Moses Muohi    Feb 11, 2017

Hi zidisha, offlate farming business that I run to has become unbearable..All that I invested has been wasted by the bad weather conditions. I am counting a huge loss hence unable to pay your debt,please bear with me for two month because right now I will only start from scratch.. No money,no yields & seems no hope until it rains. Please hold up my arrears and two months instalments before I recover.

Moses Muohi    Aug 11, 2016

Hi I am sorry that my payment have not been made for a while.. but I have made now. Sorry for inconvenience

Moses Muohi    Aug 11, 2016

Hi I am sorry that my payment have not been made for a while.. but I have made now. Sorry for inconvenience

Moses Muohi    Oct 23, 2014

First is to express my regrets to the late payments .Things off late have not turn out as I had planned. I would wish to reduce my loan repayment to a later date due some pressing issues. Thanks in advance.First is to express my regrets to the late payments .Things off late have not turn out as I had planned. I would wish to reduce my loan repayment to a later date due some pressing issues. Thanks in advance.

Moses Muohi    Jul 12, 2014

Ndiraaria uguo ta ngwimenereria, tondu ithui tutiigana kwiumiriria uguo. No riri, undu o wothe uria mundu angieta kwigathira, no njete kuwigathira o na nii. (Ndiraaria ta ndi kirimu). Githi o ni Ahibirania? O na nii ndi o Muhibirania. O ni Aisiraeli? Na nii ndi o Muisiraeli. O ni njiarau cia Iburahimu? O na nii ndi wa ruciaro ruu. O ni ndungata cia Kristo? (Hi! Ngwaria ta muguruki) nii-ri,nindimakirite; ngamakira muno na mawira maria ndanaruta mahinya; na ngamakira muno na kuohwo korokoro-ini; ningi na mahura matangigereka, o na gukinya kaingi ugwati-ini wa gukua. Ndanahuruo na kiboko mahinda matano ni Ayahudi, o ihinda iboko mirongo ina, tiga kimwe. Ndanahuruo na thanju gatatu, na ngihuruo na mahiga rimwe; iria-ini, marikabu iria ciandwaraga ciehire gatatu, na kwi hindi ndaraariire iria-ini, na ngiroka gutinda o kuo. Ndanathii ng’endo nyinge, na ni kaingi ndanona ugwati ngringa njui, na ugwati wa atunyani, na ugwati wa andu a ruriri ruitu, na ugwati wa andu aria matari Ayahudi, na ngakiona ugwati wa andu a ruriri ruritu, na ugwati wa andu aria matari Ayahudi na ngakiona agwati matuura-ini, o na weru-ini, o na iri-ani, na ningi ugwati wa andu aria mahenanaga, ati ni ariu a ithe witu, Na ndanatuura ndutaga mawira ma minoga na ngithinikaga, na ngakiraaraga kaingi o iguaga heho na ndi njaga. Na ningi, hamwe na maundu maria mangi itanagweta-ri, nihari uhoro uria u hinyagiriria muthenya, naguo ni wa gutangikagia maundu maria makonii makanitha mothe. Ni mundu uriku ungikoruo aagite hinya nii na nii ndikoruo njagite hinya take? Ningi ni uriku ungihingithio, na nii ndicinwo ni marakara? Ingituika no muhaka ndiirahe-ri, no ndiirahire na maundu maria njagite hinya ni undu wamo. Ngai wa mwathani jesu na nowe Ithe, o we utuuraga e mugathe tene na tene, nioi ati ndirahenania. O kuria Dameski, baruthi uria waathanaga kuo ithenya ria muthamaki Areta

Moses Muohi    Dec 31, 2013

This is to certify that the above named person is a full member of this church in P.C.E.A Githima congregation. She is fully known to me as an active youth member of the churchThis is to certify that the above named person is a full member of this church in P.C.E.A Githima congregation. She is fully known to me as an active youth member of the church

Moses Muohi    Nov 4, 2013

I would like to buy a Photo printing machine which cost
Ksh.80,000. This will reduce cost of printing photos. To expand
my business, I also want to buy phone accessories which I will
be selling. So I will need about Ksh. 250,000 to do so. I would
also like to buy a cow where I will a employe a worker in my
zero grazing farm.

Moses Muohi    Sep 26, 2013

What you are doing is truly admirable. Particularly in light of the exorbitant interest rates bank and other financial institutions charges.Youths around complain much about lack of capital while as ideas are many. Most of them lacks internet connectivity and so are disadvantaged from Zidisha membership. Zidisha,..:) This is the real thing, with low rates, direct contacts with carefully vetted lenders...The personal touch is wonderful: these are real people one connects with and can relate to. I am also glad that you pals have accorded me(us borrowers ) that great trust that you lend us money hoping it will help us and pay back.

• mewesten    Oct 11, 2013

  Hi Moses,
  Thank you for your kind words. I feel honored and humbled to be able to lend to you and to be a tiny part of your success.
  I have heard that the interest rates can be very high, as much as 30%. Zidisha depends on good people like you to establish trust and lead the way for others.
  My best wishes to you sir.
  Marvin

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mewesten    Sep 11, 2013

Dear Mr Githua,
I am also pleased that you have a loan through Zidisha.
Having income flow is a good hedge against down turns in one business.
I like that you said you can help other young people in establishing themselves in a wealth creation activity. Your leadership will be invaluable, Everyone needs work or business, and there should be enough to go around to everyone.
Please stay in tough and let us know how everything progresses.
Sincerely,
Marvin (Zidisha lender)

Moses Muohi    Sep 10, 2013

Dear lenders, I am so pleased for giving me the second loan a month ago, listening to my plea, forgiving a mistake done and being a zidisha member. What I have been thinking to myself is that I was late at joining zidisha, for I could be receiving a substantial loan amount to propel my growing aspirations but surely, I am not. This is due to that the government had promised a 30% tenders delivery from all the government ministries, departments to the youth. I have seen an opportunity arising if that directive is implemented whereby being I am one of the elite youth in my society, I will be considered for general supplies .eg. For supplies of building materials, stationeries, soft drinks …etc to schools, government offices, hospitals and health centre is of which I am a board member of one. With this, I would not be relying only on a single source of income but I will have a diversified income flow. This now will mean more funding from my current pool tables and video… and big assistance from you dear lenders and all stakeholders. From November, I presume that I will be getting a tender or two of building materials to a health centre. I look forward to work more with you, grow admirable income, and assist my fellow youth in wealth creation and stabilizing our lives. Though the current economic status is not favoring to all businesses, my business is doing quite well and I am anticipating change to a better situation come October. Today i sent my first monthly installment of the second loan. Big thanks to all lenders, zidisha community because there is non like this… Have a good day !

mewesten    Sep 6, 2013

Hello Moses --
I just received numerous copies of a message from you, subject: Early childhood development education.
Why did you send those messages? It doesn't seem to have anything to do with your business. ???
Sincerely,
mewesten

• Moses Muohi    Sep 8, 2013

  Hello Mewesten ,...
  I got your mail this morning and i am humbled to reply with my apologies. I
  left my colleague working on something online while as my Zidisha account
  was signed in.I had requested him to send on my behalf to zidisha a copy
  i had drafted. Since we saw this mail together,his explanation to me was
  he copy -pasted the wrong content other than what he saw me drafting.He 's
  saying he did that a couple of times.Please accept my apologies and i promise
  never to happen again.

  Log in to reply • Share
• Moses Muohi    Sep 8, 2013

  Hello Mewesten ,...
  I got your mail this morning and i am humbled to reply with my apologies. I
  left my colleague working on something online while as my Zidisha account
  was signed in.I had requested him to send on my behalf to zidisha a copy
  i had drafted. Since we saw this mail together,his explanation to me was
  he copy -pasted the wrong content other than what he saw me drafting.He 's
  saying he did that a couple of times.Please accept my apologies and i promise
  never to happen again.

  Log in to reply • Share

  • mewesten    Sep 8, 2013

    Hello Mr Githua,
    I am grateful for your reply. In turn, please forgive me if I came to the wrong conclusions regarding the messages.
    I hope that you will continue to send appropriate messages about your business and your life. I wish you the best of fortune in all things.
    Sincerely,
    Marvin

    Log in to reply • Share
  • mewesten    Sep 8, 2013

    Hello Mr Githua,
    I am grateful for your reply. In turn, please forgive me if I came to the wrong conclusions regarding the messages.
    I hope that you will continue to send appropriate messages about your business and your life. I wish you the best of fortune in all things.
    Sincerely,
    Marvin

    Log in to reply • Share

Moses Muohi    Sep 6, 2013

Early childhood development education is back in 18th centaury in the developed world. Some government of Asian countries for Instance began the integrated child development goals ICDG in 1974. The programme provide for a package of health, nutrition and early education services for a package of health, nutrition and early education services for children up to six years of age from disadvantage families. Immunization and health referral service for children between 3-6 years was also provided for. An article by Bassey 1996 emphasizes that children learn by doing and therefore the need for material to enhance learning. Another article by young 2002 states that Early childhood education is very important and requires secure physical facilities and enough material to support the child physical facilities and enough material to support the child physically, emotionally and enough materials to aspects for successful results.
Early childhood in Kenya cover about 1.5 million preschools Education magazines news volume 42 (Nov 2009) in related districts throughout Kenya. The district was selected with an aim of upgrading the early childhood education development centre.
In Nakuru North district ECDE programme was seen to expand in 1995. Teachers as private institutions supplement those ran by communities and those that are government and material remain a problem in the centre because of economic station of communities. Most of these centre lack permanent physical facilities and learning materials daily nation of Friday April (2009) quoted the same by Musee Wa Kisomo. This however has contributed to poor performance in ECDE centers by children in Bahati Zone Nakuru North District. Therefore, the researcher would like to study on physical facilities, material in Bahati zona, Nakuru north District

Moses Muohi    Sep 6, 2013

Early childhood development education is back in 18th centaury in the developed world. Some government of Asian countries for Instance began the integrated child development goals ICDG in 1974. The programme provide for a package of health, nutrition and early education services for a package of health, nutrition and early education services for children up to six years of age from disadvantage families. Immunization and health referral service for children between 3-6 years was also provided for. An article by Bassey 1996 emphasizes that children learn by doing and therefore the need for material to enhance learning. Another article by young 2002 states that Early childhood education is very important and requires secure physical facilities and enough material to support the child physical facilities and enough material to support the child physically, emotionally and enough materials to aspects for successful results.
Early childhood in Kenya cover about 1.5 million preschools Education magazines news volume 42 (Nov 2009) in related districts throughout Kenya. The district was selected with an aim of upgrading the early childhood education development centre.
In Nakuru North district ECDE programme was seen to expand in 1995. Teachers as private institutions supplement those ran by communities and those that are government and material remain a problem in the centre because of economic station of communities. Most of these centre lack permanent physical facilities and learning materials daily nation of Friday April (2009) quoted the same by Musee Wa Kisomo. This however has contributed to poor performance in ECDE centers by children in Bahati Zone Nakuru North District. Therefore, the researcher would like to study on physical facilities, material in Bahati zona, Nakuru north District

Moses Muohi    Sep 6, 2013

Early childhood development education is back in 18th centaury in the developed world. Some government of Asian countries for Instance began the integrated child development goals ICDG in 1974. The programme provide for a package of health, nutrition and early education services for a package of health, nutrition and early education services for children up to six years of age from disadvantage families. Immunization and health referral service for children between 3-6 years was also provided for. An article by Bassey 1996 emphasizes that children learn by doing and therefore the need for material to enhance learning. Another article by young 2002 states that Early childhood education is very important and requires secure physical facilities and enough material to support the child physical facilities and enough material to support the child physically, emotionally and enough materials to aspects for successful results.
Early childhood in Kenya cover about 1.5 million preschools Education magazines news volume 42 (Nov 2009) in related districts throughout Kenya. The district was selected with an aim of upgrading the early childhood education development centre.
In Nakuru North district ECDE programme was seen to expand in 1995. Teachers as private institutions supplement those ran by communities and those that are government and material remain a problem in the centre because of economic station of communities. Most of these centre lack permanent physical facilities and learning materials daily nation of Friday April (2009) quoted the same by Musee Wa Kisomo. This however has contributed to poor performance in ECDE centers by children in Bahati Zone Nakuru North District. Therefore, the researcher would like to study on physical facilities, material in Bahati zona, Nakuru north District

Moses Muohi    Sep 6, 2013

Early childhood development education is back in 18th centaury in the developed world. Some government of Asian countries for Instance began the integrated child development goals ICDG in 1974. The programme provide for a package of health, nutrition and early education services for a package of health, nutrition and early education services for children up to six years of age from disadvantage families. Immunization and health referral service for children between 3-6 years was also provided for. An article by Bassey 1996 emphasizes that children learn by doing and therefore the need for material to enhance learning. Another article by young 2002 states that Early childhood education is very important and requires secure physical facilities and enough material to support the child physical facilities and enough material to support the child physically, emotionally and enough materials to aspects for successful results.
Early childhood in Kenya cover about 1.5 million preschools Education magazines news volume 42 (Nov 2009) in related districts throughout Kenya. The district was selected with an aim of upgrading the early childhood education development centre.
In Nakuru North district ECDE programme was seen to expand in 1995. Teachers as private institutions supplement those ran by communities and those that are government and material remain a problem in the centre because of economic station of communities. Most of these centre lack permanent physical facilities and learning materials daily nation of Friday April (2009) quoted the same by Musee Wa Kisomo. This however has contributed to poor performance in ECDE centers by children in Bahati Zone Nakuru North District. Therefore, the researcher would like to study on physical facilities, material in Bahati zona, Nakuru north District

Moses Muohi    Sep 6, 2013

Early childhood development education is back in 18th centaury in the developed world. Some government of Asian countries for Instance began the integrated child development goals ICDG in 1974. The programme provide for a package of health, nutrition and early education services for a package of health, nutrition and early education services for children up to six years of age from disadvantage families. Immunization and health referral service for children between 3-6 years was also provided for. An article by Bassey 1996 emphasizes that children learn by doing and therefore the need for material to enhance learning. Another article by young 2002 states that Early childhood education is very important and requires secure physical facilities and enough material to support the child physical facilities and enough material to support the child physically, emotionally and enough materials to aspects for successful results.
Early childhood in Kenya cover about 1.5 million preschools Education magazines news volume 42 (Nov 2009) in related districts throughout Kenya. The district was selected with an aim of upgrading the early childhood education development centre.
In Nakuru North district ECDE programme was seen to expand in 1995. Teachers as private institutions supplement those ran by communities and those that are government and material remain a problem in the centre because of economic station of communities. Most of these centre lack permanent physical facilities and learning materials daily nation of Friday April (2009) quoted the same by Musee Wa Kisomo. This however has contributed to poor performance in ECDE centers by children in Bahati Zone Nakuru North District. Therefore, the researcher would like to study on physical facilities, material in Bahati zona, Nakuru north District

Moses Muohi    Sep 6, 2013

Early childhood development education is back in 18th centaury in the developed world. Some government of Asian countries for Instance began the integrated child development goals ICDG in 1974. The programme provide for a package of health, nutrition and early education services for a package of health, nutrition and early education services for children up to six years of age from disadvantage families. Immunization and health referral service for children between 3-6 years was also provided for. An article by Bassey 1996 emphasizes that children learn by doing and therefore the need for material to enhance learning. Another article by young 2002 states that Early childhood education is very important and requires secure physical facilities and enough material to support the child physical facilities and enough material to support the child physically, emotionally and enough materials to aspects for successful results.
Early childhood in Kenya cover about 1.5 million preschools Education magazines news volume 42 (Nov 2009) in related districts throughout Kenya. The district was selected with an aim of upgrading the early childhood education development centre.
In Nakuru North district ECDE programme was seen to expand in 1995. Teachers as private institutions supplement those ran by communities and those that are government and material remain a problem in the centre because of economic station of communities. Most of these centre lack permanent physical facilities and learning materials daily nation of Friday April (2009) quoted the same by Musee Wa Kisomo. This however has contributed to poor performance in ECDE centers by children in Bahati Zone Nakuru North District. Therefore, the researcher would like to study on physical facilities, material in Bahati zona, Nakuru north District

Moses Muohi    Sep 5, 2013

The first and the second loan has really helped me to carry out an exciting activity by giving the appropriate services , I have succeed in assisting many people to get a relax status and pleasure , as well as with their well-being, and also am able to support myself. Thanks to the profits I earn, I manage to take care of my sister and also help my family whenever I can. And I do not stop talking about Zidisha to my friends, one of them was a beneficiary and there are others who are interested. Long live Zidisha, because you are the best who help people who want to work without imposing arbitrary conditions. One more time, I cannot thank you enough for all that you have done for me. Thanks to your generosity, I have left the cadre of the unemployed by leading an exciting activity that I love. Thank you Zidisha.

Moses Muohi    Aug 3, 2013

Good morning,..How else can i show that i thankful!! This is a great accomplishment; really great people make you feel that you, too, can become great.Zidisha,you are great and worthy partners. We must become the change we want to see and if this is your organizations aspirations to elleviate and empower entrepreneurs like me i am grateful am i wish that you are blessed as i am being blessed. Once again Shukran!!!
.

Moses Muohi    Jul 31, 2013

Hello zidisha, am so happy that my business is doing so well. I really thank you for the empowerment you have given me so far. My business has done so well that i intend to improve my services further by first refurbishing the seats in the video hall and most probably purchase a projector.So with the second loan i would like to refurbish the seats awaiting any other means to purchase a projector.The hall expansion seems to be a long term goal but achievable.This will add more value to my business by increasing the income level. So with the new earnings, i will stand chance to pay the loans and other types of expenditures with ease.Once again i thank zidisha for this opportunity.So regarding this, i want to repay my loan balance at once since i have received my dues of a month. Keep up the spirit!