Joseph

Kiptangwanyi, Kenya

100% repaid

Entrepreneur

Name

Joseph

Member since

May 2012

On-time repayments

61 installments  •  39%

About Me

I am married with 1 child who is in school. I live in Kiptangwanyi shopping center which is about 45 km from Nakuru town. I live in plot number 31 at the shopping center where I operate my business. I repair mobile phones at the shooping center where I also operate an M-Pesa and sell electrical accessories.

My Business

I repair mobile phones at the shooping center where I also operate an M-Pesa and sell electrical accessories.The business is profitable as there is very high demand for these ervices I offer to the residents of Kiptangwanyi and its environs.

Loan Proposal

Dear Lenders,
I want to use this second loan to do the following in my business,
First, I would like to open another Mpesa branch the in Kiptangwanyi shopping center. There is a high potential for this business in this area and therefore I would like to tap this opportunity to the fullest. Secondly, I would like to buy more phone accessories and add them in my business. The first loan did assist me much and I have been able to increase my revenue and therefore this second loan will play a very important ole in my business.

Feedback

18

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,200.00

Date disbursed

Nov 14, 2012

Repayment status

On Time

Projected term

9 months

Lenders

Daniel

Brussels, Belgium

J

jimbo7256

Vicksburg, United States

KYLE LARSON

Little Falls, United States

investor

Candiac, Canada

tycho

Madison, WI, United States

K

KakkoiiCali

Anaheim, United States

B

Bpryse

Long beach, United States

Honey

Sydney, Australia

J

JBosshardt

Redmond, United States

Silver

Steiermark, Austria

LA

United States

G

greenthomas

Tübingen, Germany

W

Walekkelson

Brisbane, Australia

J

JakeA

Wellington, New Zealand

C

Coldspring

West Plains, MO, United States

L

Lemon

Switzerland, Switzerland

Krtecek

Balzers, Liechtenstein

beverly

Vancouver, Canada

J

jasonbronowitz

Tempe, United States

H

hanso

Arendal, Norway

russell

leicester, United Kingdom

T

tonilends

catalonia is not:, Spain

Darrylb

Heber City, United States

JimmyL

Tallahassee, FL, United States

Sundstroms

Falun, Sweden

Ask Joseph a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Joseph    Sep 26, 2014

    DEAR LENDERS
    Dear zidisha and all lenders, time is running and is not on my side and now time to pay my loan has come and as was thinking about this loan on how i shall pay without stragling,i decided to communicate with my volentee mentor and explain to him the problem tha i encounterd he advice me to continue reschedling as iwait my bissness to recover from its normal instead of prolonging time of paying that loan which is leding to a higher profit,

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  • Happy    Sep 19, 2014

    hi joseph let me thank you for the 100% repayment of your loan the future is bright with zidisha loan all the best and God bless your business

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    • Joseph    Sep 26, 2014

      Thankyou Wandera for that commet,i am also looking forward toward this profile,and to continue to maintain this percetange,thanks

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  • Joseph    Aug 28, 2014

    Dear lenders and zidisha team i am also fine ,i have decided to prolong time of paying my loan this time round ,the reason behind this is for me to have apple time to resume to my normal situation after one of my business was robbed by thugs and some large money was gone,this has made me to look for another capital to start the business as i claim for compensation from the insurance

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  • Joseph    Jul 29, 2014

    Thank you all lenders who supported me when i was in need,i usually remember you in my daily prayers, this far i have reach is because of your support ,all of you by your, names e.r Tmann,Aziza,Ads68,and all of you,GOD BLEESS YOU

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  • Joseph    Jul 25, 2014

    Dear lenders,
    I wish to reschedule my loan for one more month. This is due to the poor performance of the business for the past one month. The revenues that I get from the business were low during that past month and I could not be able to raise enough amount to send for that one month.I am hoping things will improve this month and I will be in a position to send my repayment on time.

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  • Joseph    Mar 27, 2014

    High zidisha team ,i have take this oppotunity first to say high to you all,and second to send my entire family thanks,on their behalf they have told me to say a word of THANKS to the whole zidisha team for the wonderful and commendable job you are doing ,also to all my lenders who contributed thier money towards my project,

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  • Joseph    Dec 24, 2013

    HI zidisha and all lenders,thank you very much for lendind me your money,i have made my December payment earlier this month,i have enjoyed and appreciated to have such a wonderful organisation like Zidisha,my bussiness hava hit a special milestone this year, as we celebrate this Christmas i would like as to wish all of you merry Christmas and happy new year,thanks

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  • Joseph    Sep 9, 2013

    HI zidisha and all the well wisher who offered me with your monies ,i all salute you whenever you are,i have just misssed again to say thankyuo,here the bussiness is now doing well as from this month when most farmers are harvesting their maize,i hope as from this month i will be paying more money than before if things go the way they are.

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    • KirstenShute    Sep 9, 2013

      Thank you for the update. It's good to know that the harvest will bring in more business (is it because the farmers come to your shop for banking and phone repairs at this time?) I received your first repayment on time, so I am not worried, and most of all I am happy you are doing well. All the best,
      Kirsten

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  • Joseph    Aug 23, 2013

    HI LENDERS, i am fine my bussiness is doing well, i succeccfullny opened a new EQUITY agent and is currently working, i am very THANKFUL for all those who participated towards my loan may GOD bless you all, you have made me reached this far ,,i have decided to make my first repayment installment today before the date that was allocated for me, because i want to be paying on time and without any failure,otherwise i am very greatful and may you be blessed,,

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  • Joseph    Jul 11, 2013

    DEAR ZIDISHA AND ALL LENDERS,? i am also fine , my i take this chance to thank zidisha organization for allowing me have my third loan through their organization also i salute all the lenders who contributed toward my loan bid and giving me time to pay their money may our ALMIGHTY GOD BLESS YOU you have surely invested a lot of your money in me even without knowing me ,only trust have made you to lend me your money,i promise all the lenders that never at all shall i let you down,i wil make all my effort and pray God to help me to pay this loan-on time and to complete it in time.THANK YOU ALL

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    • Tavin    Jul 16, 2013

      You are welcome! I think you are doing a very worthwhile service, and I wish you great success.

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  • Joseph    Jun 25, 2013

    Dear Lenders,
    I am grateful to Zidisha microfinance for their continued support in improving my business. My business so far has been doing well and the revenues of my business has increased. I therefore would like to repay all my outstanding repayment. I hope to do more and I am grateful to Zidisha and may God bless this organization.

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  • Joseph    May 14, 2013

    Dear lenders,as i continue to pay my loan ,i would like to rechedue my loan for the first time ,this have just happened to me because i had appylied to be an Equity agent and early this month it was succesful and after that i was requested to buy an aqent ATM machine worthy 20000 i.e about $200 and a phone with a 3G speed and at the same time to furnish the house.i had not planned for all this expenses and this made me to changed my payment period otherwise zidisha as whole has charged my live to the maximum and thanks alot may GOD bless you all.

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  • Joseph    Mar 24, 2013

    Dear lenders and zidisha fraternity, i am glad to notifies you that i am doing well here at Kiptagwanyi ,i am also paying my loan well by now i have repaid 27% and i am hoping to pay it within six month God wiling inorder for me toget my third loan,otherwise thanks

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  • beverly    Feb 13, 2013

    Hi Joseph, thank you for your repayments. I have lent out the money again to another Zidisha borrower. Best wishes for your continuing success and happiness.

    -Beverly

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  • Joseph    Nov 9, 2012

    HEY LENDERS,thanks lenders for counting funding me,
    GOD BLESS U,

    Mr Joseph Kinyua .
    Kiptagwanyi(KENYA).

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    • Joseph    Nov 13, 2012

      HI LENDERS. thanks all lenders in general for funding my loan,my loan is now fully funded. may GOD BLESSING SHOWER UPON YOUR LIVES. I promise to pay the loan on time and without failure.THANKYOU ALL FOR YOU SUPPORT.
      .
      FromJoseph Kinyua

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  • Joseph    Nov 7, 2012

    HI LENDERS. I am fine and very grateful here at kiptagwanyi for your great concern and support.MAY GOD BLESS YOU as you continue supporting my loan,my wish and hope is keep up supporting my loan before the bid closes. i will manage my loan accordingly and return/pay the loan on time.THANKS IN ADVANCE LENDERS AND ZIDISHA IN GENERAL.

    From joseph kinyua .
    Kiptagwanyi(KENYA)

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