Derety

Nairobi-fedha, Kenya

5% repaid

Entrepreneur

Name

Derety

Member since

July 2013

On-time repayments

153 installments  •  8%

About Me

I AM 21yrs old.staying with my parents at Fedha near pipeline Nairobi.i just finished my O levels in the year 2011 and there after i didn't proceed to campus due to school fees though a good grades that could enable me.currently i am running a shop at Fedha estate where we reside up-to evening when my mother assists me as i go to classes at pipeline a college called Talons institute as i pursue CPA course currently at CPA 11.
My mother and i are the only ones as my mother separated when i was young.when i finished school my mother made savings and we started up the shop in the ground floor floor that we leave.
we buy goods as sugar,soap etc and sell it at retail price and we serve the entire building and the neighbors too.

My Business

As earlier noted,when i finished school my mother made savings and we started up the shop in the ground floor floor that we leave.
we buy goods as sugar,soap,cooking oil,t/leaves,salt etc and sell it at retail price and we serve the entire building and the neighbors too.
its profitable as we get our stock at whole sellers at a place called KIKOMBAA which has really assisted us as the business is our main source of income.
There is also high demand as we stock cheap high quality products.The risk are not much as our stocks move only that most of our customers take goods on credit and therefore held stock.
I have registered my CPA lessons and its the business which educates me and we rely everything on it.
If i will be given the loan i will use it to increase our stock for our growing business.

Loan Proposal

Dear Zidisha lenders,i come to you once more for the third time.The previous loans has really assisted greatly as a part from the shop my mother and i was running,we have already acquired an Mpesa agent.
The loan will greatly boost our shop as well as the new Mpesa.
We will be able to buy a few stocks for the shop and increase our new Mpesa capital to meet our interest of our customers.
I will truly appreciate your continued support from time to time.God bless you so much.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$445.00

Date disbursed

Jan 16, 2014

Repayment status

Late

Projected term

35 months

Lenders

A

anonymus

Moon, United States

MakeSense

-, St. Kitts and Nevis

H

HildeK

Rogaland, Norway

A

aiban

Austin, United States

joaoferraz

RINCHOA, Portugal

Giucca

Indjija, Yugoslavia

TuveTheDog

Helsinki, Finland

dlpringle

Denver, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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Summary

Amount repaid

$43.05

Amount remaining

$779.74

Expected completion

Dec 7, 2016

Status

Repaying late

Installment amount

$5.88

Repayment History

Expected Payments Actual Payments
Jan 29, 2014 $0.00
Feb 5, 2014 $11.76 Feb 7, 2014 $11.76
Feb 12, 2014 $0.06 Feb 7, 2014 $0.06
Feb 19, 2014 $0.00
Feb 26, 2014 $5.88 Mar 2, 2014 $5.00
Mar 5, 2014 $0.88
Mar 5, 2014 $5.88 Mar 5, 2014 $3.06
Mar 14, 2014 $2.82
Mar 13, 2014 $5.88 Mar 14, 2014 $5.88
Mar 20, 2014 $0.46 Mar 14, 2014 $0.46
Mar 27, 2014 $0.00
Apr 3, 2014 $5.88 Mar 26, 2014 $5.88
Apr 10, 2014 $3.71 Mar 26, 2014 $1.35
May 1, 2014 $2.35
Apr 17, 2014 $0.00
Apr 24, 2014 $0.00
May 1, 2014 $0.00
May 8, 2014 $0.00
May 15, 2014 $0.00
May 22, 2014 $5.88 Jun 6, 2014 $2.35
Aug 3, 2014 $1.18
May 29, 2014 $5.88
Jun 5, 2014 $5.88
Jun 12, 2014 $5.88
Jun 19, 2014 $5.88
Jun 26, 2014 $5.88
Jul 3, 2014 $5.88
Jul 10, 2014 $5.88
Jul 17, 2014 $5.88
Jul 24, 2014 $5.88
Jul 31, 2014 $5.88
Aug 7, 2014 $5.88
Aug 14, 2014 $5.88
Aug 21, 2014 $5.88
Aug 28, 2014 $5.88
Sep 4, 2014 $5.88
Sep 11, 2014 $5.88
Sep 18, 2014 $5.88
Sep 25, 2014 $5.88
Oct 2, 2014 $5.88
Oct 9, 2014 $5.88
Oct 16, 2014 $5.88
Oct 23, 2014 $5.88
Oct 30, 2014 $5.88
Nov 5, 2014 $5.88
Nov 12, 2014 $5.88
Nov 19, 2014 $5.88
Nov 26, 2014 $5.88
Dec 3, 2014 $5.88
Dec 10, 2014 $5.88
Dec 17, 2014 $5.88
Dec 24, 2014 $5.88
Dec 31, 2014 $5.88
Jan 7, 2015 $5.88
Jan 14, 2015 $5.88
Jan 21, 2015 $5.88
Jan 28, 2015 $5.88
Feb 4, 2015 $5.88
Feb 11, 2015 $5.88
Feb 18, 2015 $5.88
Feb 25, 2015 $5.88
Mar 4, 2015 $5.88
Mar 12, 2015 $5.88
Mar 19, 2015 $5.88
Mar 26, 2015 $5.88
Apr 2, 2015 $5.88
Apr 9, 2015 $5.88
Apr 16, 2015 $5.88
Apr 23, 2015 $5.88
Apr 30, 2015 $5.88
May 7, 2015 $5.88
May 14, 2015 $5.88
May 21, 2015 $5.88
May 28, 2015 $5.88
Jun 4, 2015 $5.88
Jun 11, 2015 $5.88
Jun 18, 2015 $5.88
Jun 25, 2015 $5.88
Jul 2, 2015 $5.88
Jul 9, 2015 $5.88
Jul 16, 2015 $5.88
Jul 23, 2015 $5.88
Jul 30, 2015 $5.88
Aug 6, 2015 $5.88
Aug 13, 2015 $5.88
Aug 20, 2015 $5.88
Aug 27, 2015 $5.88
Sep 3, 2015 $5.88
Sep 10, 2015 $5.88
Sep 17, 2015 $5.88
Sep 24, 2015 $5.88
Oct 1, 2015 $5.88
Oct 8, 2015 $5.88
Oct 15, 2015 $5.88
Oct 22, 2015 $5.88
Oct 29, 2015 $5.88
Nov 4, 2015 $5.88
Nov 11, 2015 $5.88
Nov 18, 2015 $5.88
Nov 25, 2015 $5.88
Dec 2, 2015 $5.88
Dec 9, 2015 $5.88
Dec 16, 2015 $5.88
Dec 23, 2015 $5.88
Dec 30, 2015 $5.88
Jan 6, 2016 $5.88
Jan 13, 2016 $5.88
Jan 20, 2016 $5.88
Jan 27, 2016 $5.88
Feb 3, 2016 $5.88
Feb 10, 2016 $5.88
Feb 17, 2016 $5.88
Feb 24, 2016 $5.88
Mar 2, 2016 $5.88
Mar 9, 2016 $5.88
Mar 17, 2016 $5.88
Mar 24, 2016 $5.88
Mar 31, 2016 $5.88
Apr 7, 2016 $5.88
Apr 14, 2016 $5.88
Apr 21, 2016 $5.88
Apr 28, 2016 $5.88
May 5, 2016 $5.88
May 12, 2016 $5.88
May 19, 2016 $5.88
May 26, 2016 $5.88
Jun 2, 2016 $5.88
Jun 9, 2016 $5.88
Jun 16, 2016 $5.88
Jun 23, 2016 $5.88
Jun 30, 2016 $5.88
Jul 7, 2016 $5.88
Jul 14, 2016 $5.88
Jul 21, 2016 $5.88
Jul 28, 2016 $5.88
Aug 4, 2016 $5.88
Aug 11, 2016 $5.88
Aug 18, 2016 $5.88
Aug 25, 2016 $5.88
Sep 1, 2016 $5.88
Sep 8, 2016 $5.88
Sep 15, 2016 $5.88
Sep 22, 2016 $5.88
Sep 29, 2016 $5.88
Oct 6, 2016 $5.88
Oct 13, 2016 $5.88
Oct 20, 2016 $5.88
Oct 27, 2016 $5.88
Nov 3, 2016 $5.88
Nov 9, 2016 $5.88
Nov 16, 2016 $5.88
Nov 23, 2016 $5.88
Nov 30, 2016 $5.88
Dec 7, 2016 $0.92

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