.01
Dec 13, 2019 $1.01 Dec 23, 2019 $1.01
Dec 20, 2019 $1.01 Dec 23, 2019 $1.01
Dec 27, 2019 $1.01 Dec 29, 2019 $1.01
Jan 3, 2020 $1.01 Jan 5, 2020 $1.01
Jan 10, 2020 $1.01 Jan 12, 2020 $1.01
Jan 17, 2020 $1.01 Jan 26, 2020 $1.01
Jan 24, 2020 $1.01 Jan 26, 2020 $1.01
Jan 31, 2020 $1.01 Feb 17, 2020 $1.01
Feb 7, 2020 $1.01 Feb 17, 2020 $1.01
Feb 14, 2020 $1.01 Feb 17, 2020 $1.01
Feb 21, 2020 $1.01 Feb 24, 2020 $1.01
Feb 28, 2020 $1.01 Mar 9, 2020 $1.01
Mar 6, 2020 $1.01 Mar 9, 2020 $1.01
Mar 13, 2020 $1.01 Apr 20, 2020 $1.01
Mar 20, 2020 $1.01 Apr 20, 2020 $1.01
Mar 27, 2020 $1.01 Apr 20, 2020 $1.01
Apr 3, 2020 $1.01 Apr 20, 2020 $1.01
Apr 10, 2020 $1.01 Apr 20, 2020 $1.01
Apr 17, 2020 $1.01 Apr 20, 2020 $1.01
Apr 24, 2020 $1.01 Apr 26, 2020 $1.01
May 1, 2020 $1.01 May 3, 2020 $1.01
May 8, 2020 $1.01 May 11, 2020 $1.01
May 15, 2020 $1.01 May 17, 2020 $1.01
May 22, 2020 $1.01 Jun 15, 2020 $1.01
May 29, 2020 $1.01 Jun 15, 2020 $1.01
Jun 5, 2020 $1.01 Jun 15, 2020 $1.01
Jun 12, 2020 $1.01 Jun 15, 2020 $1.01
Jun 19, 2020 $1.01 Jun 21, 2020 $1.01
Jun 26, 2020 $1.01 Jul 5, 2020 $1.01
Jul 3, 2020 $1.01 Jul 5, 2020 $1.01
Jul 10, 2020 $1.01 Jul 20, 2020 $1.01
Jul 17, 2020 $1.01 Jul 20, 2020 $1.01
Jul 24, 2020 $1.01 Jul 27, 2020 $1.01
Jul 31, 2020 $1.01 Aug 2, 2020 $1.01
Aug 7, 2020 $1.01 Aug 10, 2020 $1.01
Aug 14, 2020 $1.01 Aug 23, 2020 $1.01
Aug 21, 2020 $1.01 Aug 23, 2020 $1.01
Aug 28, 2020 $1.01 Aug 30, 2020 $1.01
Sep 4, 2020 $1.01 Sep 6, 2020 $1.01
Sep 11, 2020 $1.01 Sep 13, 2020 $1.01
Sep 18, 2020 $1.01 Oct 25, 2020 $1.01
Sep 25, 2020 $1.01 Oct 25, 2020 $1.01
Oct 2, 2020 $1.01 Oct 25, 2020 $1.01
Oct 9, 2020 $1.01 Oct 25, 2020 $1.01
Oct 16, 2020 $1.01 Oct 25, 2020 $1.01
Oct 23, 2020 $1.01 Oct 25, 2020 $1.01
Oct 30, 2020 $1.01 Nov 2, 2020 $1.01
Nov 6, 2020 $1.01 Nov 16, 2020 $1.01
Nov 13, 2020 $1.01 Nov 16, 2020 $1.01
Nov 20, 2020 $1.01 Nov 23, 2020 $1.01
Nov 27, 2020 $1.01 Dec 6, 2020 $1.01
Dec 4, 2020 $1.01 Dec 6, 2020 $1.01
Dec 11, 2020 $1.01 Feb 7, 2021 $1.01
Dec 18, 2020 $0.00
Dec 25, 2020 $0.00
Jan 1, 2021 $0.00
Jan 8, 2021 $0.00
Jan 15, 2021 $0.00
Jan 22, 2021 $0.00
Jan 29, 2021 $0.00
Feb 5, 2021 $0.00
Feb 12, 2021 $0.00
Feb 19, 2021 $0.00
Feb 26, 2021 $0.00
Mar 5, 2021 $0.00
Mar 12, 2021 $0.00
Mar 19, 2021 $11.36 Apr 7, 2021 $3.30
May 19, 2021 $2.01
Feb 26, 2023 $5.04
Mar 26, 2021 $11.36
Apr 2, 2021 $11.36
Apr 9, 2021 $11.36
Apr 16, 2021 $11.36
Apr 23, 2021 $51.16
Apr 30, 2021 $51.16
May 7, 2021 $51.16
May 14, 2021 $51.16
May 21, 2021 $37.81

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