Joseph

Naivasha ,kabatini, Kenya

21% repaid

Entrepreneur

Name

Joseph

Member since

May 2012

On-time repayments

35 installments  •  43%

About Me

am husband of one wife and father of two children who are all schooling .i live in naivasha with my family in a place called kabati one kilometer from naivasha town in a plot no 543 in this plot is where we live, my wife is also a business lady we help each other in family upkeep, if in case i didn't get a good profit in my business we use the money from my wife business and if i have a loan and there is no good business we help each other in paying.

My Business

my business entail in bodaboda transport the bussiness is marketable in this area because of the population in this area and because of good relationship with my customer i get many customer and they trust me. the main challenge is because my motorcycle is old if i can get fund from zidisha i can buy a new one and i will satisfy my customer with my service i give them and i can get money to cater for my famiry school fees and my brother and sister at my father home ,because i made them poor because of my education but i didn,t get good job as they were wishing .but with your help i can help them with what my family get the remaining they can get support from me.

Loan Proposal

dear lender, my first loan was a blessing to me and my family.as i was able to buy a new bike because as i have indicated in the last loan my bike was very old that i didn't get many customer. in this second loan as the last bike involved in an accident but i was able to repair it,i want to add to the money i have so that i can buy another to give to my younger brother who is out of school, so that i can create job and able to help our family. thank.

Feedback

4

None

3



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Loan Info

Project Type

Classic Loan

Disbursed amount

$442.00

Date disbursed

Oct 10, 2013

Repayment status

Late

Projected term

24 months

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  • Falconet    Jun 27, 2015

    Anything?

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  • Falconet    Apr 25, 2015

    Any news?
    It is already May 2015...

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  • Sunnyside    Jan 26, 2015

    Hi Joseph, I hope that 2015 is a better year for you - wishing you and your family all the best - Gill

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  • Falconet    Dec 30, 2014

    Hey,

    Any updates on your situation?

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  • Sunnyside    Oct 23, 2014

    Hi Jospeph, thank you for continuing to stay in touch. I hope your situation improves soon and that things work out for you. Kind regards Gill

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  • Joseph    Oct 6, 2014

    my dear lenders no need to worry coz as i promised not even asingle cent that will be lost just bear with me

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  • Falconet    Sep 12, 2014

    ...

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  • Falconet    Aug 11, 2014

    Hey,

    Can you make a small repayment so you don't get written off?

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  • Falconet    Jul 27, 2014

    Hey,

    How are you? Are things any better?

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  • Joseph    Jul 11, 2014

    my dear lenders hope you are all fine , yes ihavent paid for awhile things arent fine with me. for the reasons which i dont find it safe to post them here because of their sensitivity ,please am sorry for that but i will do whatever it takes to pay the loan bye for now.

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    • Falconet    Jul 11, 2014

      Hi,

      That is okay. I hope you solve your problems soon. As for the repayments, as long as you keep making them, even small ones $5, I am good.

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  • Svenip    Jul 7, 2014

    Hello Joseph, we haven't heard from you in a while. Are you ok?

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  • Falconet    Jun 25, 2014

    Hello,

    Could you tell us why you haven't made a repayment in a while?

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  • Falconet    May 22, 2014

    You haven't made the last two payments.
    Is everything okay?

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  • Falconet    May 1, 2014

    Hi Joseph,

    How is everything going?

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  • Joseph    Dec 22, 2013

    hi my dear lenders i hope all is well with you, for my part i am okay and am doing well and good.concerning my business its all going well and this is because of the good heart that the zidisha fraternity have , since if were not the help i got from you things would not be the same. i have all the reasons to say thankyou once more,and may i take this chance to wish you all a happy xmass and happy new year,and to my friends falconet and sunnyside yes am now okay thankyou you all great bye for now.

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  • Joseph    Nov 28, 2013

    hello my dear lenders once again am happy to say that am grateful to have people you,and may i take this chance to say am sorry for not commenting for a while ,anyway this is because i was unwell but am ok for now. my lenders i got the loan and it has helped me alot and am doing my business ok.am very grateful to have zidisha on my side because i see my self far with help from zidisha i pray for it to live long once again thankyou my lenders.

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    • Sunnyside    Nov 28, 2013

      Hello Joseph, I am sorry to hear that you have been unwell. I hope that your health is better and that your business is good. It is great to receive news from you. My very best wishes to you and your family. Gill

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    • Falconet    Dec 3, 2013

      Hope you are already well!
      You are repaying your loan very fast!

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  • Falconet    Nov 14, 2013

    Hey,

    How is everything going?

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  • Joseph    Oct 10, 2013

    dear lenders, i am very thankful to you all who participate in funding my loan,thank you all and GOD bless you all in advance,i am now waiting for the loan so that i can go on with my plan,and i will not let you down in repayment.thanks

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  • Joseph    Sep 18, 2013

    hello my dear lenders once again may i start by giving my sincere thanks to you all, as you continue funding my loan.i feel good to have people like you who sincerely have that heart of helping people to reach their dreams without minding their tribe ,gender,or where they come from .you people are great ,any way for those who have funded my loan i say thankyou and for those who will still fund the remaining please you wellcomed i will not disappoint you thanks alot bye.

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  • Joseph    Sep 11, 2013

    dear zidisha and lenders, i am suprised to see that my credit limit didnt increase and in my way i was thinking that i have above 95% repayment rate,i don't. know how the calculation is done but i was hoping,and i am thinking that my credit limit can be higher than that,why? as i update you about my bike i discover that to repair my bike it will cost like buying another,so i was waiting to get this second loan to buy another as the old one is repaired,so i was hoping to be lended about 1000dollah or more so that i can be able to buy,please if anything can be done to increase the amount i will be highly appreciate.i am waiting to hear from you.thanks

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