Dear lenders,i will use the loan to buy the traditional vegetables seedlings, prepare the land and plant the seedlings....
Joseph
Ongat`a Rongai, Kenya
7% repaid
Entrepreneur
Name
Joseph
Member since
January 2014
On-time repayments
218 installments • 4%
About Me
I AM A SEVENTH BORN OF A FAMILY OF TEN, OUR HOME IS IN WEBUYE BUT I CURRENTLY LIVE IN ONGATA RONGAI, NAIROBI, WITH MY ELDER BROTHER WHILST I ATTEND TECHNICAL UNIVERSITY OF KENYA. GOD HELPED ME THAT I MANAGED TO JOIN THE UNIVERSITY. MY FEE IS PAID BY MY ELDER BROTHER THAT I AM LIVING WITH, BECAUSE MY PARENTS ARE STRUGGLING TO PAY FOR MY OTHER SIBLINGS IN HIGH SCHOOL. I AM PURSUING A DEGREE COURSE: BACHELOR OF BUSINESS ADMINISTRATION(B.COM). I AM CURRENTLY IN THIRD YEAR. MY OTHER ELDER SIBLINGS ARE ALSO STRUGGLING WITH LIFE TO MAKE ENDS. MY YOUNGER SIBLINGS ARE IN HIGH SCHOOL AND THE SOME OTHER MIDDLE LEVEL COLLEGES.
MY AGING PARENTS ARE AT RURAL HOME.
My Business
AT MY BROTHERS PLACE RONGAI, WE HAVE A 1/8 ACRE GARDEN THAT WE GROW ALL TYPES OF VEGETABLES THAT WE SELL TO HOTELS AND NEIGHBOURS. I AM THE ONE WHO STARTED IT AND I HAVE BEEN USING THE BENEFITS AS MY COMMUTATION FEE BACK AND FORTH THE UNIVERSITY.
HOWEVER, I AM PLANNING TO GROW OTHER NEW CROPS BASICALLY THE TRADITIONAL VEGETABLES WHICH SELL EASILY AND ARE ON DEMAND, BUT THE LIMITATION WAS CAPITAL. MY BROTHER WORKS AS A CARPENTER AND HIS EARNINGS ARE USED TO PAY MY SCHOOL FEE. THE 1/8 ACRE FARM IS DIVIDED INTO FOUR TO ALLOW THE CROP CYCLE IN ORDER TO ENSURE THAT AT EVERY SEASON WE HAVE VEGETABLES TO SELL.I USUALLY WATER THE CROPS PERSONALLY AND I WAS PLANNING TO BUY A MONEYMAKER PUMP. EVERYDAY I GET KSH. 500 MINIMUM AND KSH.1000 MAXIMUM AT PEAK SEASON. COMPETITORS ARE MANY BUT ALL IN ALL VEGETABLES ARE A MUST FOOD AT HOTELS AND HOMESTEADS IN KENYA SO IT SELLS SO MUCH. THE RISKS FACED BY THIS FARM IS VEGETABLE DISEASES LIKE MILDNESS AND RUST. SO PURCHASE OF THE HERBICIDES IS A CHALLENGE BECAUSE THEY ARE EXPENSIVE. I HAVE DONE THIS BUSINESS FOR FOUR YEARS NOW AND IT IS VERY PRODUCTIVE.
Loan Proposal
The loan will help me purchase, plant and upkeep the traditional vegetable seedlings( managu,saga etc) that are greatly in demand from the hotels and residents who buy from within Rongai.
Right now there are ready vegetables like the sukumawiki, cabbages and potatoes. i will be using portion of it to repay my montky payments. I believe that once am funded, the benefits from the farm will increase and furthely help me with paying my school fees for the remaining years. Thanks.
Feedback
Positive
None
Neutral
None
Negative
2
Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Jan 28, 2014
Repayment status
Late
Projected term
51 months
Lenders
Ipswich, United Kingdom
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Summary
Amount repaid
$18.82
Amount remaining
$238.32
Expected completion
Apr 11, 2018
Status
Repaying late
Installment amount
$1.18
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 4, 2014 | $0.00 | ||
| Feb 11, 2014 | $2.35 | Feb 7, 2014 | $2.35 |
| Feb 18, 2014 | $2.35 | Feb 17, 2014 | $2.35 |
| Feb 25, 2014 | $2.35 | Feb 26, 2014 | $2.35 |
| Mar 4, 2014 | $2.35 | Mar 15, 2014 | $2.35 |
| Mar 12, 2014 | $2.35 | Mar 15, 2014 | $2.35 |
| Mar 19, 2014 | $2.35 | Mar 29, 2014 | $2.35 |
| Mar 26, 2014 | $2.35 | Mar 29, 2014 | $2.35 |
| Apr 2, 2014 | $2.35 | Mar 29, 2014 | $2.35 |
| Apr 9, 2014 | $0.00 | ||
| Apr 16, 2014 | $0.00 | ||
| Apr 23, 2014 | $0.00 | ||
| Apr 30, 2014 | $0.00 | ||
| May 7, 2014 | $0.00 | ||
| May 14, 2014 | $0.00 | ||
| May 21, 2014 | $0.00 | ||
| May 28, 2014 | $1.18 | ||
| Jun 4, 2014 | $1.18 | ||
| Jun 11, 2014 | $1.18 | ||
| Jun 18, 2014 | $1.18 | ||
| Jun 25, 2014 | $1.18 | ||
| Jul 2, 2014 | $1.18 | ||
| Jul 9, 2014 | $1.18 | ||
| Jul 16, 2014 | $1.18 | ||
| Jul 23, 2014 | $1.18 | ||
| Jul 30, 2014 | $1.18 | ||
| Aug 6, 2014 | $1.18 | ||
| Aug 13, 2014 | $1.18 | ||
| Aug 20, 2014 | $1.18 | ||
| Aug 27, 2014 | $1.18 | ||
| Sep 3, 2014 | $1.18 | ||
| Sep 10, 2014 | $1.18 | ||
| Sep 17, 2014 | $1.18 | ||
| Sep 24, 2014 | $1.18 | ||
| Oct 1, 2014 | $1.18 | ||
| Oct 8, 2014 | $1.18 | ||
| Oct 15, 2014 | $1.18 | ||
| Oct 22, 2014 | $1.18 | ||
| Oct 29, 2014 | $1.18 | ||
| Nov 4, 2014 | $1.18 | ||
| Nov 11, 2014 | $1.18 | ||
| Nov 18, 2014 | $1.18 | ||
| Nov 25, 2014 | $1.18 | ||
| Dec 2, 2014 | $1.18 | ||
| Dec 9, 2014 | $1.18 | ||
| Dec 16, 2014 | $1.18 | ||
| Dec 23, 2014 | $1.18 | ||
| Dec 30, 2014 | $1.18 | ||
| Jan 6, 2015 | $1.18 | ||
| Jan 13, 2015 | $1.18 | ||
| Jan 20, 2015 | $1.18 | ||
| Jan 27, 2015 | $1.18 | ||
| Feb 3, 2015 | $1.18 | ||
| Feb 10, 2015 | $1.18 | ||
| Feb 17, 2015 | $1.18 | ||
| Feb 24, 2015 | $1.18 | ||
| Mar 3, 2015 | $1.18 | ||
| Mar 11, 2015 | $1.18 | ||
| Mar 18, 2015 | $1.18 | ||
| Mar 25, 2015 | $1.18 | ||
| Apr 1, 2015 | $1.18 | ||
| Apr 8, 2015 | $1.18 | ||
| Apr 15, 2015 | $1.18 | ||
| Apr 22, 2015 | $1.18 | ||
| Apr 29, 2015 | $1.18 | ||
| May 6, 2015 | $1.18 | ||
| May 13, 2015 | $1.18 | ||
| May 20, 2015 | $1.18 | ||
| May 27, 2015 | $1.18 | ||
| Jun 3, 2015 | $1.18 | ||
| Jun 10, 2015 | $1.18 | ||
| Jun 17, 2015 | $1.18 | ||
| Jun 24, 2015 | $1.18 | ||
| Jul 1, 2015 | $1.18 | ||
| Jul 8, 2015 | $1.18 | ||
| Jul 15, 2015 | $1.18 | ||
| Jul 22, 2015 | $1.18 | ||
| Jul 29, 2015 | $1.18 | ||
| Aug 5, 2015 | $1.18 | ||
| Aug 12, 2015 | $1.18 | ||
| Aug 19, 2015 | $1.18 | ||
| Aug 26, 2015 | $1.18 | ||
| Sep 2, 2015 | $1.18 | ||
| Sep 9, 2015 | $1.18 | ||
| Sep 16, 2015 | $1.18 | ||
| Sep 23, 2015 | $1.18 | ||
| Sep 30, 2015 | $1.18 | ||
| Oct 7, 2015 | $1.18 | ||
| Oct 14, 2015 | $1.18 | ||
| Oct 21, 2015 | $1.18 | ||
| Oct 28, 2015 | $1.18 | ||
| Nov 3, 2015 | $1.18 | ||
| Nov 10, 2015 | $1.18 | ||
| Nov 17, 2015 | $1.18 | ||
| Nov 24, 2015 | $1.18 | ||
| Dec 1, 2015 | $1.18 | ||
| Dec 8, 2015 | $1.18 | ||
| Dec 15, 2015 | $1.18 | ||
| Dec 22, 2015 | $1.18 | ||
| Dec 29, 2015 | $1.18 | ||
| Jan 5, 2016 | $1.18 | ||
| Jan 12, 2016 | $1.18 | ||
| Jan 19, 2016 | $1.18 | ||
| Jan 26, 2016 | $1.18 | ||
| Feb 2, 2016 | $1.18 | ||
| Feb 9, 2016 | $1.18 | ||
| Feb 16, 2016 | $1.18 | ||
| Feb 23, 2016 | $1.18 | ||
| Mar 1, 2016 | $1.18 | ||
| Mar 8, 2016 | $1.18 | ||
| Mar 16, 2016 | $1.18 | ||
| Mar 23, 2016 | $1.18 | ||
| Mar 30, 2016 | $1.18 | ||
| Apr 6, 2016 | $1.18 | ||
| Apr 13, 2016 | $1.18 | ||
| Apr 20, 2016 | $1.18 | ||
| Apr 27, 2016 | $1.18 | ||
| May 4, 2016 | $1.18 | ||
| May 11, 2016 | $1.18 | ||
| May 18, 2016 | $1.18 | ||
| May 25, 2016 | $1.18 | ||
| Jun 1, 2016 | $1.18 | ||
| Jun 8, 2016 | $1.18 | ||
| Jun 15, 2016 | $1.18 | ||
| Jun 22, 2016 | $1.18 | ||
| Jun 29, 2016 | $1.18 | ||
| Jul 6, 2016 | $1.18 | ||
| Jul 13, 2016 | $1.18 | ||
| Jul 20, 2016 | $1.18 | ||
| Jul 27, 2016 | $1.18 | ||
| Aug 3, 2016 | $1.18 | ||
| Aug 10, 2016 | $1.18 | ||
| Aug 17, 2016 | $1.18 | ||
| Aug 24, 2016 | $1.18 | ||
| Aug 31, 2016 | $1.18 | ||
| Sep 7, 2016 | $1.18 | ||
| Sep 14, 2016 | $1.18 | ||
| Sep 21, 2016 | $1.18 | ||
| Sep 28, 2016 | $1.18 | ||
| Oct 5, 2016 | $1.18 | ||
| Oct 12, 2016 | $1.18 | ||
| Oct 19, 2016 | $1.18 | ||
| Oct 26, 2016 | $1.18 | ||
| Nov 2, 2016 | $1.18 | ||
| Nov 8, 2016 | $1.18 | ||
| Nov 15, 2016 | $1.18 | ||
| Nov 22, 2016 | $1.18 | ||
| Nov 29, 2016 | $1.18 | ||
| Dec 6, 2016 | $1.18 | ||
| Dec 13, 2016 | $1.18 | ||
| Dec 20, 2016 | $1.18 | ||
| Dec 27, 2016 | $1.18 | ||
| Jan 3, 2017 | $1.18 | ||
| Jan 10, 2017 | $1.18 | ||
| Jan 17, 2017 | $1.18 | ||
| Jan 24, 2017 | $1.18 | ||
| Jan 31, 2017 | $1.18 | ||
| Feb 7, 2017 | $1.18 | ||
| Feb 14, 2017 | $1.18 | ||
| Feb 21, 2017 | $1.18 | ||
| Feb 28, 2017 | $1.18 | ||
| Mar 7, 2017 | $1.18 | ||
| Mar 15, 2017 | $1.18 | ||
| Mar 22, 2017 | $1.18 | ||
| Mar 29, 2017 | $1.18 | ||
| Apr 5, 2017 | $1.18 | ||
| Apr 12, 2017 | $1.18 | ||
| Apr 19, 2017 | $1.18 | ||
| Apr 26, 2017 | $1.18 | ||
| May 3, 2017 | $1.18 | ||
| May 10, 2017 | $1.18 | ||
| May 17, 2017 | $1.18 | ||
| May 24, 2017 | $1.18 | ||
| May 31, 2017 | $1.18 | ||
| Jun 7, 2017 | $1.18 | ||
| Jun 14, 2017 | $1.18 | ||
| Jun 21, 2017 | $1.18 | ||
| Jun 28, 2017 | $1.18 | ||
| Jul 5, 2017 | $1.18 | ||
| Jul 12, 2017 | $1.18 | ||
| Jul 19, 2017 | $1.18 | ||
| Jul 26, 2017 | $1.18 | ||
| Aug 2, 2017 | $1.18 | ||
| Aug 9, 2017 | $1.18 | ||
| Aug 16, 2017 | $1.18 | ||
| Aug 23, 2017 | $1.18 | ||
| Aug 30, 2017 | $1.18 | ||
| Sep 6, 2017 | $1.18 | ||
| Sep 13, 2017 | $1.18 | ||
| Sep 20, 2017 | $1.18 | ||
| Sep 27, 2017 | $1.18 | ||
| Oct 4, 2017 | $1.18 | ||
| Oct 11, 2017 | $1.18 | ||
| Oct 18, 2017 | $1.18 | ||
| Oct 25, 2017 | $1.18 | ||
| Nov 1, 2017 | $1.18 | ||
| Nov 7, 2017 | $1.18 | ||
| Nov 14, 2017 | $1.18 | ||
| Nov 21, 2017 | $1.18 | ||
| Nov 28, 2017 | $1.18 | ||
| Dec 5, 2017 | $1.18 | ||
| Dec 12, 2017 | $1.18 | ||
| Dec 19, 2017 | $1.18 | ||
| Dec 26, 2017 | $1.18 | ||
| Jan 2, 2018 | $1.18 | ||
| Jan 9, 2018 | $1.18 | ||
| Jan 16, 2018 | $1.18 | ||
| Jan 23, 2018 | $1.18 | ||
| Jan 30, 2018 | $1.18 | ||
| Feb 6, 2018 | $1.18 | ||
| Feb 13, 2018 | $1.18 | ||
| Feb 20, 2018 | $1.18 | ||
| Feb 27, 2018 | $1.18 | ||
| Mar 6, 2018 | $1.18 | ||
| Mar 14, 2018 | $1.18 | ||
| Mar 21, 2018 | $1.18 | ||
| Mar 28, 2018 | $1.18 | ||
| Apr 4, 2018 | $1.18 | ||
| Apr 11, 2018 | $0.67 | ||
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