Dear lenders, am so grateful to this worderful organization for giving me yet another chance to apply for my second loan...

Frolence

Kiptangwanyi, Kenya

78% repaid

Entrepreneur

Name

Frolence

Member since

January 2013

On-time repayments

59 installments  •  27%

About Me

i am a married woman with three kids.i have two boys and one girl.the boy is in school but the girl has already finished schooling. i was enrolled in std 1 in the year 1965 and finished my primary school in the year 1970 i joined mangu secondary school in the year 1971 untill 1974. thats the year i completed my high school level i was then employed by my ant in her shop for a period of three years. i gotmarried by mr marai in the year 1983 i was blessed with my first born in the year 1984 we were then blessed with another 2 kids we have been looking after our childrens together wiith my hus until they are now over 10 years. i have been also a women leader in this comunity of kiptangwanyi.i have beenorganizing women in this area

My Business

i
started the business of green grocer in the year 2002 thi business was
not doing all that good since most of the peoples here are farmers. i
left the business after two year, the income of the business was very
low.i decided to start practising dairy farming in my own land.i bought a
local dairy cow this cow used to provide me with a little amount of
milk.i used to sell the milk to a local company called brookside. this
company buys milk in bulks.i came to find out that this business was
doing so good. after two years i bought another local cow which usually
produces a littlebit more milk than the first one.these two cow has
moved me far. im now selling the milk, and also my childrens are
benefiting with this milk.im planning to get a loan from zidisha, and
this loan might moved me forward. i need to buy a good and productive
cow which will produce at least 17 liters of milk dairy.

Loan Proposal

dear lenders, its my great hope that you are okay.with thi second loan, am going to buy a good and productive grade cow, which will help me in my dairy supply of milk. i bought a very good cow with my first loan, and the cow has helped me much.am now planning to buy another one which will produce the same quantity of milk with the first one.i hope this will help me to add more stock in my shop.am now making my loan repayments without any problem, since the cow is very much helpful to me.my vision is to move far with zidisha. thanks so much all lenders.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$470.00

Date disbursed

Feb 3, 2014

Repayment status

Late

Projected term

11 months

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  • Rosemary    May 31, 2014

    Hi lenders,
    I called Florence and all my phone calls went unanswered.
    Will still to make up the follow up to get to it that I communicate with her.

    Regards.
    Rosemary manga Vm Kenya.

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  • Frolence    Apr 7, 2014

    dear my lenders, am thankful to all my lenders. i hope you are fine.the loan has helped me alot. i have decided to reschedule this loan because am unable to make that big amount of money weekly. i have decided to repay 4000 per month. this is equivalent to 500 per week. my dairy cow is not in a position to produce more than ten litres of milk, which i usually sell to brookside company in bulks and then i can make my zidisha loan repayments.

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  • Frolence    Feb 14, 2014

    dear lenders, i hope you are fine. am also fine doing. in my loan application page, i had aplied for one month grace period. since the organization changed the gracing period to one week time, i was un aware of this short period. i had plan to start my loan repayments on march. i hope to start repaying asb usual.

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  • swendl    Sep 22, 2013

    Mrs. Marai - I heard about the violence in Nairobi today. I hope you and your family are safe and far from the danger.

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  • Frolence    Sep 21, 2013

    hi my lenders am so greatful to all of you for your participation in my dairy farming project. this project is doing in terms of well. in actual fact, the money you lended me has moved me far. though my lovely husband has been un well for sometimes, this has made me to look after him for a while. but now he is okey. i hope you are all doing well in the united state. i have never been in america, but i always hearb stories. i hope to meet you one day in that worderful state. thanks.

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  • swendl    Jul 27, 2013

    So glad to hear about the improvement in your business, and that things are going well for you and your family. I wish you every success.

    Steve, Iowa, USA

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  • Frolence    Jul 24, 2013

    Hi dear lenders, l am very happy for being part of this business platform. Things are going well for my family and l. l am very happy for the loan you gave me because it has helped me so much. Since the loan, l have been able to venture into dairy farming. I was also able to buy an additional milk cow and the milk production is getting better.l was also able to get ready market for the milk and l am making better profits,l wish you nice times

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  • swendl    Mar 23, 2013

    Jambo Mrs. Marai, and greetings from a friend in the US. I'm curious how things are going for you and your family. Did you get that additional milk cow yet and, if so, is it producing well for you? I wish you good fortune with this venture, and also congratulate you for your work organizing and empowering the women of your area. Take care.

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  • Frolence    Feb 14, 2013

    thanks so much all lenders who contributed in donating my bids. im so greatful that i will fullfill my dream. may our lord bless you all thanks so much.

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  • swendl    Feb 13, 2013

    Frolence, I'm happy to have the honor of being the last donor and helping you reach your goal. Good luck with your business and finding the perfect cow!

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