Mary

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Mary

Member since

May 2013

On-time repayments

27 installments  •  26%

About Me

My name is Mary Kinanu Mwebia and am a resident of Racetrack Estate of Nakuru town that is two kilometers from the town center.am married with one kid who is one year old and graduated last year after completing my degree course in bachelor of commerce.l have a cosmetic shop located in racetrack Estate that l started three years ago with the help of my husband so as to earn a living and support my family.l like traveling and during my spare time l do study accounts in a local college here in town.

My Business

l started the cosmetic shop three years ago so as to earn a living where l sell all types of beauty products and the accessories.The business is good and very profitable as the demand is very high here in the Estate.unlike in town there is little competition as the cosmetic shop are not many.l buy my stock from the wholesalers in Nairobi in dubois road and resell them at a profit margin of 30%. This enables me to make a profit of ks 10,000 on average every month.The secret of my business is that l sell my products at affordable prices so as to attract and retain customers which enables me to maximize on sales.there is little risk associated with the business as l make sure that l keep up with the fashion trend.if advanced with the loan l will addf more stock to my buy business which will enable me to make more sales.

Loan Proposal

dear all, l wish to take this moment to thank everyone for the good job that you are doing of uplifting people lives and for working tirelessly to make this possible.l will use the loan to add more stock to my cosmetic shop.l l will buy beauty accessories of ks 4,000 and the rest of the money l will buy chemicals and hair braids.This will enable me to increase my sales and expand my business.God bless you all.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

May 28, 2013

Repayment status

On Time

Projected term

12 months

Other loans

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Feldborg

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vamPierchen

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J

jbrotzman11

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L

Lemon

Switzerland, Switzerland

keagan

Saskatoon, Canada

russell

leicester, United Kingdom

Sundstroms

Falun, Sweden

B

bopsquod

Seattle, Wa, United States

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  • Mary    Aug 22, 2016

    To zidisha , l am quite fine and very sorry for the silence and not being responsible with your money, l closed my business because l went back to school and life was abit hard for me to balance everything. kindly activate my account as l want to be in good records with my lenders and the entire zidisha platform. as from this week l will try my best to pay the balance so that l can benefit in future.

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  • keagan    Mar 21, 2014

    Hi Mary, I hope all is well with you and your business is prospering.

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  • Mary    Jan 16, 2014

    dear all. l take the opportunity to salute all hoping all is well with you. l am doing fine here in Kenya and very positive that my business will grow this year take it to another level.l am rescheduling my loan because the money l was expecting to repay with the loan will be late sometimes and l had spent all the money l had in paying school fees. kindly bear with me l will make sure l pay promptly to avoid inconveniences.And to my lenders l am very grateful and may Almighty God bless you . keep up the good work.

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  • Mary    Sep 12, 2013

    dear all, its yet another fine day and l am very happy to be alive and l give all the glory to God.well, l am doing well in business and in life l have realized that the door of opportunity woun't open unless l push and push until it opens.its the real reality and as an entrepreneur l will have to use the many strategies and well calculated so that l can grow my business because business is all about seizing the business opportunity and maximizing on them.l really want to stock my business so that as we approach the December holidays l will maximize on the sales rather than waiting until late when the prices will have gone up and the profit margin will be very low.l believe that with the ZIDISHA platform l can achieve my dreams.once again l am very grateful.

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    • gwells    Sep 18, 2013

      Hi Mary, I pray that this loan will help you increase stock and sales for the busy Christmas period and help your business to expand in future. God bless you and your family.
      Greg

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    • gwells    Sep 18, 2013

      Hi Mary, I pray that this loan will help you increase stock and sales for the busy Christmas period and help your business to expand in future. God bless you and your family.
      Greg

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    • gwells    Sep 18, 2013

      Hi Mary, I pray that this loan will help you increase stock and sales for the busy Christmas period and help your business to expand in future. God bless you and your family.
      Greg

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    • gwells    Sep 18, 2013

      Hi Mary, I pray that this loan will help you increase stock and sales for the busy Christmas period and help your business to expand in future. God bless you and your family.
      Greg

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    • gwells    Sep 18, 2013

      Hi Mary, I pray that this loan will help you increase stock and sales for the busy Christmas period and help your business to expand in future. God bless you and your family.
      Greg

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    • gwells    Sep 18, 2013

      Hi Mary, I pray that this loan will help you increase stock and sales for the busy Christmas period and help your business to expand in future. God bless you and your family.
      Greg

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    • gwells    Sep 18, 2013

      Hi Mary, I pray that this loan will help you increase stock and sales for the busy Christmas period and help your business to expand in future. God bless you and your family.
      Greg

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    • gwells    Sep 18, 2013

      Hi Mary, I pray that this loan will help you increase stock and sales for the busy Christmas period and help your business to expand in future. God bless you and your family.
      Greg

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    • gwells    Sep 18, 2013

      Hi Mary, I pray that this loan will help you increase stock and sales for the busy Christmas period and help your business to expand in future. God bless you and your family.
      Greg

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  • Mary    Sep 11, 2013

    hello Zidisha, l wish to take this opportunity to thank everyone for your support and dedication that you have shown in empowering entrepreneurs liker me.l am doing quite fine here in Nakuru as well as my business.l really want to take my business to the next level and l very positive that my business will expand.sales have improved for the last one and half week and am very positive that as we approach the chrism-as holiday there be will a positive change in my in my business in terms of sales.May Almighty God bless you for making this possible and as l can smile all the way to my business knowing that the future is looking bright.

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  • Mary    Sep 8, 2013

    dear all,l am happy this morning and glad that this is a God given opportunity that l should rejoice and be glad in him.The month of September has already kicked off and l am happy to have started well and my sales from the business have really improved for the last one week. This is because the schools were reopened last week and much of activities take place during this season.l am happy for the entire zidisha team for the commitment they have shown in helping then entrepreneurs.Yesterday the Uwezo fund programme was launched by the government with the aim of empowering many youths and women here in Kenya but when l compare their products and process of being funded with the loans l find zidisha is far much better and has no comparison.long live ZIDISHA.

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  • Mary    Aug 26, 2013

    Dear all,l take the opportunity to salute all and its my sincere prayer that you are fine those joints.l am quite fine here in Nakuru and the business has started picking up unlike last week where the sales had gone down like today l have made good sales and am very happy.though the fashion and beauty industry change every other day l have learnt to keep up with the trend so that l can make sales.otherwise thanks to you lenders for giving me the opportunity to grow my business and improve my life.Any time l sit back to reflect on my business l always think of Zidisha and l am very positive that l will be able to achieve my goals.thank you for partnering with me in this business.

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  • Mary    Aug 23, 2013

    success in business always goes to those who dare and act,and its seldom goes to the timid who are afraid of the consequences,This is what l dare to believe and my motto as l have learnt to encourage and motivate myself so that l can always work hard and aim higher.like now days l have learnt to be accountable for every coin l spend in business so as to minimize miscellaneous expenses that at times are never accounted for but determine the profitability of the business.once a customer told me that real success is setting the goals and making sure that you have achieved the target goals.By this l have disciplined myself to be accountable for my daily sales so that l can measure whether l am progressing as its always said that anything great is a function of both time and adequate and preparation.so for me l am willing to walk the extra mile so that l can be a champion in my business.

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  • Mary    Aug 23, 2013

    Dear all, its my sincere hope that all is well you as l am diong qiute fine here in Kenya.my business has been quite slow this month but not all that bad and its my prayer that at the beginning of next month l will be able to make sales like before this is because in one weeks time the schools will be reopening and this will enable me to sell more braids as most of the students will be preparing for the third term.Otherwise am very grateful for having come this far and all the glory goes to the almighty God.as an entrepreneur l have to be very positive and patience because there are days when the business is good and other times there are no sales.however since December is approaching very fast and this is our peak season am very positive that by that time l will have expanded the business and added more stock for sale.my credit goes to Zidisha for making this possible.

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  • Mary    Aug 5, 2013

    Being in Business l have learnt that things don't happen, only sacrifice weill keep me going just like the way ZIDISHA team has sacrificed a lot to make this happen as the first on line micro finance that is enabling entrepreneurs to go an extra mile.my hope now is that the ZIDISHA may review their credit limits so that many entrepreneurs can access big loans that will enable them to take their business in the next level.However, lam very grateful to the small amounts but l believe l will be able to attain good money that will enable me to add more stock in my cosmetic shop and open more stores here in town.

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  • Mary    Aug 5, 2013

    Hello to all,l believe that nobody is too young or too old to achieve his or her dream.being in business is l have learn t a lot in terms of business skills.nothing comes easy and l have resolved to settle for nothing else but the very u best in me. Many times l have regretted for not joining Zidisha earlier on because of the fear of failing to repay the loan but know l see things different as l know that l can move the mountains in my world and be successful. today l have not sold much and am very positive that tomorrow thing will take a u turn and makes sales like earlier on.But this is business.

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  • Mary    Aug 1, 2013

    My lecturer once told me that l can achieve whatever l perceive with my mind.sometimes things are not easy to achieve as said but with hard work l know that l can achieve alot.success is often a discipline of Hard work and sacrifice. am determined to make this possible as l have committed myself to have the best and to listen to my customers whom l know will enable me to take my business forward.l am grateful to the ZIDISHA for giving me the opportunity to grow my business and transform my life for the better .Long live Zidisha and may God bless you all.

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  • Mary    Aug 1, 2013

    dear Zidisha,l am happy to inform you that this far l am doing well and my
    business has really improved, in fact my sales are increasing everyday and l am certain that all will go well since we are approaching the season when the business does well.l was to sell all my old stock and now l do re order the stock almost every week.The secrets is that l have networked with the saloon in the area whom l sell the braids and weaves at a fair price to the customers or at times they redirect the customers to my cosmetic shop hence making a sale.Thanks to you Zidisha.

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  • Mary    Jul 24, 2013

    my lecturer once cautioned me on success and would always say if success was easy,then everyone would be successful,but l have to keep on pressing on even though sometimes l will fall.l have just remembered his words and this has motivated me to work hard in my business and be disciplined so that l can achieve the good life l want and take the business to the next level.l have realized that if l make small efforts everyday l will realize my full potential in business and thanks to the Zidisha platform for l am very positive and l know l will be able to grow my business.

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  • Mary    Jul 24, 2013

    Congratulations to the Zidisha platform,do you know that you are the preferred online micro finance at the moment. indeed you have no comparison and thanks to the entire team for making this possible as l am taking my business to the next level where l want to increase the stock so that l can maximize on the sales.my prayer to you all is to keep the good work that you are doing as it will never go unrewarded.l have faith that through my hardwork l can be able to improve my life and offer my family a good life.God bless you for making a difference in my business.

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  • Mary    Jul 18, 2013

    Dear lenders, l wish to take this God given opportunity to salute you all.l am doing fine and my business is improving daily because from the analysis of the sales l am very optimistic that my cosmetic business will grow and l will be all smiles in the near future.At the moment l want to buy beauty accessories as the demand is very high and this will enable me to increase my sales.

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  • Mary    Jul 12, 2013

    Dear all, its my sincere hope that you all is well with you as l am doing fine here in Nakuru.am excited as l have seen positive change in my business. The sales of my cosmetic business have increased and l am very positive that this is just the starting point of growing my business.so to my fellow enterpreuners do not be spectators but rather be participants and make a change in your life.

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  • Mary    Jun 19, 2013

    Dear Lenders, l take this opportunity to thank my lenders for your generous contribution towards my loan and to the entire Zidisha team for giving me this chance to grow my business.am happy that l was able to add more stock to my cosmetic business which am selling now and am looking forward to increasing my sales .Infact the sales have increased slightly with a margin of 20% which is a rare case considering that we are in the middle of the month.Thanks once more to my lenders and may God bless the work of your hands.

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