Entrepreneur

About Me

my name is stephen maina njau, i was born 39 years ago,i live in kiptagwanyi center plot no 48.i was born in nakuru town bahati location where my parent have a farm till now. i was born in a family of 8 children , my father was a driver in a municipal council in nakuru but he pass away in 2003.i am the oldest in our family. about my education ,my paren do whatever thy can for me as an old in the family to get education so to help them and other brothers and sister. after my 0 level of education i didnt join university because the marks. then i join a driving school in nakuru and get a license to drive high commercial vehicle, i am a professional driver this is my carrier. but after being employed by some company and also private business people i decide to employ myself because the money i was earning didn't help much as i was thinking, so i try to have my own employement which i succeed till now,but some time i get job like last year i was employed by a company which is called clothesline Beckham where i used to travel to the other country,when i am out my wife deal with our malimali business

My Business

my business entail in good that is used by many people in home or at work, i started this business in 2005 after i resign in my work of driving,after much research i decide to have this business because even if am not here my wife can do it without any error occurring,so i started with the money i was already having and after sometime i was told that i can borrow more money from a group which was availamble and i join the group.i was given the first loan and able to repay and the second one and also repay but because of interest rate i stop borrowing until when i was told a bout zidisha by a friend. t Paul. the business is very profitable like this time when people are harvesting, thy buy more, also in this business somebody must know what people prefer most so not to have a dead-stock like me i bring things that is preferable to my customers like in this time people buy the big sufuria and spoon, sahanis and many other things. the main challenge is poor road in this area thus making everything very costly because of transport,high cost of living in this country

Loan Proposal

dear lenders in this my first loan i want to add stock in my malimali,there is a newer y introduced pot by juakali people which is made of metal,i have been buying in small quantity and now i will be able to in wholesale so that i can get profit.this pot are used by woman to cook local food called [githeri] a mixture of maize and beans and in this area this kind of pot are very potential in selling and also in profit

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Loan Info

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