Entrepreneur
Name
Penina
Member since
December 2012
On-time repayments
18 installments • 0%
About Me
i am peninah mugure kihia and i was born in the year 1960 in Nakuru district riftvalley province.i have been brought up in this region and i started my primary education in a local school called gitare.that was in 1968 i sat for my cpa certificate in the year 1972.i then latter joined kahuho secondary school in the year 1976 and i completed my secondary education but i did not continue schooling due to some reasons.During those days my parents used to sent me to look after the goat.I was willing to continue with my higher education but during those days according to african culture a child girl was not in need of education since they used to believe that the girl could get married soon.that was the african culture by then.for some times i trained to be a tailor where by i acted as a tailor for two years.aftre a short time i was employed in a nearby shop where i was acting as a shop keeper.after two years of working as an employee i decided to start my own business after expiriencing the profit one gains with his own business.i n the year 1990 i decided to start my own business with the profit i gained from my employer.the business was a small kiosk which i later turned it into a big hotel.I am married with three children,Three boys and a girl.all of the are in secondary school.I hope they will continue after their secondary education to higher colleges.Currently i am living in kiptangwanyi and i am o perating a hotel business
My Business
I operate a hote in kiptangwanyi trading center and i am serving my customers with different types of beverages and foods this business is doing well in this trading center since in kiptangwanyi is a fast growing center in this region and it is also the second biggest town from Nakuru.there are a lot of people here who needs to take their breakfast ,lunch and dinner in my hotel.most of my clients are the people who are working in a nearby forest.i need to serve more customers so i need alot of food.i have been facing alot of challenges and the challenges are lack of enough capital to add more stock to serve more customers.My business is operating well but i am glad that if i get a loan from zidisha micro-finance i might boost my business i am currently having five employed staff three of them are serving in the kitchen and two of them are waiters.they assist me in this job.i am planning to open another branch in a nearby trading center called Gilgil.the business also there is doing well.there are alot of peaple in the area and the demand of food and beverages are very high
Loan Proposal
dear lenders, with this loan, i will add more stock in my bussines so t5hat i will be able to serve more customers. during this season the hotel businss is doing so well. i will add more workers in my business so that they can help me in several services.am also willing to sell different types of fruits in my hotel business. most of the customers are prefering my food because i used to sell first food which most of customers prefers. thank so much all my lenders
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Loan Info
Project Type
Classic Loan
Disbursed amount
$464.00
Date disbursed
Feb 24, 2013
Repayment status
Late
Projected term
19 months
Lenders
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