Entrepreneur

About Me

I am Eunice Waithera Njoroge, I was born in year 1974 on 12 December at Molo district which is in Rift valley in Nakuru county, I later joined a primary, I started my primary education at that area up to class eight where I sat for my Kenya Certificate of primary education(K.C.P.E) after completing my primary school education i later I join secondary School which is at Moro trading center up to form four where I sat for my Kenya certificate of secondary school (K.C.S.E), after my high school education I attend a collage in our nearby town (Nakuru) where I pursue a course in business administration where I gain the knowledge to start my own business, I later migrated to kiptangwanyi due to land dispute where I continuous with my business of buying and selling of cereals in a plot no 1695, I have been blessed with two children where all are in school at muriricua primary school.
I have rent a land where i operate farming of maize , beans and other dry grains in as a small scale farmer where I join a Mwireri self help group. I operate my business and a residential house plot no 1695, where till now I operate my business of buying and selling cereals together with my family, I also do farming in small scale. my goal is to open another business in other trading center such as Munanda and Tee, My short term goal is to crate job opportunity among people surrounding whose work is to transport farm product from the farmer to my store, my long term goal is to open another business within our locality especially at Munanda and Tee where there is high demand of the farm produce where I wanted to start buying the cereals in those area.I am a Christian and a follower of Full gospel church of Kenya at Kiptangwanyi which is within our locality. I live at Kiptanganyi trading center at in plot No 1695.

My Business

MY BUSINESS IS BUYING SELLING AND OF CEREALS

My business entails a cereals shop at the shopping center. I sell all sort of cereals that range from maize, beans, wheat and other dry grains.

My business is located at Kiptangwanyi trading center which is approximately thirty five kilometer (35km) from Nakuru, my business include buying and selling of cereals and farming as a small scale farming at Kiptangwanyi trading center. I started my business in more than five year ago. My business grows up to a level of transporting cereals to main town such as Nakuru, my business is located in Kiptangwanyi trading center where I have a store, i am the manager of the business because the business I the one who own the business. The business Is located at a strategic position because it is located in Kiptangwanyi were there is high production for the cereals on the entrance to the nyariada farm were it is known in Nakuru county for production of farm produce, thus making me to attract more farmers also there is less competition for business offering the same business thus making the business profitable, also being a small scale farmer I am known by many farmer in our area. My stock is worthy ksh 70000, but I continue to buy more cereals gradually, but during this period I am expecting to buy more because it is harvesting period, but the main challenge facing my business is lack of money as to fulfill my goal to create employment and to expand by business to other area such as Kiambogo trading center.
My short term goal is to crate employment among people whose work is to transport cereals from the farm to my store, my long term goal is to open another business within our locality especially at Kiambogo where I am also well known and where it is more closer to the farmers. My business is licensed under the county council of Nakuru municipality to make it legal. My typical monthly cost is khs 70000, sale revenue is around ksh 40000 and profit is above 30000 but I am planning to earning more from the business.

Loan Proposal

Dear lenders and Zidisha team. Thank you for an opportunity to get a loan from Zidisha. First and foremost I would like to use the loan to transport the maize I already have in my store to Ukambani, Eastern province where the market is good at the moment. Secondly, the remaining amount of money, I will purchase more maize from farmers here in Kiptangwanyi.

Feedback

Loan Info

Lenders