Benson

Kiratina-nakuru, Kenya

6% repaid

Entrepreneur

Name

Benson

Member since

February 2013

On-time repayments

38 installments  •  5%

About Me

About myself
I am young man by the name Benson aged 26 years of age , I hava a wife and one kid ,I was born in a family of five being a first born to that family in the year nineteen eighty seven (1987) in Nyamamithi village ,Nakuru district Mbogoini division in Riftvalley the place is at Subukia which is well know because of production of both tomatoes and mango to varios part in Nakuru county the climate is favorable to this kind farming also the place have many sources of water e,g river which help in irrigation , When I was four years old I joined our nearby nursery school that is back in year nineteen ninty one (1991) and after some years about two I qualified to join class one in nineteen ninty three(1993) and after eight years of my study I qualified for my Kenya Certificate of primary education (K.C .P.E) at one of the puplic school nearby know as Wiyumiririe primary school in year 2001, after the axam was announced I was glad to find my self that I had passed the examination well and come following month I received many lettes for joining one of the high school,and lucky enough I joined Umoja secondary school which is also a puplic school at the end of four year of secondary studies I sat for my Kenya certificate of secondary school(K.C.S.E) after that I was emplyeed as conductor to one of the publis service vechile(PSV) for one year ,having collected some money I decided to have a course of computer studies but my parent have no money and I was to let my brothers and my sister to be also educated to a secondary level due to this with my little money I had ,I my self look for a mechanic course which I would pay for my self and thast is were I come to Nakuru town and attained the course for one and half year,later I was employed to various garages for about two years and in year 2007 our garage where I was employed was destroyed and burned during 2007 post election violence and from that time I decided to employ my self and I started my own business in Kiratina at Freearea.after one year my business was stable and it was at that point that I married a young lady to be my wife i.e in year 2009 and the same year we were blessed with a kid , I operate my bissinsee together with my wife as I perform some other activities ,I am a christiam and a follower of Othodox church at Frea area . I am well know to many people especially at Kiratina area and ,we live in plot no 8140 together with my entire family while I carry out other activities.

My Business

MY BUSINESS IS A SHOP AND MIXED GROCERY

My bissinesss is located at Freearea Center at Kiratina trading center which is approximately 4 kilometers from Nakuru town near a builing know as Vaision Complex.
near new kiratina market which is just opposite to the Nakuru –Nairobi highway .my bissiness is not named but it is well knows as Ben’s shop and grocery the reason for my business to be know is because I ususlly sell vatiey of many things in small quaties as Soko ya Wanjenga .I have a shop and a Soko in Munanda near munanda matatu stage , the bisiness is located at the main junctionand entrance to kiratina my business include sellingof many things like sugar ,,rice,cooking oil alltype of drinks i.e soda,all type of washing soap ,I have kept aside a place outside my shop for selling varity of cereas like flour for maize,millet and other I mixed ingredient ,beans ,cabbages, pumpkins and other s,my bussines is well know because its located at the entrance of kiratina and othe places within the area and also I usually sell Varity of commodities to my customer in various quatity at affordable prices ,this usually attract many customer especially at kiratina were many people rely and have a tendancy of shopping dairy as they come from their job going home ,I also give them debt to my dairy customer who are well know to me and usully pay their debt on time. My business is profitable during all seasons because I have aready market for my product especially for my green grocery were by every day I have to go to look for them in order,I usually wait for the product from were I buy them this help me in minimizing the cost of trasport I get i.e to meet the customer demand . The business is more profitable because the product that I sell come from our nearby villages like Ndodori and kiambogo were they produce many farm product in large and the price is cheap, I also cook and sell chips to my customer thus make my bissiness more famour especially to yong generation who like chips . The risk facing the business is theft due to insecurity during the night because the place have many population who most of them are know to be gun criminals this make us close the bissinee as early as 7:00PM to avoid those criminaals.My typical monthly cost is khs 100000, sale revenue is around ksh 50000 and profit is above 30000 but I am planning to earning more.

Loan Proposal

Dear lenders and zidisha team,thanks alot for accepting my loan which i have been waiting for ,this is God's given chance ,first i will add more stock to my shop which for one month was with less stock which was as aresult of my sickness but now that i have recovered i will take the advantage of this money for my bussiness to be back as it was .second i will use about 4000 to have this year licence which at our place is a must from the county concil of Nakuru.THANKS IN ADVANCE OUR DEAR LENDER ,GOD BLESS YOU ALL AS I WAIT MY BID

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$500.00

Date disbursed

Mar 22, 2013

Repayment status

Late

Projected term

39 months

Lenders

V

vidarlil

Sandefjord, Norway

EricDWalters

Rochester, Mn, Usa, United States

investor

Candiac, Canada

Silver

Steiermark, Austria

Kjartan

Oslo, Norway

B

Bavarian

Bavaria, Germany

russell

leicester, United Kingdom

J

Jaslogic

Castle Rock, United States

Sundstroms

Falun, Sweden

H

HildeK

Rogaland, Norway

S

Simbaz

Torino, Italy

MillerClark

London, United Kingdom

Ingela

Falun, Sweden

J

jjoshua2

Hanover, United States

Vintagebeeinc

Youngsville NC, United States

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