Jona Kwarteng
Techiman, Ghana
47% repaid
Name
Jona Kwarteng
Member since
October 2017
On-time repayments
138 installments • 38%
My name is Jona Kwarteng . I am a Ghanaian and born on 7th June,1982. I am a teacher and a businessman as well. I am a married man with three children. Two beautiful girls and a boy. I am a professional teacher with Teachers' certificate 'A' which was awarded to me in 2005 and a Bachelor of Arts degree awarded in 2012.
My goal is to run my own business in future so that I can take good care of my children who are very promising and also assist my family members as well .
I am a team player with excellent, oral, interpersonal and communication skills.
I am a computer literate with excellent in Microsoft word, Excel and power point .
I operate a provision store on my school campus. Some of the items sold are stationary, drinks and consumables purposely for the students. I chose to operate the store on campus because I realized that the students always cross a main road to buy such products for themselves hence my decision to make it close to them. I must say that, the patronage has been excellent ever since I established it six (6) months ago.
However, because of lack of money I am unable to stock it well to accrue enough profits for expansion. I intent to expand my business if I got the loan from you so that I can meet the needs of the students.
I write to apply for an amount of $623 only to enable me to buy deep freezer so that I will use it sell soft drinks and water which are in high demand on campus. I have done my checks and a brand new deep freezer cost $550.
I intent to use the remaining $73 to buy 15 bags of sachet water and 5 cartons of soft drinks for the start.
It is my fervent hope that, this my application shall meet your kindest consideration.
Sincerely,
Jona Kwarteng.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$702.91
Date disbursed
Mar 9, 2019
Repayment status
Late
Projected term
29 months
Cost to entrepreneur
Service fee: $21.40
Credit risk payment:
$85.97
Optional expediting fee:
$42.92
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