Stephen

Utawala Mc Area Near Airways Hgh School Nairobi, Kenya

100% repaid

Entrepreneur

Name

Stephen

Member since

February 2012

On-time repayments

132 installments  •  43%

About Me

I am married with one child. I started my wholesale business in selling bread and fresh milk to shops in the Utawala area in January 2011. The business is doing well and I am able to support my family. I also have a dress making business, which is run by my wife, and a M-pesa business.

My Business

My wholesale business provides bread and milk to all the shop in Utawala, Mc and Airways Area. I make a profit of about Ksh700 per day. I use a bicycle to deliver my products to my customers and the main challenge is to transport these goods, since they are very heavy and bulk. I will need to buy a motor bike to make transport easier and deliver all my products on time.

Loan Proposal

Dear Lenders I want a loan to buy a second hand motor cycle to enable me supply all my products on time because they are perishable goods which needs to be delivered at the shortest time possible. This will enable me supply to more customer and cover a big market area. I look forward for your positive response and generous contribution and partner with me with my business in this small country but hard working Kenya.

Show original English  

About Me

I am married with one child and do business of selling bread on whole sales in Utawala area. I started my business in the year 2011 January and the business is doing well and am able to support my family. I also supply fresh milk to shops on whole sale price. I also do dress making business which is run by my wife and also M-pesa business.

My Business

My business are of selling bread and milk on whole sale to all the shop in Utawala , Mc and Airways Area and I make about Ksh,1,000 profit per day. I use a Motor Bike to supply this products and the main challenge is to transport my goods to customer which are very heavy and bulk. I bought a motor bike to make transport easy and deliver all my product on time. I hope zidisha will help me expand my business further by buying more stock for my business

Loan Proposal

Dear Lenders I want a loan to buy a second hand motor cycle to enable me supply all my products on time because they are perishable goods which needs to be delivered at the shortest time possible. This will enable me supply to more customer and cover a big market area. I look forward for your positive response and generous contribution and partner with me with my business in this small country but hard working Kenya.

Feedback

17

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$240.00

Date disbursed

Feb 17, 2012

Repayment status

On Time

Projected term

8 months

Lenders

Brian

Midhurst, Canada

H

Heja

Hamburg, Germany

S

Spock

Koeln, Germany

canadianlstan

Toronto, Canada

A

Ashbless

Lake Cowichan, Canada

M

michaelkwolek

Boulder, United States

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  • Evans    Apr 18, 2017

    Stephen will adjust the weekly repayment amount and start making payment as from Thursday 20/04/2017.

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  • Evans    Jan 21, 2017

    Dear Lenders,
    I have been able to talk to Stephen and informed me of the financial challenges he is undergoing but agreed to adjust the weekly amount to a figure he can afford to pay by Monday 23/01/2017 and make some payment.

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  • Evans    Nov 2, 2016

    Dear lenders, I spoke to Stephen and informed me that despite the financial challenges he has been undergoing, he is gaining stability and started making payments.He deposited ksh2000 on 21st October, 2016.

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  • Evans    Nov 2, 2016

    Dear Lenders I spoke to Stephen and informed me that though he is undergoing some financial challenges he has energized and has began making payment.on 21st October he deposited ksh2000.

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  • Evans    Aug 31, 2016

    Dear Lenders,
    Stephen has informed me that he will clear the outstanding balance by Friday 2/09/2016

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  • Evans    May 30, 2016

    Dear Lenders,
    Stephen is committed to repaying his balance. He has informed me that he will clear the balance outstanding by the end of this week (6/06/2016)

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  • Evans    Apr 27, 2016

    Dear Lenders,
    I have talked to Stephen and has confirmed to me that he will make payment today (27/04/2016)

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  • Stephen    Sep 9, 2015

    thanks all lender my loan help me increase my business stock and maintain my motor bike for delivery of my products to my customers. This has made my family happy as an able to afford the basic needs of my family and at the same time do some long term investment.

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  • Stephen    Sep 2, 2015

    Dear lenders and Zidisha team, thanks a lot for your support, my business has grown big and this has transformed the life of my family and I can now afford to pay for the school fee and other bills with out straining a lot . am more pay than before and I hope will continue partnering for more business engagement in future

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  • Zacharia    Jul 19, 2015

    Good morning lenders i managed to speak to Mnuve and he has promised to do his payments this coming week

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  • Zacharia    Jun 25, 2015

    hallo lender i managed to speak to mnuve and he promised to make payment to be to date.

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  • Zacharia    May 26, 2015

    hallo lenders hope all is well, have spoken to stephen mnuve and he's just told me he made the payments yesterday, maybe we give hive a few days for the payment to reflect.
    Have a blessed day
    Zahary Kwanya
    VM

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  • Zacharia    Apr 30, 2015

    hallo lenders stephen mnuve promised to pay his arrears for him to be upto date with his payments before the end of the week. Otherwise wish you a great weekend ahead.

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  • Stephen    Jan 21, 2015

    Thanks Zacharia I have reschedule my loan and I hope to make payment in time.

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  • Stephen    Jan 21, 2015

    I wish to restructure my loan repayment to Ksh 1300 per week, This is because what I can comfortably afford to pay per week with out fail, This will enable me to pay the loan comfortably with out affecting my cash flow of my business and my dairy family expenses, and business cash flow and stock. I will increase the loan repayment when the business improves in a future date, I hope this will be acceptable with you and thanks for your continued support and understanding and be blessed

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  • Zacharia    Jan 20, 2015

    Hallo lenders steven made his payments on 17th/01/2014 i have personally confirmed that and he says he has always been on time repayments and he does not understand why his name always appear on arrears list.
    Have a blessed Tuesday
    Zachary Kwanya
    VM

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  • Zacharia    Jan 12, 2015

    Hallo steven have been trying to call you but i cant get hold of you please kindly keep the lenders posted in regards to your payments. in case you are not in a position to make the payments you can always reschedule, just let me know if you are familiar with the procedure on how to reschedule but if you don't i will assist you on how to do it. Otherwise wish you a prosperous 2015 and all the best in your business,

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  • Zacharia    Dec 31, 2014

    hallo lenders steven munuve is out of reach. i have spoken to some of his referees and even them cannot get in contact with him. i hope to find him soon and get back to you. prosperous 2015 is my wish for you all the lenders.
    have a great day.

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  • Namaste250    Dec 30, 2014

    Hi Stephen,
    I hope your business is doing well. Happy New Year!
    Best wishes to you and your family for a healthy, joyous and prosperous 2015, Ann

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  • Zacharia    Dec 26, 2014

    hallo lenders i tried contacting steven munuve but he's out of reach i hope i will get hold of him soon. otherwise wish you a happy holiday to you all

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